The Press-Dispatch
Issue link: https://www.ifoldsflip.com/i/1477088
The Press-Dispatch Wednesday, August 24, 2022 B-7 Court Report Can my wife claim a spouse benefit first? Social Security Matters By Rusty Gloor CIVIL DOCKET Pike Circuit Court OneMain Financial Group, LLC sues Troy Stewart for civil collection. Professional & Business Collections sues Melissa Evans for civil collection. First Financial Bank N.A. sues Court- ney Davis and Martin Beck for civil col- lection. First Federal Savings Bank sues Ash- ley Roberson aka Ashley Michelle Mc- Donald for civil collection. First Federal Savings Bank sues Ryan Logston for civil collection. First Federal Savings Bank sues Chan- da Divine for civil collection. Freedom Mortgage Corporation sues John Stephens for mortgage foreclosure. In re: the marriage of John Warner and Cr ystal Warner. In re: the marriage of Tyler P. Forbey and Tiffany Forbey. In re: the marriage of Sarah Sher wood and Kyle Sher wood. In re: the marriage of Michael Gladish and Verda Georgetta Gladish. TRAFFIC AND MISDEMEANOR Pike Circuit Court Isaac T. Crumbaugh charged with possession of marijuana, a class B misde- meanor. Bianca Frankie Barnhart charged with operating a vehicle with a blood alcohol concentration of 0.15 percent or more, a class A misdemeanor. INFRACTIONS Pike Circuit Court Br yan W. Miley charged with speed- ing. Garrett T. John charged with speeding in a 70 mph zone. Garret L. Russell charged with speed- ing in a 70 mph zone. Laura M. Auxier charged with speed- ing in a 70 mph zone. Sonia Petion charged with speeding in a 70 mph zone. Brooke L. Brothers charged with ex- pired plates. Franklin C. Vansteenburgh charged with issuing a altered or false interim plates; operating with out financial re- sponsibility and no valid drivers license. Ethan A. Davis charged with speeding in a 70 mph zone. Braydon A. Riley charged with speed- ing. Mickelle D. Daniels charged with ex- pired plates. Katherine E. Griffin charged with speeding in a 70 mph zone. Tamika S. Petit-Frere charged with im- proper or no tail or plate light; and driv- ing while suspended. Juston M. Guyer charged with speed- ing in a 70 mph zone. Dyanira Cantu charged with driving while suspended. Cody L. Booker charged with speeding in a 70 mph zone. Gavin R. Brock charged with speeding in a 70 mph zone. Nicole Goodman charged with speed- ing in a 70 mph zone. Alan J. Evans charged with speeding. Xavier L. Padgett charged with speed- ing. Devin Oldham charged with speeding in a school zone . Dalton C. Fuchs charged with speed- ing in a 70 mph zone. Michael A. Horne charged with speed- ing in a 70 mph zone. Jerome W. Rector charged with speed- ing in a 70 mph zone. Tarun Kumar Dham charged with speeding in a 70 mph zone. SMALL CLAIMS Pike Circuit Court Medical and Professional Collection Ser vices Inc. sues James Richard Thorn for complaint. Medical and Professional Collection Ser vices Inc. sues Owen C. Loveless for complaint. Kyle Kinder sues Derick Steward on complaint. CRIMINAL DOCKET Pike Circuit Court George A. Milford charged with two counts of neglect of a dependent places a dependent in situation that endangers them, a level 6 felony. George A. Milford neglect of a depen- dent places a dependent in situation that endangers them, a level 6 felony; and operating a vehicle after being a habitual traffic offender, a level 6 felony. PROTECTIVE Continued from page 6 UKRAINE Continued from page 6 IRS Continued from page 6 said a man asked a ho- tel guest for a cigarette, then tried to rob him at knifepoint despite the fact that the guest openly car- ried a handgun. The guest drew the gun and shot the would-be robber when he lunged. July 25 – Williamsburg, Vir- ginia: A homeowner and his family were sitting on their porch when an un- known man jumped a gate and approached, police said. The family went in- side and locked the door, but the man tried to kick down the door and force his way inside. The home- owner fatally shot the in- truder, police said. July 27 – Wichita, Kansas: A couple briefly left their SUV unattended in their driveway, only to discover upon their return that the car had been stolen—with their two young children still inside. Police said the man and woman called 911 while starting a fran- tic search. They quickly found the stolen SUV and held the teen driver at gun- point until police arrived. Bystanders found the chil- dren unharmed two blocks away, left on the side of the road while strapped into their car seats. Police arrested three others, all younger than 18 and sus- pected of being involved in "numerous other crimes." July 29 – Indianapolis: Just days after burglars "ran- sacked" his home, police said, a homeowner found himself again targeted by criminals. This time, he was home and armed when someone broke in, and he fatally shot the intrud- er. It was the second time the homeowner had used armed force to defend his home. In 2014, he shot and wounded another intrud- er, who was arrested. The homeowner told reporters that "you shouldn't have to be armed inside of your house," but that he hopes would-be criminals learn their lesson. July 31 – Norco, California: An elderly liquor store owner was manning the counter early in the morn- ing when he saw on his security monitors that a man armed with a rifle was about to enter the store. The store owner grabbed his own shotgun and the second the armed man aimed a rifle to announce a robber y, he fired a sin- gle blast that sent the rob- ber fleeing while scream- ing, "He shot my arm off!" Police later arrested the wounded man and three other suspects. Although the store owner was not injured during the inci- dent, he had a heart attack shortly after ward and is now recovering. As these examples un- derscore, lawful gun own- ers save lives and protect livelihoods. They routinely interrupt criminal activity and stop bad situations from becoming even worse. Signif- icant evidence indicates that the threat of armed resis- tance deters many criminals from committing crimes in the first place. And in this way, lawfully armed civilians help reduce the costs imposed on society by criminal actors. Lawful gun owners are not a significant part of the prob- lem of gun violence. The ev- idence shows, however, that they are part of the solution. he says. "I think this work is so meaningful that I'm will- ing to die for it." John Stossel is creator of Stossel TV and author of "Give Me a Break: How I Ex- posed Hucksters, Cheats, and Scam Artists and Became the Scourge of the Liberal Me- dia." Dear Rusty: I have been getting So- cial Security since age 66. My wife turned 62 in June. We are think- ing of taking her spouse benefits on my record since it would be higher than hers (we checked online). We began filling out the application but do not see a way to let them know we want her to receive spouse ben- efits and not her own. How do we do that? Signed: Tr ying to Apply. Dear Tr ying: You don't see that op- tion because your wife doesn't have the option to collect only a spousal benefit from you without also claiming her own benefit. That option was eliminated by the Bipartisan Budget Act of 2015 for anyone born after Januar y 1, 1954. So, if your wife claims any SS benefit now, she will be automatically deemed to be filing for both her own benefit (from her own work record) as well as her spousal ben- efit from you. She can't delay taking her own benefit when she claims. Your wife's benefit will consist of her own benefit plus, if she is entitled to one, a "spousal boost" to bring her payment up to her spousal entitlement and, claimed at age 62, both her own benefit and her spou- sal boost will be reduced. But there are some other factors to consider: • If your wife is still working, she will be subject to Social Security's "earnings test" until she reaches her full retirement age (FRA) of 67. The earnings test limits how much your wife can earn from working and, if the limit ($19,560 for 2022) is exceeded, SS will take away benefits equal to $1 for ever y $2 she is over the limit. If her current work earnings are high enough, it could even disqualify her from receiving early SS ben- efits. The earnings limit lasts until your wife reaches her full retirement age. • Your wife cannot collect her full ben- efits—100 percent of her own benefit or 50 percent of your FRA benefit amount – unless she waits until her full retire- ment age (67) to claim. But whether she should even claim a spouse benefit at FRA should consider whether her own SS benefit, at maximum, will be more than her spouse benefit will be. Your wife's maximum spouse benefit (at age 67) will be 50 percent of your FRA bene- fit amount, but if she delays claiming past her FRA her own SS retirement benefit will continue to grow (at 8 percent per year) until she is 70. If your wife's person- al age 70 benefit will be more than her spousal benefit from you, she may wish to consider forgoing her spouse benefit and waiting until age 70 to claim her own higher personal benefit. It's a question of which will benefit her most for the rest of her life, which is where her life-expectan- cy enters the picture. Generally, if your wife is in good health and expects at least average longevity (about 87 for a woman her current age), waiting until the high- est available benefit (either her own or her spouse benefit) reaches maximum is usually a prudent choice. • Your wife's sur vivor benefit as your widow may be a consideration as well. If her benefit as your sur vivor will be larger than any other benefit she is entitled to, then claiming her other benefits earlier may be smart. For example, if her ben- efit as your widow (100 percent of the benefit you were receiving at your death if claimed at or after her FRA) will be higher than either her maximum spousal benefit or her maximum personal bene- fit, then her best option may be to claim her retirement and spousal benefits ear- lier. How much earlier would depend on whether she is working and will exceed the earnings limit before age 67. As you can see there are a number of factors for your wife to consider before claiming her Social Security, but she can- not claim only her spouse benefit at age 62 and permit her own benefit to contin- ue growing. To submit a question, visit website (amacfoundation.or g/pr ograms/so- cial-security-advisor y) or email ssadvi- sor@amacfoundation.org. their money back. Once upon a time, liber- als cared about government abuses of citizens' civil rights. Once upon a time, there was an American Civil Liberties Union that would have been marching in the streets against more intense government scrutiny of ev- er y financial transaction people make. Now, they are mute, because the modern ACLU and other such groups are completely captured by big government socialists. If you have a conser vative voice in this countr y or you have any affiliation with the Republican Party or donate to Republican candidates, they are coming after you. Maybe soon. What is perhaps worst of all about this vault of money being turned over to 150,000 IRS agents is that Democrats have voted down more mon- ey for police to stop rampant crime. They've voted down more Border Patrol agents to help keep out drug runners and criminals and coyotes. They refuse to provide the funding for the Army so that our armed forces can recruit the soldiers and personnel we need for our national se- curity. We could fund all of these things with a fraction of the money top Democrats such as President Joe Biden, Sen- ate Majority Leader Chuck Schumer (D-NY) and House Speaker Nancy Pelosi (D- CA) want to spend on tax agents. These are the most warped funding priorities I've seen in 30 years. The IRS may soon be knocking on your door. And yes, they are here from the government. But no, they aren't here to help you. Stephen Moore is a senior fellow at Freedom Works. He is also author of the new book: "Govzilla: How The Relentless Growth of Government Is De- vouring Our Economy." To find out more about Stephen Moore and read features by other Creators Life Milestones made free CALL: 812-354-8500 Put a free photo with write up on Weddings, Anniversaries & Engagements.