The Press-Dispatch
Issue link: https://www.ifoldsflip.com/i/1286276
A-12 Wednesday, September 9, 2020 The Press-Dispatch Five benefits of a defensive driving course Millions of cars travel the roadways each year. The Centers for Disease Con- trol and Prevention indicates that nearly 1.5 million peo- ple are killed in road crashes each year and approximately 3,700 people die each day in accidents around the world. The World Health Organiza- tion points out that motor ve- hicle accidents are a leading cause of death for children and young people in various countries. Such deaths are preventable, and defensive driving strategies can great- ly reduce the risk of motor ve- hicle accidents. Defensive driving is driv- ing in a way that utilizes safe driving strategies to enable motorists to address hazards in a predicatable manner, ac- cording to SafeMotorist.com. These strategies go above and beyond following basic traffic laws and procedures. Defen- sive driving courses can help new or seasoned drivers im- prove their driving skills and reduce accident risk by teach- ing them to anticipate certain scenarios and make well-in- formed decisions. Defensive driving strate- gies can help reduce the risk of being in an accident, and there are other benefits to these courses as well. 1. Reduce automotive in- surance premiums Depending on where they live, drivers' insurance pre- miums can be reduced by as much as 10 percent for com- pleting a defensive driving course. This can add up, par- ticularly for those who have teenagers on the policy. It's worth a call to the insurance agency to see which type of course they require. 2. Reduce fines Traffic courts may reduce fines for those who are ticket- ed and agree to enroll in defen- sive driving courses. Drivers looking to reduce fines should confirm that a course is recog- nized in the state where they live before enrolling. 3. Remove fines or re- duce points Driving violations come with some consequences, namely tickets and sometimes points on a license. Too many points can lead to a suspend- ed license. Completing a de- fensive driving course may remove points or tickets from your driving record. Be sure to verify the law with a court clerk or the local motor vehi- cle commission. 4. Relearn the rules of the road It may have been some time since you contemplated the rules of the road. Defen- sive driving courses often re- view information on driving laws and regulations, helping to make for more confident, law-abiding drivers. 5. Learn preventative techniques Of course the main goal of the course is to help drivers learn the common causes of accidents and how to avoid them. Courses may teach driv- ers that 40 percent of crash- es occur at intersections, and that passing another vehicle within 100 feet of a bridge, tunnel or railroad crossing dramatically increases the chances of being involved in an accident, according to DriveSafe Online. There's al- ways room for improvement, and defensive driving cours- es can help drivers get better behind the wheel. Investing in a defensive driving course can improve skills, potentially save lives and even save drivers money. SALES: MON-FRI 8AM-7PM, SAT 8AM-4PM SERVICE: MON-FRI 7AM-5:30PM, SAT 8AM-NOON 618-262-5161 OR 1-800-922-8865 Credit Problems? WE CAN HELP! RT. 15 • MT. CARMEL NEXT TO SHOPKO HOMETOWN All payments include tax, title, license and DOC with approved credit. All sale prices exclude tax, title, license and DOC. 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SEE MORE THAN 300 BARGAINS AT NEW 2020 RAM 1500 BIG HORN CREW NEW 2020 FORD F-150 XLT SUPERCREW 4X4 NEW 2020 JEEP RENEGADE LATITUDE STK#19471 STK#19014 STK#19152 302A PKG. 4X4 • HEMI • 20" CHROME WHEELS BEAUTIFUL CANYON SUNSET COLOR! 4X4 • HEMI • 20" CHROME WHEELS F-Series Retail: $2,250 + Ford Credit Cash: $1,000 + UP TO $ 13,000 OFF MSRP! UP TO $ 11,000 OFF MSRP! UP TO $ 8,000 OFF MSRP! $ 27,030 SALE PRICE MSRP $33,030 NEW 2020 CHRYSLER 300 TOURING STK#19397 UP TO $ 6,000 OFF MSRP! JWILDERMANAUTOPLE X.C OM 0 on Select Models $ 13 K Save UP TO UP TO UP TO ON NEW RAMS ON NEW F-150s ON RENEGADES OFF MSRP OFF MSRP OFF MSRP Power Doors, Middle Row Buckets. Stk#19538A CERTIFIED PACIFICA TOURING L September Sale Price $ 30,700 One-Owner, RS Package, Only 3,500 Miles. Stk#19103B 2020 CHEVROLET SONIC LT $ 298 46 or only $ 19,400 /MO $ 0 DOWN 84 MONTHS 4.8 APR COROLLA SE $ 291 00 or only $ 18,900 /MO $ 0 DOWN 84 MONTHS 4.8 APR Leather, Power Doors. GR. CARAVAN GT $ 313 38 or only $ 20,400 /MO $ 0 DOWN 84 MONTHS 4.8 APR Power Equipped. Stk#19283A 2019 FORD FUSION SEL $ 267 58 or only $ 16,500 /MO $ 0 DOWN 78 MONTHS 4.3 APR 3 TO CHOOSE FROM! 7 TO CHOOSE FROM! 10 TO CHOOSE FROM! SPECIAL PURCHASE! SPECIAL PURCHASE! STARTING AT STARTING AT STARTING AT Crew Cab, 4x4, Only 34,XXX Miles Black on Black, 2" Leveling Kit, Super Sharp! Stk#19392A SILVERADO 1500 LTZ September Sale Price $ 45,900 Local Trade. Stk#19369A 2016 DODGE GRAND CARAVAN SE $ 300 37 or only $ 17,900 /MO $ 0 DOWN 75 MONTHS 4.4 APR Moonroof, Leather, 4x4, Local Trade, Very Nice! Stk#19486M 2015 NISSAN ARMADA SL September Sale Price $ 23,400 Leather, One-Owner, Only 14,XXX Miles, Local Trade. Stk#19453A 2015 FORD FOCUS SE $ 221 87 or only $ 12,900 /MO $ 0 DOWN 75 MONTHS 4.4 APR Leather, Only 52,XXX Miles, Super Nice! Stk#19461A 2016 DODGE CHALLENGER R/T September Sale Price $ 28,900 Power Equipped, Local Trade. Stk#18447B 200 LIMITED $ 164 38 or only $ 9,400 /MO $ 0 DOWN 75 MONTHS 4.8 APR Leather, Moonroof, AWD. Stk#19442B 2006 PONTIAC TORRENT $ 104 85 or only $ 4,400 /MO $ 0 DOWN 60 MONTHS 6.8 APR Power Equipped, Local Trade. Stk#19462B TRAX LS $ 205 44 or only $ 11,900 /MO $ 0 DOWN 75 MONTHS 4.8 APR 4x4, Middle Row Buckets, Moonroof, Local Trade. Stk#19460A TAHOE LT September Sale Price $ 14,400 Local Trade. Stk#19080A 2008 BUICK LUCERNE CXL $ 156 44 or only $ 6,900 /MO $ 0 DOWN 60 MONTHS 6.6 APR Sweets named Lions of the year Norm and Barb Sweet were awarded Lions of the Year for the Winslow Lions Club. Pictured (l to r): District Governor Kenny Williams, of district 25E, Barb Sweet and Norm Sweet. It's the dog days of scammers say police Indiana State Police Detec- tives at Evansville are cur- rently investigating a couple of fraud incidents involving in- dividuals attempting to pur- chase dogs online. One recent Warrick County resident pur- chased a dog through a web- site and paid $ 900. The dog was going to be shipped to the buyer and required insurance and vaccinations, which was an additional $2,800. A fter the resident paid the additional funds, the company informed the buyer that the insurance was expired and they needed additional payment. The res- ident became suspicious, re- fused to send any additional payment and contacted Indi- ana State Police. The victim paid a total of $ 3,700 and nev- er received a dog. According to the Better Business Bureau data, nearly 10,000 scam reports and com- plaints have been received during the last three years about businesses selling pup- pies and dogs. The Federal Trade Commission estimates that only about 10 percent of victims report these crimes, so this number could be much higher. Tips if you are interested in purchasing a dog online: • Avoid classified sites. • Communicate with the seller. • Research prices. • Meet the seller and pup- py/dog. • Get a contract and check references. • Be wary of shipping ser- vices. • Never wire money or use gift cards for payment. • If the price is too good to be true, it's likely a scam!