The Press-Dispatch
Issue link: https://www.ifoldsflip.com/i/1207797
A-6 Local Wednesday, Februar y 5, 2020 The Press-Dispatch Social Security Matters Warnings to make sure I 'file properly' LOUIE CAMPBELL Sales Professional lcampbell@patriotonline.com CALL OR TEXT 812-899-6267 @LouieYourCarGuy HWY. 64 W. • PRINCETON "Quite Simply, A Better Experience!" Looking for a Great Deal On Your Next Vehicle? Karan Thacker, AFSP Owner 704 E. Haub Street Haubstadt, IN 47639 THACKER TAX SERVICE 512 S. 8th Avenue Haubstadt, IN 47639 812-615-0071 (office) 812-789-3852 (cell) kthacker01@gmail.com e Low Income Home Energy Assistance Program (LIHEAP) is a TRI-CAP service that can help you keep your utilities on during the winter. Kristie 812-482-2233 ext. 123 Kristie@tri-cap.net www.tri-cap.net TRI-CAP's health, housing and education services change lives, empower families, and improve communities. VALENTiNE'S D CALL 812-354-9259 FOR RESERVATIONS $ 25 each Prime Rib Shrimp Cocktail, Catalina Blend, Baked Potato, Roll and Dessert Reservations required AVAILABLE 6PM to 9PM Friday, February 14 242 SOUTH HWY. 57, PETERSBURG AREA HAPPENINGS Celebrate Recovery–Will meet every Monday at 6 p.m. at the River of Life Church, 342 E. CR 300 N., Petersburg. For more information, contact Pastor Jim at 812-354-8800. Pike County History Center—Will meet the fourth Monday of each month at the History Center, 1104 Main Street, Petersburg at 6:30 p.m. New members welcome. For more information, contact Jeannine Houchins at 812-766 - 0463. History Center hours Monday,Thursday, Friday and Saturday from 9 a.m. to 4 p.m. DAR—Local chapter of the Daughters of the American Revolution meet the second Monday of each month Sep- tember through June at 6 p.m. at the History Center in Pe- tersburg. Free Clothing Bank–Oak Grove Church in Oakland City offers a free clothing bank each Tuesday 9 -11 a.m. (Oakland City time) for everyone. They carry new and used clothing. Location is on Morton Street, just past Chuckles. Come to the gymnasium door located at the back of the church. Women's Cancer Support Group – The Lange-Fuhs Cancer Center at Memorial Hospital and Health Care Cen- ter offers a support group for women who have had can- cer of any type or are currently undergoing cancer treat- ment. Sessions are the third Tuesday of each month from 6:30 to 8 p.m. in the Lange-Fuhs Cancer Center Conference Room, located at Memorial Hospital and Health Care Cen- ter's Dorbett Street entrance. For more information about the "Women's Support Group," visit www.mhhcc.org and click on "Classes & Events," or call The Lange-Fuhs Can- cer Center at 812-996 -7488. Winslow Alcoholics Anonymous – will meet every Tuesday at 7:30 p.m. Call 812-789 -8535 for location of the meeting. Al-Anon meeting – Meetings are each Wednesday at 11:30 a.m., located at 424 W. 7th St. in Jasper. For more in- formation, call 812-887-0349. Narcotic Anonymous – Every Wednesday at 7 p.m. at River of Life Fellowship Church. Gathering Place—Will be open every Thursday from 2-4 p.m. at 207 Lafayette Street, Winslow for the Food and Clothing Pantry. For more information, call 812-582-5210. Odd Fellows IOOF Pacific Lodge #175 meeting–the second Monday of each month at 7 p.m. All area members are encouraged to attend. Otwell Ruritan–will have its monthly meetings the sec - ond Monday of each month at 7 p.m. Pike Lodge #121 F&AM regular stated meeting–the second Tuesday of each month at 7:30 p.m. All area Masons are invited to attend. Jefferson Township Community Center of Otwell–will have its monthly meetings the first Monday of each month at 6:30 p.m. All members are urged to attend. "Creating Hope" For Cancer Patients–Memorial Hos- pital and Health Care Center is offering Creating Hope® ses- sions on the first and second Tuesday of each month from 5:30 – 7:30 p.m. These sessions are designed for cancer pa- tients, their families and caregivers. Art materials and an instructional book are available at each session. No previ- ous art experience is needed. Sessions are free and are in the Lange-Fuhs Cancer Center Conference Room located at the Dorbett Street entrance of Memorial Hospital, 800 West 9th Street in Jasper. For more information about this class, visit Memorial Hospital's website at www.mhhcc.org and click on "Class- es & Events," or call The Lange-Fuhs Cancer Center at 812- 996 -7488. Perinatal Loss Support – Expectant parents who sud- denly lose their child often experience a wide range of emo- tions and grief. Memorial Hospital and Health Care Center offers "Perinatal Loss Support" to assist those who have experienced the loss of a child (conception to one month of age) through the grieving process, and provide an atmo- sphere of confidentiality and comfort. For more information about Perinatal Loss Support, con- tact Theresa O'Bryan, Pastoral Care, at 812-996 -0219 or to- bryan@mhhcc.org. Bariatric Support Group – Memorial Hospital and Health Care Center is offering a Bariatric Support Group for individuals who have had weight loss surgery. The pur- pose of this group is to provide support, information shar- ing and education. The Bariatric Support Group will meet the second Mon- day of each month. The next support group meeting will be Monday, February 10 at 5:30 p.m. in the Medical Arts Con- ference Center, which is located at 721 W. 13th Street in Jas- per in the Medical Arts Building. Participation in this group is free of charge and no pre- registration is required. For more information, visit Memori- al Hospital's website at www.mhhcc.org and click on "Class- es & Events" or call 812-996 -0357. Memorial Hospital Hosting Faith Community Nurs- ing Open House – Memorial Hospital and Health Care Cen- ter will be hosting a Faith Community Nurse Heart of Min- istry open house on Tuesday, February 11, from 3:30 – 7:30 p.m. in the Board Conference Rooms. This is an opportuni- ty for nurses and members of various faith communities to learn what a Faith Community Nurse does and how they ben- efit the community. Resources and scholarship applications for the next Faith Community Nurse class will be available. There will also be a special presentation at the end of the open house to recognize 19 Faith Community Nurses who are dedicated to teaching CPR in their faith communities. For more information, contact Memorial Hospital's Faith Community Nurse Coordinator at 812-996 -8422. 4-H Pancake Roundup–Free all-you-can-eat pancakes from 9 -11 a.m. on Saturday, February 15 (rain date will be February 22), at the Pike Co. 4-H Fairgrounds. Come sign up for 4-H. $20 for grades 3-12, $5 for grades K-2. Contact Becky Steinhart for questions at 812-766 -0667. Freewill do- nations for breakfast accepted. "Your Health and Diabetes" Education – Discover- ing the diagnosis of diabetes can be overwhelming. Memo- rial Hospital and Health Care Center wants to support you in this transition of lifestyle, and sponsors a continuing edu- cation group for persons with diabetes, pre-diabetes, or any- one who is interested in learning about the disease. The topic for the February class is "Diabetes and your Heart." This support group is held the third Monday of each month and provides knowledge to help you feel more secure, manage problems, and avoid hospitalization for diabetes-re- lated issues. The next meeting will be Monday, February 17, from 6 -7 p.m. in Memorial Hospital's Mary Potter Meet- ing Room, at 800 West 9th Street in Jasper. For more information, contact Memorial Hospital and Health Care Center's Diabetes Management and Preven- tion Services at 812-996 -0521. Information Session on Advance Care Planning– Advance Care Planning (ACP) is about having conversa- tions concerning your medical choices and their benefits and risks at the end of life. It is important to state your wish- es in case you are not able to make these decisions for your- self at some point in your future. ACP provides an avenue to take and maintain control over the health care decisions that impact their goals, values, and beliefs. When these con- versations are held far in advance of the approaching death, there is greater family satisfaction at the time of death and less unnecessary suffering from not knowing what loved ones wanted. Memorial Hospital and Health Care Center is providing a free information session to help you know how to begin these conversations and how to put desires in writing. You will also hear about the importance of selecting a person to speak for you if you become unable to speak for yourself. This information session will be offered on Wednesday, February 19, from 6:30 -7:30 p.m. in the Memorial Founda - tion and Health Ministry Office at 709 W. 9th Street in Jas- per. Contact Kathy Burton at 812-996 -0329 or Sister Rose Mary Rexing at rrexing@mhhcc.org to pre-register. Dear Rusty: I am cur- rently 63 years old and planning to delay retire- ment until 70 to maximize my benefit. I've been see- ing a lot of fi- nancial plan- ners adver- tising claims that you can lose thou- sands of dol- lars in bene- fits if you don't "file proper- ly." Is there really anything more to it than simply apply- ing for benefits when you are ready to retire? Do I re- ally need to pay a financial advisor just to tell me how to apply to get the most bene- fits? Signed: Skeptical Dear Skeptical: Nearly all the advertisements you see using language like that have an underlying purpose of trying to sell you some- thing – usually a book, a subscription, or financial services. The phrase "los- ing thousands if you don't file properly" are very ge- neric words meant to lure you into contacting them so they can sell something to you. Reality is that "filing prop- erly" means sim- ply choosing the right age to file for benefits giv- en your specific personal circum- stances. And per- sonal circumstances are dif- ferent for everyone. There aren't any tricks in the fil- ing process itself – it's re- ally quite straightforward, and you can get all your So- cial Security filing ques- tions answered here at The AMAC Foundation's Social Security Advisory Service. Our staff of Social Securi- ty Advisors are fully trained and certified by the Nation- al Social Security Asso- ciation (NSSA®), and we have years of experience on this complex topic. We provide Social Security in- formation and answers to several thousand people each year, without a fee be- cause we are a not-for-prof- it entity operating only on donations. And contacting us is easy at either ssadvi- sor@amacfoundation.org, or 1.888.750.2622. As for when you should file, everyone's personal situation is different, and your marital status should always be considered. But as an individual, waiting un- til age 70 will give you the maximum benefit available to you. If you are now 63, your age 70 benefit will be 29.3 percent more than it would be at your full retire- ment age of 66 years and 4 months, and about 65 per- cent more than you'd get at age 64. And provided you are in good health and ex- pect at least average lon- gevity (about 84) not on- ly will your monthly pay- ment be more, but you'll collect more in cumulative lifetime benefits by wait- ing. And here's an extra bo- nus – if you are married and you predecease your wife, her survivor benefit will be based upon that larger amount you were receiving because you delayed claim- ing. If she has reached her full retirement age, as your widow your wife will get 100 percent of your actual bene- fit. But if you were to claim earlier, your wife's survivor benefit would be based on that smaller amount. The answer to your spe- cific question is that there is no magical way to apply for benefits once you deter- mine the age at which you wish to file. You can file by calling the Social Securi- ty Administration direct- ly, either at their general number (1.800.772.1213) or your local office (find it at www.ssa.gov/locator), or you can also file online at www.ssa.gov/retire. Fil- ing online is by far the easi- est and most efficient way to complete and submit your application for benefits. Girl Scout Troop 483 earned Food Safety badge Girl Scout Troop 483 visited Lugnutz to earn their Food Safety badge. The restaurant gave a tour of their kitchen and explained different protocol operating the facility. After that, the girls were allowed to make personal pizzas. Pictured is Ebony Mason, Kimber Taylor, Zoey Haycraft and Chloe Howard. Indiana Farm Bureau accepting 2020 scholarship applications Indiana Farm Bureau is now accepting applications for its student scholarship program for the 2020 -2021 school year. Each year, INFB awards 13 scholar- ships to incoming or cur- rent college students who are pursuing a career in agriculture. The scholarships offered are the Marion Stackhouse Memorial Scholarship, two Collegiate Farm Bureau Scholarships and 10 Caro- lyn Hegel Memorial Schol- arships. The scholarship money can be applied to tu- ition, housing, books and other educational expenses. The Marion Stack- house Memorial Scholar- ship is a $1,000 scholar- ship named after the for- mer INFB president, who served from 1976 to 1987. The scholarship is award- ed to one student annually, based on their educational successes and career aspi- rations. Additionally, INFB awards 10 district scholar- ships. The Carolyn Hegel Memorial Scholarship is a $500 scholarship named after the long-time INFB second vice president, who served the organization for 26 years. Applicants for the Mar- ion Stackhouse Memorial Scholarship and the Caro- lyn Hegel Memorial Schol- arship must be incoming or current college students pursuing a degree in ag- riculture and members of INFB. To apply for a scholar- ship, visit INFB's scholar- ships and grants page. The deadline to apply is March 1. The application asks stu- dents to detail their ed- ucational successes and answer several questions about their future educa- tional and career goals.