The Press-Dispatch
Issue link: https://www.ifoldsflip.com/i/1487669
Home Life Wednesday, December 7, 2022 The Press-Dispatch C-4 Social Security Matters Can a working widow collect survivor benefits? level since we got 1.5 inches over a two-day light to heavy rainfall and we should get an- other .2 inch as I write this col- umn. Most of the trees have lost their leaves except the Pine trees that peak out of the Winslow area seen from the Ayrshire Hill on highway 61 driving north into town. The north end of town you can see the Christmas deco- rations in four years lit up on Thanksgiving night. Nativi- ty, Santa in his sleigh with the reindeer, big candy canes on tree limbs with the American Flag and more; then lights on the porch on two houses and lighted Santa and Snowman in another; stars on a porch. Then I saw a Christmas tree decorated in white lights that was lit before Thanksgiving sitting in a full window. Norm saw 1 deer in the side yard, so they are still around this area. Frost will appear on porches and steps as the weather decides what it wants to bring into the area and the gusts of 40 to 50 mph will al- so come with severe storms. Another leak by the inter- section by the school, where the last leak was a few weeks ago, and was finally found and shortly fixed and ready for the school traffic again after the weekend of Thanksgiving. I waved to Alisha as she was on the backhoe and before long the barricades were taken away. Thank you for your ser- vice in our town, Alisha. Saturday the 26 th was the Second Annual Fill the Truck toy drive for all Pike Coun- ty children to have a great Christmas with a gift. They were set up in the Petersburg Hardware parking lot along with the Winslow Lions Club that served sandwiches. There were lots of toys brought by in by cars and shoppers also brought out toys or they shopped for the bucket discount that day on- ly. It was chilly or I should say cold when the wind blew but as we all packed up it got a lit- tle warmer but still chilly. We all sat where the Santa in his sleigh and the reindeer are taking off to deliver the pres- ents to every boy and girl for Christmas. We hope your Thanks- giving Day with family and friends was as filling and en- joyable as our day was. Norm and I cooked for our family of seven which includes Ver- non, Dixie, Laura, Grace, who couldn't eat food yet, Kyana, Norm, and me. Norm and I had Laura and Kyana help out this year and we cooked for two days with a 15 lb. turkey, dressing, giblet gravy, sweet potatoes, mashed potatoes, green beans, deviled eggs, pumpkin pie, strawber- ry pie, rolls, tea or soda, and a toast of white wine. We all ate too much so we waited until later to eat our dessert. Sev- eral plates of food fixed for the next day and that still left a whole lot of food that was gone by Monday. We froze some turkey. We all had an enjoyable day. Grace had her two-month shots the day before Thanks- giving so she was asleep and awake but sometimes she cried from the shots. Really great to see Kyana who spent the night and we played 500 Rummy and Yahtzee, our fa- vorite games. Getting ready for a big meal may take all week to gather up everything but the day you sit down and eat together at the table with family is all worth it. Oakland City had no elec- tric again so Dixie couldn't get her own car out of the ga- rage. Norm drove over to get her and when she was brought home that night the electricity was on again. Norm and Kyana had their guitar bonding session where Kyana played part of one song Norm plays and it surprised both of them, so more strum- ming was done by both of them. She has a baby blue gui- tar that needed some work do- ne for her to play but there was one string that kept break- ing. So more work to investi- gate what is wrong. Norm got an early birthday gift and now he plays wireless and he is not standing in one place, he can walk across the yard and can still be heard with this system. The Salvation Army Bell Ringers are located at several businesses for you to donate to help our counties help those who are in need of their help. The hustle and bustle of the Christmas season is here and good advice for everyone is to slow down, be in a good mood, have fun picking out that great gift, and don't be so overwhelmed with the oth- er shoppers. Just have fun and all will be a-ok. Not much more to talk about so the lights are about to dim on this week, please keep an eye on family and friends and do what you can for their safety in the cold win- ter days. Slow down and see all the wonders in your neck of the woods. Wear your mask in crowds inside for the safe- ty of others. As always smile, wave, and say Hi to everyone you see this week. SWEETS Continued from page 1 REAL ESTATE TRANSFERS Michael G. Bonifer, Mark A. Bonifer, Patricia Anne Bonifer Mehringer, Alan L. Bonifer, Beth L. Bonifer Un- derwood and Anne Mehringer convey to Cloverleaf Farm LLC., real estate as recorded in Pike County. Lighthouse Recovery Center of Pike County INC. con- veys to River of Life Fellowship of the Assemblies of God of Petersburg, IN, real estate as recorded in Pike County. DGOGWinslowIN06172020 LLC. conveys to Realty In- come Properties 29 LLC., real estate as recorded in Pike County. Jason Holman conveys to Berry L. Holman and Sharon K. Holman, real estate as recorded in Pike County. Karen Seymour conveys to Thomas Nowark, real estate as recorded in Pike County. Thomas Nowark conveys to Ohio Valley Properties LLC., real estate as recorded in Pike County. Angela Dawn Glaser and Angela Dawn Rowe quitclaim to Angela Dawn Glaser, David C. Glaser, Sr. and Lacey Snow, real estate as recorded in Pike County. Sarah Alexander, Steve Sendelweck and Jerald Send- elweck quitclaim to Sarah Alexander, Steve Sendelweck and The Linda Sendelweck Irrevocable Trust, real estate as recorded in Pike County. PROPERTY LOCATION: 2.5 miles northwest of Petersburg, IN along the west side of CR 250 W; the south side of River Road and the east side of CR 400 W. Auctioneer: Russell D. Harmeyer IN Auct. Lic. #AU10000277, HRES IN Auct. Lic. #AC69200019, FARM: HD Pension Farmland, HLS# TML-12857 Todd Litten: 812.327.2466 GOOD PRODUCTIVE CROPLAND | PIKE COUNT Y total acres 394.67 +/- PIKE COUNTY 4 - H FAIRGROUNDS - HORNADY PARK 1211 SR 56 | Petersburg, IN 47567 A uction A uction December 14 th , 6:30 pm ET 800.424.2324 | halderman.com Tract 1: 41.72 +/- Acres Tract 2: 75.92 +/- Acres Tract 3: 30.94 +/- Acres Tract 4: 246.09 +/- Acres 98% TILL ABLE 3 Beds 2 Baths 0.68 ac Inground Pool Mark J. Graber, Auctioneer | AU19400133 | (812) 254-2220 Graber Auctions 7 MAGNOLIA DR, WASHINGTON, IN ONLINE AUCTION Jan. 3rd • 7pm ET This 2,263 sq ft house features 3 bedrooms and 2 bathrooms on 0.68± acres in a great location! The house has lots of potential, and also features a basement. The property also has an in-ground pool and deck patio area outside. You don't want to miss this opportunity! Visit graberauctions.com to bid online now! Real Estate & Personal Property James Carrico Estate AREA HAPPENINGS Celebrate Recovery – Will meet every Monday at 6 p.m. at the River of Life Church, 342 E. CR 300 N., Petersburg. For more information, contact Pastor Jim at 812-354-8800. Pike County History Center – Will meet the fourth Monday of each month at the History Center, 1104 Main Street, Petersburg at 6:30 p.m. New members welcome. History Center hours Friday and Saturday from 9 a.m. to 1 p.m. until further notice. Winslow Alcoholics Anonymous – will meet every Tuesday at 7:30 p.m. Call 812-789 -8535 for location of the meeting. Odd Fellows IOOF Pacific Lodge #175 meeting – the second Monday of each month at 7 p.m. All area mem- bers are encouraged to attend. Otwell Ruritan – will have its monthly meetings the second Monday of each month at 7 p.m. Pike Lodge #121 F&A.m. regular stated meeting – the second Tuesday of each month at 7:30 p.m. All area Masons are invited to attend. Jefferson Township Community Center of Otwell – will have its monthly meetings the first Monday of each month at 6:30 p.m. All members are urged to attend. Perinatal Loss Support – Expectant parents who sud- denly lose their child often experience a wide range of emo- tions and grief. Memorial Hospital and Health Care Center offers support to assist those who have experienced the loss of a child (conception to one month of age) through the grieving process. For more information about Perina- tal Loss Support, contact Theresa O'Bryan, Pastoral Care, at 812-996 -0219 or tobryan@mhhcc.org. Stendal Community Create and Craft Night – The first Tuesday of each month, anytime between 6 -9 p.m., at St. Peters Lutheran Church fellowship hall. Bring a craft, sewing, yarn or unfinished projects. Create and finish proj- ects, and learn new ones while having fun. For more infor- mation, call Sherry Meyer at 812-457-9842. Grief Support Series – The death of a loved one, a child leaving home, overwhelming changes in one's per- sonal life – each can cause profound grief and suffering. To offer reassurance and comfort, Memorial Hospital and Health Care Center has developed a free support program called "Grief Support Series." Call for the next five-week program. Programs will be at 6:30 p.m. in Memorial Hos- pital and Health Care Centers Chapel. This program is free and space is limited. Pre-registration is necessary, call 812-996 -0219. Alzheimer's Disease and Dementia Caregiver Sup- port Group – Memorial Hospital's Caring Hands Senior Services sponsors an Alzheimer's Disease and Dementia Caregiver Support Group. Meeting dates have changed to the first Tuesday of every month, from 6:30 to 8 p.m. in the Medical Arts Conference Center, located in the lower level of the Medical Arts Building at 721 W. 13th St. in Jasper. For more information, visit Memorial Hospital's website at www.mhhcc.org and click on "Classes and Events." If you would like more information on dementia and being a care- giver, call 812-996 -0218. Pre-registration is not necessary. Living with COPD – If you or if someone you care for is living with COPD, join us for an educational meeting on the second Tuesday of each month, from noon-1:30 p.m. in the Memorial Hospital and Health Care Center Mary Pot- ter Meeting Room, located inside the hospital at 800 W 9th St., Jasper, IN. For more information, visit Memorial Hospi- tal's website atwww.mhhcc.org and click on "Classes and Events," or call 812-996 -5232 or 812-996 -1528. Pre-reg- istration is not necessary, and there is no cost to attend. Memorial Hospital Offering Stroke Survivor and Caregiver Support Group – The support group will be held on the fourth Tuesday of each month, from 1-3 p.m. in the Medical Arts Building Conference Center located at 721 W. 13th Street in Jasper. The support group will be held monthly. Pre-registration is not required to attend. For more information about the Stroke Survivor and Caregiver Support Group, please call Mary Jo Eaton Calhoun, BSN, RN, Telemedicine Services, at 812-996 -6364, or Brandie Beck, RN, Neuroscience Nurse Coordinator, at 812-996 - 5912 or. You can also e-mail questions or comments to strokesupport@mhhcc.org. Petersburg Senior Citizen Will be Offering Senior a Lunch Menu – Petersburg Senior Citizen will be of- fering seniors lunch on Wednesdays from 11 a.m. to ? At the Petersburg court house basement, 801 Main Street. Pike Gibson Water, Inc. – will be holding the regular monthly meetings open to the public on the second Mon- day of each month at 6:30 p.m. CST, at 325 N Jackson St, Oakland City, IN. The Pike/Gibson County Retired Teachers Associ- ation – will meet on Dec. 8, for their luncheon at the Vil- lage Inn, 242 SR 57, Petersburg. Lunch will be served at Dear Rusty: I'm 63 and still employed. My husband passed away sev- en years ago at the age of 58. Am I able to collect my husband's Social Security while I'm still working? Signed: Working Widow. Dear Working Widow: Tech- nically at age 63 you're eligible to collect a survivor benefit from your husband but, since you're working, we need to dig a bit deeper. Any time benefits are tak- en before reaching full retire- ment age, Social Security's earnings test applies. The earnings test limits how much you can earn from working be- fore they take away some (or even all) of your Social Se- curity benefits. If your annu- al earnings for 2023 will be more than $21,240, then So- cial Security will take away benefits equal to $1 for ev- ery $2 you are over that limit. If you earn sub- stantially more than the limit, that could even temporarily disqualify you from eligibility to collect your survivor benefit (because your benefit amount may be insufficient to off- set the penalty for exceeding the limit). So, if you're work- ing part time and will not ex- ceed the limit or only slightly exceed it, then you can claim your survivor benefit from your husband now and sim- ply pay the penalty from your benefits. But if you're work- ing full time and will exceed the annual limit by a lot, then you may wish to defer claim- ing your survivor benefit un- til you either reach your full retirement age (FR A) or stop working. If you turned 63 in 2022, your FR A is 66 years and 10 months, and the earnings test applies until you reach that age. Four months earlier is when your survivor benefit from your husband will reach maximum (claimed any earli- er it will be reduced by 4.75 percent per full year early). So, what should you do? I suggest you look at your own estimat- ed maximum (age 70) benefit and compare that to your max- imum survivor benefit from your husband. You should strive to maximize whichev- er benefit will be highest and claim that maximum benefit for the rest of your life. For ex- ample, if your survivor benefit at your FR A will be more than your personal age 70 benefit will be, then it would be smart to wait until your FR A to claim your survivor benefit and col- lect that for the rest of your life. If, instead, your personal age 70 benefit will be higher than your maximum survivor benefit at your FR A, then you may wish to claim the survi- vor benefit first and allow your personal benefit to reach max- imum and switch to your own higher benefit at age 70. In any case, because you're working you must be care- ful of the earnings limit until you reach your full retirement age. The earnings limit goes up a bit each year, and in the year that you reach your FR A it goes way up (by about 2.5 times) and the penalty is less. There is no longer an earnings limit once you reach your full retirement age, but if you de- cide to claim Social Security before your FR A you should stay keenly aware of wheth- er your earnings will exceed each year's annual limit. To submit a question, visit website (amacfoundation.org/ programs/social-security-ad- visory) or email ssadvisor@ amacfoundation.org. Want to share your news with others? The Press- Dispatch can help deliver it to Pike and the surrounding counties. NEWS! 812-354-8500