The Press-Dispatch
Issue link: https://www.ifoldsflip.com/i/1295359
The Press-Dispatch Wednesday, October 7, 2020 A-7 Social Security Matters By Rusty Gloor Social security with my municipal pension? CHICKEN NOODLE OR CHILI FRIDAY Roast Beef Manhattan $ 8.99 Roast Beef Smothered in Gravy on Mashed Potatoes and Bread with Green Beans or Corn and Drink * Parmesan Baked Tilapia $ 8.99 Baked Potato, Bread and Drink * Stromboli $ 8.99 Our Own Special Stromboli Served with Grippos (Plain or BBQ), Side Salad and a Drink * CHEESY CHICKEN BROCCOLI OR CHILI Chicken and Dumplings $ 8.99 Plate of Chicken and Dumplings, Green Beans or Buttered Peas and Carrots, Baked Apples, Roll and a Drink * WEDNESDAY Boneless Pork Chop $ 8.99 Tender Pork Loin Baked with Special Spices and Parmesan Cheese served with Baked Potato, Green Beans and a Drink * *Your Choice of Regular Co† ee, Tea or Coke Product. Specials and menu items are subject to food availability from suppliers. /RandysAmericanaCafe Like us on Facebook! OCT. 7 - OCT. 13 MONDAY VEGETABLE BEEF OR CHILI Spaghetti $ 7.99 Cheesy Mozzarella Toast, Side Salad and Drink* Cheeseburger & Chili $ 8.99 Cheeseburger with a Cup of Chili, Chips and Drink* Pancakes $ 7.99 Choice of Side and Drink* CHILI Biscuits and Gravy $ 7.99 With Your Choice of Bacon or Sausage, Two Eggs and Drink* SATURDAY SPECIALS Stromboli $ 8.99 Our Own Special Stromboli Served with Grippos (Plain or BBQ), Side Salad and a Drink * daily Open for Dine-in & Carry-Out THURSDAY CHEESY POTATO OR CHILI Ham Steak $ 8.99 Thick-Sliced Ham Served with Mashed Potatoes and Gravy, Green Beans or Buttered Peas and Carrots, Roll and a Drink * Meatloaf $ 8.99 Green Beans or Buttered Peas and Carrots, Mashed Potatoes and Gravy, Roll and Drink * free PERFECT PINT CLEAR TUMBLER with $20 purchase on Saturday PERFECT PINT CLEAR TUMBLER with $20 purchase on Saturday FRESH, MADE-FROM-SCRATCH CINNAMON ROLLS FRIDAY MORNING OR $ 8.99 OR CHILI 8.99 OR CHILI FRESH, MADE-FROM-SCRATCH CINNAMON ROLLS SATURDAY MORNING Biscuits and Gravy with $20 purchase on Saturday with $20 purchase on Saturday Biscuits and Gravy with $20 purchase on Saturday TUESDAY Turkey Manhattan $ 8.99 Turkey Breast Smothered in Gravy on Mashed Potatoes and Bread with Green Beans and Drink * Polish Sausage $ 8.99 with Sauerkraut Served with Cornbread, Mashed Potatoes and Gravy, and Drink * HAM & BEANS WITH CORNBREAD OR CHILI Accepting Applications Mon-Fri 7AM-8PM Saturday 7AM-2PM 812-354-2004 PAWS WEEK PAWS WEEK Pet of the RUGGLES "Human beings are drawn to cats because they are all we are not— self-contained, elegant in everything they do, relaxed, assured, glad of company, yet still pos- sessing secret lives"— Pam Brown. This week, PAWS is featuring a spiffy young feline named Ruggles, who is a handsome, long- haired tabby with lush golden fur, has extreme- ly long white whiskers and attractive whisps of fur on the inside of his ears. He is a mild-mannered fellow and is approxi- mately five months old. To adopt Ruggles, call 812-354-9894. Dear Rusty: I retired from a municipal Fire Department sev- en years ago at the age of 54. It is a private pension, and I was exempt from Social Security while I was working. I receive about $50,000 per year in pen- sion benefits. I recently got a let- ter from Social Security saying I needed eight more credits of work to qualify for Social Secu- rity benefits. I was wondering if I worked two more years, pay- ing into Social Security, would I qualify for benefits, since I am on a municipal pension? Signed: Retired Fireman. Dear Retired Fireman: Al- though your municipal Fire De- partment pension would reduce your Social Security benefit, it will not eliminate it. So, if you work and earn those additional eight credits you will be entitled to a Social Security benefit. Because of your non-covered municipal pension your Social Security benefit will be affected by the Windfall Elimination Pro- vision ( WEP), which affects any- one who has a pension from an employer which did not partici- pate in Social Security (neither the employee nor the employer paid into Social Security). WEP uses a special benefit computa- tion formula which will result in you getting a smaller benefit, but you will, nevertheless, get some benefit amount if you have accu- mulated at least 40 quarters of Social Security credit. Note that your SS benefit amount will be further reduced if you claim it at age 62, or any age prior to your full retirement age. You earn Social Security cred- its by working in a job where you pay FICA payroll taxes on your earnings, and you can earn a maximum of four SS credits per year. For 2020, you'll earn one credit for each $1,410 of earn- ings, up to a maximum of four credits for the year, but you don't need to work the entire year to get the credits. For example, if you work yet in 2020 and earn $5,640 (4 times $1,410) you'll earn the maximum four credits for this year. You need a total of 40 quarter credits to become eligible for So- cial Security, and those credits never expire, so even old cred- its earned before your Fire De- partment career still count. And, even if small, this would be a benefit you have earned by con- tributing to Social Security, so there's little reason not to pur- sue it by gaining the needed ad- ditional credits. Pike Co. School Board District #4 • Member of New Liberty General Baptist • Member of Winslow Masonic Lodge • Married to Amy for 27 years • All three daughters attend Pike Central Paid for by Candidate Chris Satterfield ELECT • Serve my God • Serve my Family • Serve my Community