The Milwaukee Post

June 15, 2018

Milwaukee Post

Issue link: https://www.ifoldsflip.com/i/994757

Contents of this Issue

Navigation

Page 13 of 23

(StatePoint) — As we age, our bodies don't perform as well as they once did, and vision is no exception. However, early detection and treatment of eye problems and diseases through an eye exam is the best way to protect your eyes and overall health. To help keep your eyes healthy for years to come, consider the following tips: ■ Eat an eye-healthy diet. Fruits and vegetables, especially carrots and dark leafy greens, provide a hefty punch of key vitamins and a key vision protecting-sub- stance called lutein. Find some new recipes to make filling up on these nutritious choic- es both delicious and fun. ■ Maintain a healthy weight. Did you know that by eating healthy portions, exer- cising regularly and doing your best to maintain a healthy weight, you can reduce your risk of cataracts? Conditions such as obesity and diabetes can lead to vision problems like cataracts. ■ Protect eyes from blue light. Most people today spend a lot of time in front of digital screens, such as smartphones, com- puters and televisions. These devices emit high-energy blue light, which causes digi- tal eye strain that can lead to headaches, blurred vision, dry eyes and even neck pain. Ask your eye doctor about the best options to help reduce eye strain. ■ Get an eye exam. A yearly eye exam is one of the easiest and most important ways to reduce your odds of vision loss and protect your eyes. And it can also help you monitor and protect your overall health. Whether or not you wear glasses, be sure to schedule this crucial appointment. A rou- tine eye exam can help detect signs of seri- ous health conditions, like diabetes, high cholesterol, high blood pressure, glaucoma and macular degeneration. Because more obvious symptoms of some health condi- tions don't always appear until damage has already occurred, routine eye exams are a good way of keeping tabs on what's hap- pening in your body. ■ Make sure you have vision cover- age. Do you have vision coverage through Medicare? Review your plan. Many people don't realize that traditional Medicare doesn't cover routine eye exams, glasses or contact lenses. Check out such affordable options as VSP Individual Vision Plans, which offer comprehensive coverage with low out-of-pocket costs, savings on frames and lens enhancements such as progres- sives, and the ability to see the doctor you know and trust. Plans begin as low as $13 per month. For more information or to enroll, visit GetVSPDirect.com or call 877- 988-4746. With a few key daily and annual habits, you can make eye health the priority it needs to be as you age. SENIORS How to care for your eyes as you age Annual eye exam can help cut odds of vision loss StatePoint Routine eye exams can help determine other major health changes that you might be undergoing, including diseases such as diabetes. 14 • Milwaukee County Post • June 15, 2018 Thompson Meadows 3120 E. Norwich Ave., St Francis • 414-769-9240 Thompsonmeadows@aol.com • Country Like Setting • Gazebo & Garden • Huge Closets • Large Open Kitchen • Same floor laundry • Elevator & Library • 1 & 2 Bedroom Starting at $600 • Small Pets Welcomed • Professional Management • Income Restrictions Apply 1 Bedroom Now Available Picture-Perfect-Apartment Retirement Living The price is right, the place is perfect! Limited Availability. Call Today! Exclusively for 55 & Better 260547105 Your Friends at The Milwaukee County Post and The Waukesha Freeman - PAID ADVERTISEMENT - TRANSFER ON DEATH DEEDS Wisconsin recently passed legislation which permits individuals to transfer real estate on death, with out probate. While some lawyers have been doing "transfer on death deeds" for years, we now have a specific law in Wisconsin which permits such deeds. Transfer on death deeds work the same way as transfer on death bank accounts. The beneficiary or beneficiaries you name have no ownership rights in the real estate as long as you are alive. You may sell the property without anyone's approval. You may change the beneficiaries at any time before your death. If you have not sold the property or changed beneficiaries before your death, the beneficiary you originally named receives the property upon your death, by simply filing appropriate documents with the register of deeds. TOD deeds present many estate planning opportunities for individuals. A widow may now leave her home to her child or children and avoid probate if she has few other assets. Mom and dad may now arrange to leave their vacation property to their three children without any kind of probate proceeding. When individuals have few assets other than real estate, TOD deeds must be seriously considered in relation to probate avoidance. There are some restrictions and precautions that should be noted. First, a TOD deed should probably provide who will receive the real estate if the first named beneficiary dies before the grantor dies. Secondly, if mom and dad leave the home to three children, does the deed adequately provide what happens if one of the three children have predeceased? It may not be a good idea to name a large number of beneficiaries. If six beneficiaries receive your home upon your death, they must all get along and agree as to the disposition of the property following your death. If minors are the main or contingent beneficiaries of the real estate, there may be problems in passing title to the real estate, since minors lack legal authority in many instances. TOD deeds provide no protection for your real estate if you end up in a nursing home. While TOD deeds present many estate planning opportunities, they often are not a substitute for trusts, wills, powers of attorney, and a proper estate plan, especially for individuals who have substantial assets beyond real estate. As I tell clients, TOD deeds are one more tool in the lawyer's toolbox, when planning a client's estate. Each client's situation must be addressed individually. The Law Office of James J. Winiarski offers a free simple estate planning consultation. Our approach to estate planning is to explain the options available, the cost of each option, and the advantages and disadvantages of each option. If you would like to set up an appointment for a free simple estate planning conference, please call us at 383-3902. 260639020 DO YOU NEED A WILL? 260639019 DO YOU NEED A WILL? Attorney James J. Winiarski An experienced professional in estate planning. A standard simple will is $215.00, and that charge includes a private conference with Attorney Winiarski. Husband and wife for $400.00. • Probate services are also available at reasonable rates. • Emergency consultations are available. • Please Call for a Free Simple Estate Planning Consultation Attorney James J. Winiarski 3625 W. Oklahoma Ave., Milwaukee (414) 383-3902 Vietnam Veteran - VFW Member NEW HOURS Monday–Friday 7:30am–4:30pm 260647051 Norv's BARBER SHOP 2688 S. 13th St. 384-3380 Special Rates for Senior Citizens & Veterans

Articles in this issue

Links on this page

Archives of this issue

view archives of The Milwaukee Post - June 15, 2018