The Press-Dispatch

November 15, 2017

The Press-Dispatch

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Holiday revelers tend to be busy with social engagements — from corporate parties to cocktails with close friends — between Thanks- giving and New Year's Day. Chanc- es are, many people will be attend- ing a party and/or hosting their own this holiday season. While attending a party re- quires little of celebrants other than a willingness to have a good time, hosting a holiday get-togeth- er can be hard work. But hosts can heed a few time-tested strategies to ensure they and their guests make the most of their time to- gether this holiday season. FORGET PERFECTION Television, movies and adver- tisements paint an unrealistic pic- ture of what the holidays should be. Don't get down if a holiday par- ty that would make Norman Rock- well proud is beyond your capabil- ities. Rather than trying to plan a picture-perfect holiday party, channel your energy into what you do best. Cook up a holiday feast if you love being in the kitchen, or decorate till you drop if you love to deck the halls. The point of the party is to gather with family and friends, so no need to worry about throwing a perfect party. ENLIST HELPERS Ask others to contribute to the party so all of the work is not on your shoulders. A potluck party is a great way to encourage par- ticipation. When everyone brings something along and helps, it frees up time to spend together rather than worrying about what needs cooking in the kitchen or whether a last-minute trip to the store is in order. DOWNSIZE Festive feelings may inspire you to expand your guest list. Social people understandably want to in- vite all of their circles of friends, but an overwhelming guest list can make hosting more difficult. If you have trouble paring down the guest list, consider hosting separate parties, designating one for family and another for friends. You can even downsize your offerings to lessen some your load. Rather than spending days in the kitchen making unique apps, stock up on chips, snacks and premade appetizers so you have enough food. If you want to make one or two appetizers from scratch, stick to a handful of tried- and-true recipes and convenience items so you're not worrying about kitchen-testing new things. HIRE PROFESSIONALS If you're simply too busy to han- dle hosting but still want to invite loved ones, hire some profession- al help. Hire wait staff to tend to guests during the party, and book a cleaning service to clean your home in the days before the par- ty. Don't hesitate to have the par- ty catered if you prefer your gath- ering not be potluck. Holiday hosting can be a big time commitment, but there are ways to make hosting easier re- gardless of how busy you are. it takes 3 minutes to subscribe to Call 812-354-8500 on a linked quarter annual- ized basis, during the cur- rent quarter, as measured from June 30, 2017 end of period loan balances. This quarterly growth in loans follows a similar level of loan growth in the second quar- ter of 2017 of $48.2 million, or 9.7 percent on a linked quarter annualized basis. Year-to-date third quarter 2017 earnings performance, relative to the same period 2016 results, was enhanced by an increase of $4.4 mil- lion, or approximately 6.3 percent, of net interest in- come, driven in part, by the aforementioned loan growth. Commenting on the Com- pany's continued strong fi- nancial performance, Mark A. Schroeder, German Amer- ican's Chairman and CEO, stated, "While there were several revenue and expense items, recorded in the third quarter related to the disposi- tion of two former branch fa- cilities closed in the current year, that made quarterly earnings comparisons diffi- cult, we are very encouraged about the level of our current year-to-date earnings and fu- ture earnings potential. The strong level of both loan and deposit growth we've expe- rienced during the past two quarters is reflective of the economic growth and vital- ity throughout our south- ern Indiana market area, which we believe bodes well for the Company's future profitability. The Company also an- nounced the declaration of a regular quarterly cash dividend of $ 0.13 per share, which will be payable on No- vember 20, 2017 to share- holders of record as of No- vember 10, 2017. EARNINGS Continued from page A-4 Nursing home vets honored Walt Hindahl, a resident of Amber Manor, is presented a flag and thanked for his service to the United States by VFW member Jim White. A group from the VFW toured area nursing homes to honor veteran residents last Thursday in honor of Veteran's Day. HOLIDAY TIP: HOW TO HANDLE HOSTING WEEKS UNTIL CHRISTMAS 6 104 N. 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