The Press-Dispatch
Issue link: https://www.ifoldsflip.com/i/1338229
PEACE of MIND Let our 130 years of experience aid you in your selection of a meaningful memorial. SCHUM MONUMENTS, INC. Dale, Indiana www.SchumMonuments.com 812-937-4921 Local Representative RONALD WOODS 812-789-2009 A-4 Wednesday, Feburar y 10, 2021 The Press-Dispatch MARRIAGE LICENSES Matthew G. McCandless, 37, of 4343 S. CR 350 E., Winslow, son of Max and Donna McCandless, to Kelly R. Phillips, 44, of 4343 S. CR 350 E., Winslow, daughter of Michael Fuson and Jan Houser. NEWS BRIEFS OC Library to host food giveaway this Friday Oakland City Colum- bia Township Public Li- brary will host the Tri- State Food Bank food box giveaway on Friday, Feb. 12, at 2 p.m. This program aims to reach lower income families who meet lower income restrictions. Boxes will be placed in car trunks to ensure a no-contact drive-thru delivery on Broadway St. (back side of the library). The boxes will be given away first- come, first-served until supplies are gone. Dubois County Museum hosts free night Feb. 18 The Dubois Coun- ty Museum hosts their monthly free night on Thursday, Feb. 18, from 5:30 -8 p.m. at the muse- um. The month of Febru- ary celebrates the Lega- cy of Abraham Lincoln with a special exhibit on our 16th president. Muse- um volunteers have gath- ered Lincoln items for the museum's collection and have displayed them in Room 1 at the museum. Also on display at the mu- seum is a unique collec- tion of Civil War items, featuring handwritten letters home from Cap- tain Jacob Alles. The let- ters were written in Ger- man and translated to English and bound for display. Don't forget to ex- amine and read all about the American flag carried by members of Indiana Company K from Dubois County into Civil War bat- tles. The Civil War Room is filled with many piec- es of that time period in American history. The free night admis- sion is scheduled for the third Thursday of each month. The museum is open Tuesday through Fri- day from 10 a.m.-2 pm., Saturday from 10 a.m.-4 p.m. and Sunday 1-4 p.m. Closed on Monday. Five generations Pictured: Mary Willis, of Petersburg, is holding her great-great-granddaughter, Emmy Lou Massey, of Decatur, Ill., standing (l to r): great-grandmother Jenita Horton, father Jacob Massey and grandmother Jelena Massey, all of Decatur, Ill. Social Security Matters By Rusty Gloor Social Security's 'first year' rule Dear Rusty: I am 63. My birthday is 10 -23-1957. I cur- rently draw a small pension of $14K and a salary of $75K. I'm contemplating retirement at the end of April this year and I'd like to start drawing So- cial Security beginning June 1. I've been told by friends that I won't be able to start draw- ing it this year because I will already have exceeded the maximum Social Security al- lows me to earn in a year. Is this true? Should I postpone my retirement until the end of the year? Signed: Confused by Friends. Dear Confused: Yours is a perfect example of why you should always check with a reputable source when re- ceiving Social Security ad- vice from friends. Whenever Social Security (SS) benefits are claimed be- fore reaching full retirement age (FR A), the so-called "earnings test" applies. This sets an earnings limit, which for 2021 is $18,960 annually - an amount you will have ex- ceeded by the time you start your SS benefits in June. How- ever, Social Security also has a special "first year" rule which applies to anyone who claims early Social Security benefits mid-year. The first-year rule essen- tially waives using the annu- al earnings limit in your first year and, instead, applies a monthly earnings limit for the remainder of the year af- ter your bene- fits start. The monthly lim- it is 1/12th the amount of the annual limit, so in 2021 the monthly limit is $1,580. Pro- vided you don't exceed the monthly limit after your ben- efits start and during the pe- riod from June 2021 through December 2021 (and if you're fully retiring from work you won't), you'll not exceed the earnings limit during your first year collecting benefits. Note, your pension and oth- er "passive" income doesn't count toward the earnings limit; only earnings from working count. So essential- ly, using the "first year" rule means your earnings be- fore you claim benefits won't count, including any final pay you receive in the month you begin your benefits. Starting in 2022, should you decide to return to work, you'll be subject to the annual limit, which will be a bit more than the 2021 limit because the limit changes annually with changes to the National Aver- age Wage Index. The earnings limit applies until you reach your full retirement age, after which you can earn as much as you like without jeopardiz- ing your Social Se- curity benefits. In the year you reach your full retire- ment age of 66 ½, your annual earn- ings limit will in- crease by about 2.6 times, further mitigating risk of exceeding the earnings limit in the year you at- tain FR A. For awareness, if you were to return to work in any year between 2022 and the year pri- or to the year you attain FR A, and you exceed the annual earnings limit, Social Security will take back benefits equal to $1 for every $2 you are over the limit. In the year you reach FR A, if you were to work and exceed the increased limit, SS will take back benefits equal to $1 for every $ 3 you exceed the limit by. However, at your FR A you'll receive time-cred- it for any months your benefits were withheld because you exceeded the earnings limit, which will result in your ben- efit amount being increased slightly at your full retirement age. In this way, you may, over time, recover any bene- fits which were withheld be- cause you exceeded the earn- ings limit. To submit a question, vis- Is the age of your heart older than you? Take our FREE heart health assessment today! Understanding your risk of heart disease can have a huge impact on your health. Do you know your risk? According to the Centers for Disease Control and Prevention (CDC), heart disease is the leading cause of death for both men and women in the United States. High blood pressure, high cholesterol and smoking are key risk factors for heart disease. Some other risk factors include diabetes, obesity and physical inactivity. Learn your risk for heart disease and the age of your heart by completing our free Heart Health Assessment. 812-885-3243 Take our free Heart Health Assessment by going online to www.gshvin.org/heart. Is it TIME for your next eye exam? 8–7 . Mon. 8–noon . Tues. 10–7 . Wed. 8–5 . Thur. 8–5 . Fri. Locally Owned and Operated Dr. Clint Shoultz 715 S. 9th Street, Petersburg 812-354-9400 AREA HAPPENINGS Celebrate Recovery–Will meet every Monday at 6 p.m. at the River of Life Church, 342 E. CR 300 N., Petersburg. For more information, contact Pastor Jim at 812-354-8800. Pike County History Center—Will meet the fourth Monday of each month at the History Center, 1104 Main Street, Petersburg at 6:30 p.m. New members welcome. History Center hours Friday and Saturday from 9 a.m. to 1 p.m. until further notice. DAR—Local chapter of the Daughters of the Ameri- can Revolution meet the second Monday of each month September through June at 6 p.m. at the History Center in Petersburg. Free Clothing Bank–Oak Grove Church in Oakland City offers a free clothing bank each Tuesday 9 -11 a.m. (Oakland City time) for everyone. They carry new and used clothing. Location is on Morton Street, just past Chuckles. Come to the gymnasium door located at the back of the church. Winslow Alcoholics Anonymous – will meet every Tuesday at 7:30 p.m. Call 812-789 -8535 for location of the meeting. Narcotic Anonymous – Every Wednesday at 7 p.m. at River of Life Fellowship Church. Odd Fellows IOOF Pacific Lodge #175 meeting–the second Monday of each month at 7 p.m. All area members are encouraged to attend. Otwell Ruritan–will have its monthly meetings the sec- ond Monday of each month at 7 p.m. Pike Lodge #121 F&AM regular stated meeting–the second Tuesday of each month at 7:30 p.m. All area Masons are invited to attend. Jefferson Township Community Center of Otwell– will have its monthly meetings the first Monday of each month at 6:30 p.m. All members are urged to attend. Perinatal Loss Support – Expectant parents who sud- denly lose their child often experience a wide range of emo- tions and grief. Memorial Hospital and Health Care Cen- ter offers support to assist those who have experienced the loss of a child (conception to one month of age) through the grieving process, and provide an atmosphere of confiden- tiality and comfort. For more information about Perinatal Loss Support, con- tact Theresa O'Bryan, Pastoral Care, at 812-996 -0219 or to- bryan@mhhcc.org. Grief Support Series – The death of a loved one, a child leaving home, overwhelming changes in one's personal life – each can cause profound grief and suffering. To offer reas- surance and comfort, Memorial Hospital and Health Care Center has developed a free support program called "Grief Support Series." Conducting the sessions will be Theresa O'Bryan, Hos- pital Chaplain, and Tom Holsworth, a clinical psychologist who has served as a co-facilitator of this program since its inception in 1991. This program is free, but pre-registration is necessary. For upcoming dates or more information, call 812-996 -0219. "Your Health and Diabetes" Education-Discovering the diagnosis of diabetes can be overwhelming. Memorial Hospital and Health Care Center wants to support you in this transition of lifestyle, and sponsors a continuing ed- ucation group for persons with diabetes, pre-diabetes, or anyone who is interested in learning about the disease. The topic for the February class is "Blood Sugar Mon- itoring." The next meeting will be Monday, February 15, from 5:45 -7 p.m. in Memorial Hospital's Mary Potter Meet- ing Room, at 800 West 9th Street in Jasper. For more information, contact Memorial Hospital and Health Care Center's Diabetes Management and Preven- tion Services at 812-996 -0521. Preparing for Pregnancy–Memorial Hospital and Health Care Center, in conjunction with Healthy Start Communities That C.A.R.E., is hosting an online Zoom presentation titled "Preparing for Pregnancy: Understand- ing Your Preconception Care." This presentation will be hosted by Memorial Hospital's perinatal navigators and will feature information on OB care, primary care, and nu- trition and exercise. Presenters will include Jennifer Lu- eken, M.D.; Stephanie Sparkes, M.D.; Mark Luff, M.D.; Taha Hussain, M.D.; and Jenna Dilger, R.D., C.S.P. The event will take place on Thursday, February 18, 2021, from 11 a.m.-noon and again from 7-8 p.m. To register for this Zoom event, go online to www.mhhcc. org and click on "Classes and Events" (https://www.mhh- cc.org/events-calendar/event-details/?Event=20336), or call Memorial Hospital's Marketing Department at 812- 996 -2352. Advance Care Planning (ACP)- is about having con- versations concerning your medical choices and their ben- efits and risks at the end of life. ACP provides an avenue to take and maintain control over the health care decisions that impact goals, values and beliefs. Memorial Hospital and Health Care Center is providing a free information session to help you know how to begin these conversations and how to put desires in writing. You will also hear about the importance of selecting a person to speak for you if you become unable to speak for yourself. This information session will be offered on Tuesday, Feb- ruary 23, 2021, from 6:30 -7:30 p.m. at Memorial Hospital and Health Care Center in the first level conference room. You may meet at the information desk and someone will guide you. Contact Kathy Burton at 812-996 -0329 or Sister Rose Mary Rexing at rrexing@mhhcc.org to pre-register.