Shelby Shopper Shelby NC
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Mon-Thurs: 8am-11pm, Fri-Sat: 8am-5pm, Sun: 2pm-8pm EST The world shifted quickly to online shop- ping during the first half of 2020. During COVID- 19, gift cards are an easy way to give that perfect gift, because the person you share it with can use it to buy exactly what they want. Experts believe the on- line trend will continue and the days of grab- bing a gift card off the shelf as a last-minute option may transition as well, according to the Better Business Bureau of the Southern Piedmont. Before purchasing a gift card online, BBB recommends the fol- lowing tips: • Know who you are buying from. Lit- tle-known websites advertise gift cards for popular retailers at steep discounts. These websites might be using these offers to steal payment card numbers or other per- sonal information. In- stead, go directly to the merchant and purchase a card from them. • Buying a physical gift card? Take a closer look. No matter where gift cards are displayed in the store, thieves are known to remove gift cards from the display rack and record the numbers associated with that card, including the activation PIN. Be- fore purchasing a gift card, look carefully at the packaging for any tears, wrinkles, or other indications of tampering, and see if the PIN is exposed. If anything looks suspi- cious, it is probably best to take a different card and turn in the compromised card to the store's Customer Service Desk. • Research how to use the card. Not all retailers have the same policies when issuing a gift card. Double check the terms and condi- tions on the type of gift card purchased. The Federal Trade Com- mission has information about retail gift cards and bank gift cards. • Be wary of web- sites that offer to check your gift card's balance. According to BBB.org/ ScamTracker reports, some websites that claim to check your gift card balance are really a way to steal money off your card. These sites ask for your card's ID number and PIN or security code. Then, scammers use the information to drain the money off your card. • Register your gift card. If the retailer al- lows the option to regis- ter the gift card, take full advantage. This makes it easier to protect the balance, that way you can report it sooner and potentially end up saving the money that is stored on the card. Change the PIN on the card, and do not delay in using the money. The longer a card sits around, the more likely a cybercriminal is to steal the balance. • Treat it like cash. If the card is lost or sto- len, report it to the is- suer immediately. Most issuers have toll-free telephone numbers to report a lost or stolen card – find it on the card or online. Better Business Bureau's guide to gift cards New Edition Every Thursday! Also Online @ shelbyinfo.com Or Sell Your Or Sell Your Stuff Stuff By Placing By Placing Your Ad! Your Ad! Call Today at 704-484-1047 My brethren, count it all joy when ye fall into divers temptations; Knowing this, that the trying of your faith worketh patience. James 1:2-3