The Press-Dispatch
Issue link: https://www.ifoldsflip.com/i/1193961
The Press-Dispatch Local Wednesday, December 18, 2019 A- 7 TV Cabinets Appliances Bar Stools Mattresses Jewelry Armoires Bookcases Bean Bags Curios Lamps Floorcoverings 650 Division Road, Jasper HOME COMFORT CENTER Mon., Tues., Thurs. 9-5:30; Wed. & Fri. 9-7; Sat. 9-3 ❑ ❑ ❑ ❑ ❑ ✓ ✓ ✓ ✓ ✓ ❑ ❑ ❑ ❑ ❑ ✓ ✓ ✓ ✓ ✓ •FURNITURE •FLOORCOVERING •HEATING/COOLING CHECK LIST Shop Our NEW Website! www.englertshomecomfortcenters.com TV Cabinets Appliances Bar Stools Mattresses Jewelry Armoires Bookcases Bean Bags Curios Lamps Floorcoverings 650 Division Road, Jasper HOME COMFORT CENTER Mon., Tues., Thurs. 9-5:30; Wed. & Fri. 9-7; Sat. 9-3 ❑ ❑ ❑ ❑ ❑ ✓ ✓ ✓ ✓ ✓ ❑ ❑ ❑ ❑ ❑ ✓ ✓ ✓ ✓ ✓ •FURNITURE •FLOORCOVERING •HEATING/COOLING CHECK LIST Shop Our NEW Website! www.englertshomecomfortcenters.com 812-482-2246 Open Christmas Eve 9am to 1pm • Closed Christmas DAILY dine in or carry out *Your Choice of Regular Coffee, Tea or Coke Product. /CakesAndCoffeeCafe Like us on Facebook! In a Hurry? Call 812-354-2004! FREE WiFi 618 E MAIN, PETERSBURG DEC. 18 thru DEC. 24 CHEESY CHICKEN BROCCOLI Chicken and Dumplings $ 7.99 Plate of Chicken and Dumplings, Green Beans or Buttered Peas and Carrots, Baked Apples, Roll and a Drink * THURSDAY CHEESY POTATO Ham Steak $ 7.99 Thick-Sliced Ham Served with Macaroni and Cheese, Green Beans or Buttered Peas and Carrots, Roll and a Drink * CHICKEN NOODLE & CHILI CLOSING EARLY AT 6 P.M. FRIDAY Roast Beef Manhattan $ 7.99 Roast Beef Smothered in Gravy on Mashed Potatoes and Bread with Green Beans and Drink * Parmesan Baked Tilapia Fish Fillet $ 7.99 Baked Potato, Bread and Drink * FRESH, MADE-FROM-SCRATCH CINNAMON ROLLS FRIDAY MORNING WEDNESDAY Host Your Next Party With Us! We Provide Meal, Desserts and Clean Up! Meatloaf $ 7.99 Green Beans or Buttered Peas and Carrots, Mashed Potatoes and Gravy, Roll and Drink * Boneless Pork Chop $ 7.99 Tender Pork Loin Baked with Special Spices and Parmesan Cheese served with Baked Potato, Green Beans and a Drink * MONDAY VEGETABLE BEEF SOUP Spaghetti $ 6.99 Cheesy Mozzarella Toast, Side Salad and Drink* Philly Cheese Steak $ 7.99 Sirloin Steak on Hoagie Bun with Two Slices of Swiss Cheese with Green Peppers and Onions Served with Your Choice of Side and Drink* CHILI Biscuits and Gravy $ 6.99 With Your Choice of Bacon or Sausage, Two Eggs and Drink* SATURDAY Stromboli $ 7.99 Our Own Special Stromboli Served with Grippos (Plain or BBQ), Side Salad and a Drink * Closed Tues. 12/24 & Wed. 12/25 GREAT FOOD & NOSTALGIA cafe & cof fee cafe Mon-Fri 7am-8pm Saturday 7am-2pm NEW HOURS Gift Certificates Are Quick Easy Christmas Gifts For Any Amount GREAT FOOD & NOSTALGIA cafe & cof fee cafe is certificate entires the holder to ��������������� To������������������������������������������ From ��������������������������������������� Authorized by �������������������Expires������� AREA HAPPENINGS IN 15 Regional Planning Commission—No Decem- ber meeting for the Executive Board. Advance notice will be sent for the next scheduled meeting. Celebrate Recovery–Will meet every Monday at 6 p.m. at the River of Life Church, 342 E. CR 300 N., Petersburg. For more information, contact Pastor Jim at 812-354-8800. Pike County History Center—Will meet the fourth Mon- day of each month at the History Center, 1104 Main Street, Petersburg at 6:30 p.m. New members welcome. For more information, contact Jeannine Houchins at 812-766 -0463. History Center hours Monday,Thursday, Friday and Satur- day from 9 a.m. to 4 p.m. DAR—Local chapter of the Daughters of the American Revolution meet the second Monday of each month Septem- ber through June at 6 p.m. at the History Center in Peters- burg. Free Clothing Bank–Oak Grove Church in Oakland City offers a free clothing bank each Tuesday 9 -11 a.m. (Oakland City time) for everyone. They carry new and used clothing. Location is on Morton Street, just past Chuckles. Come to the gymnasium door located at the back of the church. Women's Cancer Support Group – The Lange-Fuhs Cancer Center at Memorial Hospital and Health Care Cen- ter offers a support group for women who have had cancer of any type or are currently undergoing cancer treatment. Ses- sions are the third Tuesday of each month from 6:30 to 8 p.m. in the Lange-Fuhs Cancer Center Conference Room, locat- ed at Memorial Hospital and Health Care Center's Dorbett Street entrance. For more information about the "Women's Support Group," visit www.mhhcc.org and click on "Class- es & Events," or call The Lange-Fuhs Cancer Center at 812- 996 -7488. Winslow Alcoholics Anonymous – will meet every Tues- day at 7:30 p.m. Call 812-789 -8535 for location of the meeting. Al-Anon meeting – Meetings are each Wednesday at 11:30 a.m., located at 424 W. 7th St. in Jasper. For more in- formation, call 812-887-0349. Narcotic Anonymous – Every Wednesday at 7 p.m. at River of Life Fellowship Church. Gathering Place—Will be open every Thursday from 2-4 p.m. at 207 Lafayette Street, Winslow for the Food and Clothing Pantry. For more information, call 812-582-5210. Odd Fellows IOOF Pacific Lodge #175 meeting–the second Monday of each month at 7 p.m. All area members are encouraged to attend. Otwell Ruritan–will have its monthly meetings the sec- ond Monday of each month at 7 p.m. Pike Lodge #121 F&AM regular stated meeting–the second Tuesday of each month at 7:30 p.m. All area Masons are invited to attend. Jefferson Township Community Center of Otwell–will have its monthly meetings the first Monday of each month at 6:30 p.m. All members are urged to attend. "Creating Hope" For Cancer Patients–Memorial Hos- pital and Health Care Center is offering Creating Hope® ses- sions on the first and second Tuesday of each month from 5:30 – 7:30 p.m. These sessions are designed for cancer pa- tients, their families and caregivers. Art materials and an instructional book are available at each session. No previ- ous art experience is needed. Sessions are free and are in the Lange-Fuhs Cancer Center Conference Room located at the Dorbett Street entrance of Memorial Hospital, 800 West 9th Street in Jasper. For more information about this class, visit Memorial Hos- pital's website at www.mhhcc.org and click on "Classes & Events," or call The Lange-Fuhs Cancer Center at 812-996 - 7488. Perinatal Loss Support – Expectant parents who sud- denly lose their child often experience a wide range of emo- tions and grief. Memorial Hospital and Health Care Center offers "Perinatal Loss Support" to assist those who have ex- perienced the loss of a child (conception to one month of age) through the grieving process, and provide an atmosphere of confidentiality and comfort. For more information about Perinatal Loss Support, con- tact Theresa O'Bryan, Pastoral Care, at 812-996 -0219 or to- bryan@mhhcc.org. "Check-In Time"–Memorial Hospital and Health Care Center offers a support group, "Check-In Time" for breast- feeding moms. This "Check-In Time" program allows new and experienced breastfeeding moms to have open discus- sion with Certified Lactation Consultants while also includ- ing weight checks for baby, mom-to-mom support, and mom and baby transitions at home such as pumping and return- ing to work as well as adding solids. The next "Check-In Time" will be on Wednesday, Janu- ary 8, from 5 -6 p.m. in Board Conference Room A, located on the lower level of the LCM Tower, at Memorial Hospital, 800 West 9th Street in Jasper. Moms are encouraged to bring their baby anytime throughout the hour to get weighed and/or to bring their breast pump to check the pressure. No pre-registration is required. For more information on this group, visit Memorial Hos- pital's website at www.mhhcc.org call the OB Lactation Ser- vice at 812-996 -0383. Dear Rusty: I turned 62 in October 2018. A few months prior to my birth month, I went on the So- cial Security website which said my estimated benefits would be between $ 900 - $1000 at full retirement age and between $ 600 - $700 at age 62. I receive a pension from a city gov- ernment where I was a fire- fighter for almost 20 years where I did not pay Social Security tax on my income, but I have over 20 years invested in Social Security from oth- er jobs. I expected the cut in benefits for retiring early (62), but I was totally caught off guard by my benefits being cut in half again because of the Wind- fall Elimination Provision ( WEP). My city pension is about $1700 monthly, and it's my understanding that WEP is not supposed to reduce my Social Se- curity by more than half of my govern- ment pension. My current Social Secu- rity benefit is $ 348 a month which is considerably less than half of my $1700 pension. Am I missing something? Shouldn't I be getting $ 600 - $700 in Social Security benefits? Signed: Re- tired Firefighter Dear Retired Firefighter: WEP rules are complicated and you certain- ly aren't alone in your dismay over how WEP affects Social Security benefits for public servants in certain states which didn't participate in Social Se- curity. I'll try to shed some light on what happened to your benefit amount. The first thing you should know is that the estimates you received from Social Security before you claimed were just that – esti- mates. If you were working in SS -covered employment prior to getting the estimate, the amounts given assumed you would continue to work at your recent SS -covered earn- ings until your full retirement age. If you didn't, your full re- tirement age (FR A) benefit amount would be less than the amount quot- ed. The estimate given at that time didn't take WEP into account either. The WEP reduction takes place be- fore the reduction for claiming early at age 62. WEP affects your "primary insurance amount" (PIA), which is the amount you're normally entitled to at your full retirement age from SS -cov- ered work. When you applied for Social Se- curity your PIA was recomputed us- ing a special WEP formula. Your PIA is based on your "average indexed monthly earnings" or "AIME", which is the monthly average of the high- est earning 35 years over your life- time in which you contributed to So- cial Security. Your PIA is determined by breaking your AIME into 3 parts (called "bend points"), multiplying those parts by a certain percentage for each part, and totaling up those three computations. When WEP applies, the first part of your AIME is multiplied by 40 percent, rather than the normal 90 percent, of the first $ 895 of your AIME (this is the amount for your "el- igibility year" 2018). So, the first part of your WEP AIME would contribute $ 358 (instead of the normal $ 805) to your PIA and, thus, to your FR A ben- efit amount – a reduction of $447. (If you have more than 20 years of sub- stantial earnings in SS -covered em- ployment, the impact of WEP is less- ened by about 5 percent for each year over 20).There is a maximum WEP re- duction ($447 for 2018) and there is also a rule which says your WEP re- duction cannot be more than half of your non-covered pension amount. But since half of your city pension is more than $447, that rule does not change the WEP reduction. So, using your general numbers, if your FR A benefit (before WEP) was " $ 900 - $1000", let's say that your nor- mal PIA was about $ 950. A fter the WEP reduction your WEP PIA would be about $503, which is what you would get if you waited until your full retire- ment age to claim Social Security. By claiming at age 62, your benefit was reduced by about 27 percent, which would make your benefit about $ 367/ month. This isn't far from what you are now getting, considering that we're us- ing only estimated numbers in these calculations. Remember, the SS rule doesn't say that your WEP reduced benefit amount can't be less than half of your non-covered pension amount. Instead it says that the WEP reduction to your PIA can't be more than that. Social Security Matters Retired public servant surprised by WEP Petersburg Garden Club celebrates Christmas with luncheon The Petersburg Garden Club had their annual Christmas party at the Village Inn. Front row (l to r): Barb Hickey, Connie Ross, Bettie Brenton, Betty Weisheit and Kay Benjamin; back row: Trea McCand- less, Sue Ann Burns, Diana Barnes, Sharon Byrnes, Eleanor Gladish, Karen Vincent, Linda Middleton, Linda Culbertson, Jeanine Houchins, Mary Ashley, Doris Bellamy and Lou Wyne. Barbara Hickey was hostess and provided lunch for all members.