The Press-Dispatch
Issue link: https://www.ifoldsflip.com/i/1396495
The Press-Dispatch Wednesday, July 28, 2021 A-5 LFCI fun fest The Living Faith Church International, located at 601 S. Ninth St., had their end-of-summer festival on Saturday. They had Christian music, a show- ing of Toy Story 4, and fireworks at 10 p.m. It fea- tured fun games like the gladiator arena above with Nathan Fehrenbacker, Nathaneal Wayman, Cody Zook and James Hughes clobbering each other. Left: Tommy Evans had the hot job of grilling for the event. Below: Bryan Fuesler draws back a bow to shoot his arrow at a target. The bow shooting range was to promote their new chapter of Trail Life, which is a Christian based alternative to the Boy Scouts. They meet on Wednesdays at the church from 6:30 to 8 p.m. Right now, it is for middle school and high school boys. FRIDAY CHILI Roast Beef Manhattan $ 8.99 Roast Beef Smothered in Gravy on Mashed Potatoes and Bread with Green Beans or Corn and Drink * Whitefish Sandwich $ 8.99 Dressed the way you like! Served with Mashed Potatoes and Gravy, Green Beans or Corn and a Drink Polish Sausage $ 8.99 with Sauerkraut, served with Cornbread, Mashed Potatoes and Gravy and a Drink * CHEESY CHICKEN BROCCOLI OR CHILI Grilled Chicken Salad $ 8.99 Grilled Chicken Breast on a Bed of Spring Mix with Red Onions, Tomato, Cheese and Bacon with Creamy Ranch Dressing. Served with Drink. * WEDNESDAY Boneless Pork Chop $ 8.99 Tender Pork Loin Baked with Special Spices and Parmesan Cheese served with Baked Potato, Green Beans and a Drink * *Your Choice of Regular Coffee, Tea or Coke Product. Specials and menu items are subject to food availability from suppliers. /RandysAmericanaCafe Like us on Facebook! 7TH & MAIN STREETS • PETERSBURG JULY 28–AUGUST 3 new MONDAY CHILI Spaghetti $ 7.99 Cheesy Mozzarella Toast, Side Salad and Drink * Chicken Salad Sandwich $ 8.99 On croissant served with Chips, Side and Drink * French Toast $ 8.99 Choice of Two Sides and Drink * CHILI Biscuits and Gravy $ 8.99 Served With Your Choice of Two Sides and a Drink * SATURDAY Stromboli $ 8.99 Our Own Special Stromboli Served with Grippos (Plain or BBQ), Side Salad and a Drink * daily Dine-in & Carry-Out THURSDAY Ham Steak $ 8.99 Thick-Sliced Ham Served with Mashed Potatoes and Gravy, Green Beans or Buttered Peas and Carrots, Roll and a Drink * Meatloaf $ 8.99 Green Beans or Buttered Peas and Carrots, Mashed Potatoes and Gravy, Roll and Drink * TUESDAY Turkey Manhattan $ 8.99 Turkey Breast Smothered in Gravy on Mashed Potatoes and Bread with Green Beans and Drink * Taco Salad $ 8.99 Served with Sour Cream, Salsa and a Drink * HAM & BEANS WITH CORNBREAD OR CHILI CHEESY POTATO OR CHILI Mon-Fri 7am-8pm Saturday 7am-2pm 812-354-2004 Social Security Matters By Rusty Gloor Should I claim Social Security at 62? Local Working Group MEETING Tuesday, August 3 5:30 to 6 p.m. EDT USDA Service Center 2103 E. Main St., Petersburg e Local Working Group should consist of a diverse group of individuals from public and private entities who are able to provide input on the wide range of natural resource and agricultural concerns for Pike County. During the meeting, the top 10 natural resources concerns included on the survey will be prioritized to be submitted to the State Technical Committee to be utilized in USDA Farm Bill Conservation Program funding for Pike County. e Pike County Soil and Water Conservation District (SWCD) requests your participation at this meeting that will focus on resource priorities of Pike County and provide recommendations and advice to the State Technical Committee for conservation activities and programs to bring conservation funds into our community. LOUIE CAMPBELL Sales Professional lcampbell@sfaulknerauto.com CALL OR TEXT 812-899-6267 @LouieYourCarGuy HWY. 64 W. PRINCETON Looking for a Great Deal On Your Next Vehicle? Dear Rusty: I turn 62 next year, and I am getting differ- ent answers to my questions so I hope you can help me. The amount I would collect is different at 67 and 72. If I start to collect Social Securi- ty at 62, when I turn 67 will it go up to that amount? And go up again when I turn 72? One person I spoke to said yes it does. The next person I spoke to said no - you get the amount for the age that you start to collect and that's all you get for the rest of your life. Help me to understand if I should start to collect at 62 or should I wait? Signed: Confused About When to Claim. Dear Confused: First of all, your Social Security ben- efit stops growing when you turn 70, so waiting beyond that to claim will only cause you to lose benefits you are entitled to. Essentially you have an eight year window to claim your Social Securi- ty benefits, and the amount you get will be based on the age you claim, relative to your full retirement age (FR A). Your personal FR A is 67, and if you claim at age 62, you'll get 70 percent of what you would get at your FR A. That reduction is per- manent except for Cost of Living Adjustments (COL A) which may occur annually. Whenever you claim, that is the amount you'll get for the rest of your life—it doesn't go up at age 67, or any other later age. But the question of whether you should claim at age 62 or wait longer is more complicated. If you are still working, you should be aware that claim- ing at any time before age 67 will mean Social Se- curity's "earn- ing test" will ap- ply. The earnings test sets a limit for how much you can earn from work- ing before SS takes away some of your benefits. For 2021, the earnings limit is $18,960 (it changes annu- ally) and if that is exceeded SS will take away benefits equal to $1 for every $2 you are over the limit (we don't yet know what the 2022 lim- it will be, but it will be slight- ly more than the 2021 limit). The earnings limit applies until you reach your full re- tirement age, after which there is no longer a limit to how much you can earn. If you exceed the earnings lim- it by a substantial amount, you could even be disquali- fied from receiving any ben- efits. Other factors to consider when deciding when to claim are your health and your life expectancy, the urgency of your need for the money, and your marital status. The lon- ger you wait to claim, up to age 70, the more your benefit will be. In fact, if you wait un- til age 70 to claim, your ben- efit will be 24 percent more than it would be at your FR A. But whether to wait beyond your FR A to claim should consider your life expectan- cy. If, for example, you wait until age 70 to maximize your benefit, you will need to live un- til at least 83 to break even (av- erage longevi- ty for someone your current age is about 84). If you are married and have higher lifetime earnings than your spouse, you should be aware that your spouse's benefit as your survivor, should you die first, will be affected by your age when you claim. If you wait and claim at a later age, your spouse's survivor benefit will be more (assuming your spouse's own benefit is small- er). If you claim at an earlier age, your spouse's survivor benefit will be less. So, as you can see, there's no one simple answer for when you should claim your Social Security benefits. Everyone's personal circumstances are different and deciding when to claim benefits should con- sider your entire situation, as described above. To submit a question, vis- it website (amacfoundation. org/programs/social-secu- rity-advisory) or email ssad- visor@amacfoundation.org.