The Press-Dispatch
Issue link: https://www.ifoldsflip.com/i/1202802
The Press-Dispatch Home Life Wednesday, Januar y 22, 2020 C- 5 To enter the Birthday Club, email your name, ad- dress, phone number and birthdate to birthdayclub@ pressdispatch.net. Only the person's name, town and birthday will appear in the paper. As an added bonus, one lucky person each month will receive a free three month Press-Dispatch subscrip- tion. This month's birthdays have a chance to win a free $25 gift certificate from Warner Real Estate and White Horse Antiques, in Petersburg. THIS WEEK'S BIRTHDAYS Keith McDaniel .......................... Francisco ........1/23 Amanda Morgan ....................... Washington ......1/23 Gayle Dorsey ............................. Petersburg .......1/25 THIS MONTH'S SPONSOR 4032 N. SR 61, Petersburg • 812-582-1734 Sweet's Column by Barbara Sweet CRAFTSMANSHIP HOME. This home is one of the quality homes built in Winslow during the 1930 era. The woodwork and quality of workmanship will amaze you. This home has a lot to offer. Two bedrooms on the main floor with large almost walk-in closets. Everything has been well-maintained. The living room has a cozy fireplace that opens up into a large sunroom with a separate HVAC unit. The basement has a fireplace for bedroom or office that has a walk-out door that accesses the two-car garage. The attic area has a wood stairway for access into a very nice storage area. Large yard area. Lots to see. MLS#201946973 COMMERCIAL AND INVESTMENT PROPERTIES Hardware store ready for new owners. Fully equipped with display shelving, key cutter, glass cutter, lots of inventory to get new owner started. Building has new roof, gutters with metal siding on east and west gable ends of building. Lots of extras! Oakland City. New Price $145,000. MLS# 201650829 .56 acre lot located on State Hwy. 57 in Rolling Acres. Corner lot with electric, water and gas available. MLS#201952272 Weekend Hideaway – Seven acres of mostly wooded property for camping and hunting. Located on a dead end road. MLS#201950106 HUNTER'S DREAM PROPERTY. Looking for isolated property for hunting or camping? This is it. There are 85 acres of property located near Decker on a dead end road. Almost 100% wooded area full of wildlife. MLS#201926582 NEW LISTING! SALE PENDING! Eddie Boyd, Principal Broker Kay Helfen Associate Broker 812-582-1145 Addey Boyd Associate Broker 812-354-5599 Keith Shoultz Associate Broker 812-664-6640 602 E. MAIN, PETERSBURG BOYD REALTY & DEVELOPMENT LLC 812-354-8893 SIAR CHOOSE BOYD FOR Personal SERVICE! WE HAVE CLIENTS LOOKING FOR HOMES! • LIST WITH US TODAY! Storage Building units for Rent. Located on 808 Collins Street, Winslow. 8X12 unit $60/Month. WISH LIST! WE NEED LISTINGS Looking for a three-plus bedroom and two-bath double-wide or modular home, in the price range of $79,000 Looking for a $200,000, three-bedroom home with a two-car garage, located in Petersburg with a small lot. Looking for a two-bedroom, two-bathroom home with a garage, in the price range of $100,000. Looking for a three to four-bedroom, two-bathroom home with a basement in the price range of $150,000. Looking for a two to five acre country lot with available electric and water. Looking for a three-bedroom, two-bathroom home with garage. Stick built or modular for $85,000, in the Petersburg area. Looking for a two-bedroom home in the country, on one acre, for under $80,000 Hi stars and welcome to this big stage lit up in colorful bright lights and decorated to help cel- ebrate with all our stars who will have a birth- day or anniversary in the week of January 23-29. Don't be shy. Come up onto this stage and take a bow. January 23 – Anna Di- Pietrantonio turns 31; Robyn Goins Weyer turns 39. January 24 – Laura Sweet Hensley turns 39. January 25 – Jeannette Wheeler turns 67; Stan Edwards turns 54; Dani Phipps turns 10. January 27 – Mark Cravens turns 59. January 28 – Portia Martinson; Riley Perry turns 11; J.T. Vinnedge turns 22. January 29 – Michael William Meyer turns 15; Jan Carrico turns 50. May all our stars have a really great day and may all your wishes come true. Keep in your heart and in your prayers all our stars who need that card, visit, phone call and that dai- ly thought of them to have a brighter and more cheerful day: Lanora, Sue El- len, Angie and Rosella, and many more we all know with colds, the flu, aller- gies, and the aches and pains of every- day life. EVENTS Winslow seniors meet on Monday and Tuesday at the Community Center. Petersburg seniors meet on Monday, Tuesday, Wednesday and Friday in the courthouse basement. We received no postcards this week at Sweets Column, Winslow, IN 47598. The Patoka River in Winslow, I believe, has risen or overflowed be- cause of all the rain that came in the area last Friday and Saturday, Jan. 10 and 11. On Friday, I was on my way with Laura to see how my mother, Mildred, was feeling after her car accident. She has bruises on her chest and all around her stomach from the seatbelt and airbags. It will take several weeks until she is back to no pain and her driver, Tammy, is sore also from the airbags and seat- belts. The car is a total loss, as all of the front of the car is pushed back to the windshield. It was a head-on col- lision and the person who hit them was at fault. Laura left Monday to go to work but I stayed to help Mom the rest of the week. When Laura and I left Indiana in- to Illinois, it rained on and off all the way over there and on Sunday, there was snow flurries for a short time. The temps were comfortable in the 50s all week and the rivers were over- flowing into the fields and some side roads were closed. Have you seen the blue jays and cardinals in your yards? I thought it was too early for them, but with the spring temps, I guess that's why I saw them. We stopped at the Gray- ville rest stop and I was so thrilled to see more than 10 squirrels playing or sitting in the trees. Norm and I have talked every day by text, and he has been busy also with work and then at home clean- ing up a fallen tree limb that had to be cut up with a chainsaw. Nothing more to say, so the lights are dimming for the week. Please keep an eye on family and friends, slow down and enjoy your area. Stop for school buses. Always, smile, wave and say "hi" to everyone you see this week. REAL ESTATE TRANSFERS Garrett Michael Shafer conveys to Jason Kent Sha- fer and Shannon Delynn Shafer, real estate as record- ed in Pike County. LNB Community Bank conveys to Gary L. Hack- mann, real estate as recorded in Pike County. Zachary S. Stephens conveys to Zachary S. Stephens and Taylor Faye Stephens, real estate as recorded in Pike County. Land of Indiana, Inc. conveys to K W Heeke Prop- erties, LLC, real estate as recorded in Pike County. Elzena J. Strain conveys to Jeffrey W. Blaize and Ja- son L. Blaize, real estate as recorded in Pike County. Christopher D. Kinman Trustee, Gracia K. Kinman Trustee and Christopher D. Kinman Trust Agreement convey to James W. Gladish II and Shililah Gladish, re- al estate as recorded in Pike County. Roger Dale Uppencamp, Marjorie Gayle Padgett, Cynthia Lou Wright, and Debra Kay Wolf FK A Debra Kay Uppencamp convey to Steven L. Haase and Kar- en S. Haase, real estate as recorded in Pike County. Social Security Matters By Rusty Gloor When should I claim my Widow's benefit? Dear Rusty: My husband passed away at the age of 52, and I was 53. I am currently 59. I've read about and been encouraged to file for widow's benefits from Social Security when I turn 60. My question is: does doing that impact when I should file for my regular Social Security benefits? In reading on many websites regarding my question, this never is addressed on what is best. Signed: Widowed Sur- vivor. Dear Survivor: You have my sym- pathy for the loss of your husband at such a young age. I'll try to clarify your options for you. Provided you have not remarried you can claim your survivor benefit at age 60, but if you do it will be re- duced by 28.5 percent from what it would be at your full retirement age (FR A) of 67. As long as you are explic- it when claiming your survivor benefit that you are not also applying for your own Social Security benefit, there will be no negative impact to your eventu- al Social Security retirement benefit when you claim that. But, determin- ing which benefit to take, and when, requires some thought. Your goal should be to get the high- est benefit possible for the rest of your life. To help you decide how and when to file, you should first see what your survivor benefit will be at your full retirement age (100 percent of what your husband was entitled to at his death). If that amount is more than you are entitled to on your own at age 70 then you should consider waiting until age 67 (your FR A) to claim your widow's benefit, so you can get that higher survivor benefit for the rest of your life. Conversely, if your own age 70 benefit will be more than your wid- ow's benefit at your FR A, then claim- ing your widow's benefit first and al- lowing your own benefit to grow un- til age 70 when it reaches maximum would be the more prudent choice. You can get estimates of both your survivor benefit and your age 70 re- tirement benefit by contacting Social Security. But if claiming the survivor benefit at age 60 is what you decide, or if you were to instead claim your So- cial Security retirement benefits ear- ly (e.g., age 62) there's more for you to consider. If you are collecting any Social Se- curity benefits before you reach your full retirement age (FR A) and you are still working, you will be subject to So- cial Security's "earnings limit" which restricts the amount you can earn be- fore they take back some of your ben- efits (the earnings limit changes an- nually; for 2020 it is $18,240). Up un- til the year you reach your FR A, they will take back benefits equal to one half of any earnings you have over the limit. During the year you reach your FR A the limit increases by about 2.5 times and the penalty is less, and once you reach your FR A there is no longer a limit on your earnings. So, if you claim your survivor benefit at age 60 and are working, exceeding the earnings limit will result in you per- manently losing some of your survivor benefits. If, instead, you claim your SS retirement benefit early (e.g., at age 62) you'll still be subject to the earn- ings limit until you reach age 67, but at your FR A they will give you time cred- it for any months you didn't get your retirement benefits and increase your benefit amount accordingly. The important point to remember is that you have a choice of which bene- fit to take, and evaluating your options as described above should lead you to the right answer–whether you should claim your reduced survivor benefit at age 60, or to delay until it reaches maximum at age 67.