The Press-Dispatch
Issue link: http://www.ifoldsflip.com/i/1304002
AREA HAPPENINGS Celebrate Recovery–Will meet every Monday at 6 p.m. at the River of Life Church, 342 E. CR 300 N., Petersburg. For more information, contact Pastor Jim at 812-354-8800. Pike County History Center—Will meet the fourth Mon- day of each month at the History Center, 1104 Main Street, Petersburg at 6:30 p.m. New members welcome. History Cen- ter hours Friday and Saturday from 9 a.m. to 1 p.m. until fur- ther notice. DAR—Local chapter of the Daughters of the American Revolution meet the second Monday of each month Septem- ber through June at 6 p.m. at the History Center in Peters- burg. Free Clothing Bank–Oak Grove Church in Oakland City offers a free clothing bank each Tuesday 9 -11 a.m. (Oakland City time) for everyone. They carry new and used clothing. Location is on Morton Street, just past Chuckles. Come to the gymnasium door located at the back of the church. Winslow Alcoholics Anonymous – will meet every Tues- day at 7:30 p.m. Call 812-789 -8535 for location of the meeting. Al-Anon meeting – Meetings are each Wednesday at 11:30 a.m., located at 424 W. 7th St. in Jasper. For more information, call 812-887-0349. Narcotic Anonymous – Every Wednesday at 7 p.m. at Riv- er of Life Fellowship Church. Gathering Place—Will be open every Thursday from 2-4 p.m. at 207 Lafayette Street, Winslow for the Food and Cloth- ing Pantry. For more information, call 812-582-5210. Odd Fellows IOOF Pacific Lodge #175 meeting–the second Monday of each month at 7 p.m. All area members are encouraged to attend. Otwell Ruritan–will have its monthly meetings the second Monday of each month at 7 p.m. Pike Lodge #121 F&AM regular stated meeting–the second Tuesday of each month at 7:30 p.m. All area Masons are invited to attend. Jefferson Township Community Center of Otwell–will have its monthly meetings the first Monday of each month at 6:30 p.m. All members are urged to attend. D-4 Wednesday, October 28, 2020 The Press-Dispatch Social Security Matters By Rusty Gloor Why isn't my wife getting half of my benefit? Dear Rusty: My wife isn't getting half of my Social Security benefit amount. Shouldn't she be? Signed: Feeling Cheated Dear Feel- ing Cheated: A spouse does not always receive 50 percent of the husband's Social Securi- ty benefit, be- cause it depends on the age at which both of you claimed Social Security, and wheth- er your wife was entitled to benefits from her own lifetime work record. If your wife is entitled to Social Secu- rity on her own work record and claimed that before she reached her full retire- ment age (FR A), she would never get half of your benefit amount as your spouse because she claimed her own benefit early. Your wife's spousal bene- fit consists of both her own benefit and a "spousal boost," so claiming her own re- duced benefit early would also result in a lower spousal benefit. Her spousal boost, which was based upon her full retirement age (FR A) benefit amount compared to half of your FR A benefit amount, will al- so be reduced if she claimed the spouse benefit before her full retirement age. If your wife wasn't entitled to her own benefit (from her own lifetime work re- cord), but instead claimed her spouse benefit from you before reaching her FR A, her spouse benefit would be per- manently reduced, again because she claimed it before her full retirement age. A basic Social Security rule is that any time any Social Security benefit is claimed before full retirement age, that benefit is permanently reduced. The spouse benefit is based upon each spouse's benefit amount at their full re- tirement age. So, for example, if you de- layed beyond your FR A to get a higher personal benefit for yourself, your wife's spousal benefit would still be based up- on your FR A benefit amount, not the in- creased amount you received by delay- ing past your FR A to claim. Which would again mean a spousal benefit which is less than 50 percent of your actual ben- efit. So, as you can see, a spouse doesn't always get half of the higher earning spouse's Social Security benefit. Your wife's benefit will be less than 50 per- cent of your FR A benefit if she took any SS benefit before reaching her full retire- ment age. And it will also be less than half of the benefit you are now receiv- ing if you delayed past your own FR A to claim a higher benefit for yourself. FIND NEW ROADS BUICK $ 21,908 NEW 2020 ENCORE $ 21,948 $ 22,840 NEW 2020 EQUINOX NEW 2020 ENCORE GX $ 40,339 $ 14,554 NEW 2020 SPARK SILVERADO 1500 CREW NEW 2020 $ 29,966 NEW 2020 BLAZER as low as as low as as low as as low as NEW 2020 ENVISION $ 29,194 as low as $ 35,382 NEW 2020 TRAVERSE as low as $ 56,903 NEW 2021 TAHOE as low as $ 37,524 NEW 2020 ACADIA $ 27 ,008 NEW 2020 TERRAIN SIERRA 1500 CREW CAB NEW 2020 CANYON CREW CAB NEW 2021 as low as as low as as low as $ 34,790 $ 36,331 as low as $ 65,909 NEW 2021 YUKON as low as $ 36,313 NEW 2021 ENCLAVE as low as as low as $ 40,179 COLORADO CREW CAB NEW 2021 as low as as low as $ 17,952 NEW 2020 TRAX as low as NEW 2020 MALIBU $ 24,641 as low as All payments and APRs are subject to approved credit. Prices and payments exclude tax, title, license and doc fees. Vehicle illustrations may differ from actual vehicle. Customers must own a 2006 or newer non-GM product to qualify to receive Chevrolet Conquest Program rebate. Customers must own a 2006 or newer GM product to qualify to receive GM Loyalty Program rebate. Customers must qualify to finance through GM Financial to receive Chevrolet/Buick/GMC Down Payment Assistance rebate. Trade-in, residency and credit restrictions may apply to be eligible for select rebates. Must take delivery by 10/31/2020. See dealer for details. SALES: MON-FRI 8AM-7PM, SAT 8AM-4PM SERVICE: MON-FRI 7AM-5:30PM, SAT 8AM-NOON www.PatriotOnline.com "Just a Smidgen Up the Road from Where You Live!" 812-386-6193 OR 1-800-531-2863 Hwy 64 W, Princeton ACROSS FROM WALMART Hablamos y Negociamos en Español SIERRA NEW TRAVERSE