The Press-Dispatch
Issue link: https://www.ifoldsflip.com/i/232947
B-8 Wednesday, December 25, 2013 The Press-Dispatch Focus on the money: Celebrating the holidays Reflecting on 2013 As the New Year approaches it is helpful to reflect on decisions you have made this year and ones for the upcoming year. Retirement If you are not yet retired, it is vital to think about appropriate investment choices and allocations for you to make in your 401(k) plan or other employer sponsored plans. In addition, consider how you make these selections carefully and objectively without being influenced by rates of returns of the current year. Also, keep in mind your comfort level/ risk tolerance, as some investments with sizzling returns may carry higher risks than with what you are comfortable. Beneficiary Designations As much as no one likes to, it's important to think about what happens when the unexpected happens. Things to consider: If you make your "estate" a beneficiary of assets, do you know clearly who should take possession when you leave the planet? When is your personal trust a better beneficiary than an individual? If you intend to give to a charity and yet leave your children and spouse assets, which ones should go to the charity, and which to your family for the most tax-efficient gift? This is something many people don't want to consider, but it is important to have things lined up the way you would like them in the event something does happen to you. It is important to plan now for all aspects in the future. Personal Inventory Year-end inventory is as vital as "spring cleaning." So start the new year on the right note by knowing where to locate your most treasured possessions (insurance policies, statements, tax documents, mortgage documents, marriage licenses, birth certificate, passports and oh, yes—passwords to important sites). You should also consider how you protect these treasured possessions, yet make it easy for someone to step into your shoes in the event it becomes necessary. These are all important considerations that speak volumes about what we treasure. They help us end the year on a good note, while beginning the New Year with a sense of well-being. Source: Gwen Cohen. Pike Central Middle School celebrated the holidays with an Ugly Sweater Contest. Students donated a dollar to enter the contest and all proceeds went to the Robert Stephens' family. Winners were sixth grade, Avery Dyer; seventh grade, Kyle Williams, and eighth grade was a tie between Tanner Richardson and Emilee Halderman. OPEN hOuSE 10449 E. C.R. 200 N., Otwell New country home with 3 bedrooms, 3 baths, full basement, 2 car attached garage, beautiful custom Amish cabinetry, all on 5 acres. Located on CR 200N between Otwell and Ireland. vey to Oakdale Partners, real estate as recorded in Pike County. Ruth E. English and Ruth Myers Stephens AK A convey to Oakdale Partners, real estate as recorded in Pike County. Almina G. Myers Estate and Ruth E. English Personal Representative convey to Oakdale Partners, real estate as recorded in Pike County. Sharon Myers Fox conveys to Oakdale partners, real estate as recorded in Pike County. Kenneth Humbert and Teresa Humbert convey to Jon Bohnenkemper, real estate as recorded in Pike County. Donna K. Edrington and Michael K. Gray convey to Danna Jean Townsend, real estate as recorded in Pike County. Helen R. Dixon conveys to Rodney D. Matthews, real estate as recorded in Pike County. The big little realty company where the customer really is still king. $214,900 PRICE REDUCED $25,000! ScaN ThE QR cODE with your smartphone to see all my listings PIKE COUNTY Live the Dream Marte' Nelson-Daves Principal Broker/Owner Call: 812-789-9510 Text: 812-766-0690 Email: martenelsondaves@live.com See our Listings on Zillow, Trulia, Yahoo Real Estate and many more websites! Real Estate transfers Texiana LLC and Rob Franklin, managing member convey to Charles K. McCandless, Lots No. 43 and 48, in Lobby Subdivision, Town of Winslow. Beverly Luker and Eldon Katter convey to Melissa D. Minton and Jonathan S. Minton Revocable Living Trust, real estate as recorded in Pike County. Louis J. Russo, Glenna M. Russo and Glenna M. Clark FK A convey to Roy Henderson and Kathleen Henderson, real estate as recorded in Pike County. Steven R. Mellinger and Angela L. Mellinger convey to Jason Lee Deweese, Lot No. 23 in Meadowbrook Subdivision, City of Petersburg. Dennis Bishop and D&S Hardware Inc. quitclaim to Dennis R. Bishop and Sherry S. Bishop, real estate as recorded in Pike County. Almina G. Myers and Estate of Almina G. Myers con- DeMotte Realty SuNDaY JaNuaRY 5, 2014 OR caLL MaRTE' FOR a PRIVaTE ShOWING 9104 E. State Road 64, Velpen 3 Bedroom....1,256 sq. ft. brick & stone home located 7 1/2 miles west of Huntingburg on Hwy. 64. Has full, mostly finished basement with a wood burning stone fireplace with barn siding covered walls. All bedrooms and living room have hardwood floors. Sets on 2.48 acres with large yard & wooded background. Includes many other extras. Is private living with easy access to Highway 64. MLS# 202500 2979 E. State Road 364, Winslow This property is located on a large corner lot with 1.89 acres in rural area. The home contains 2072 sq. ft. and is basically a single story with steps up to the master bedroom and bath. Has 3 bedrooms and 2 full baths, includes a 30'x40' pole barn. Will be sold "as is" and "where is." MLS# 202158 PRICE REDUCED 301 E. Lafayette St., Winslow Take a Look.... at this 2 bedroom, bath, PRICE REDUCED frame home offering, living room, kitch406 E. North Street, Winslow en, dining room, and utility room on main Nice frame home...contains 2 bedrooms, level. Some remodeling, lots of storage, bath, basement, gas heat, central air, and detached garage. In a nice location. and 2-car detached garage. Will be sold Home to be sold "as is" and "where is". "as is" and "where is." MLS# 197727 MLS# 203314 Hoffman & Mullen Realty For All Your Real Estate Needs Call: 1-800-599-3766 Website: www.HoffmanAndMullenRealty.com December 25, 2013 #993—Convenient Location, Great Home, Super nice lot—Located at 206 S. 3rd in Petersburg is this spacious and gracious 2 bedroom, l.5 bath home with great yard and many extra cool features. Gorgeous and open 13x25 kitchen with exceptional cabinets and easy access to its very large deck for that morning coffee or evening grilling or just sun sitting! Nice set up! Huge wrap around raised deck perfect for all outdoor activities overlooking well kept corner full lot and more (perfect yard for kids, pets, and activities). Full basement with summer kitchen! 24x28 attached very functional carport +quality 20x30 detached garage with concrete drive! Clean and well kept property!! Terms possibly considered and priced at only $79,900. attached garage and a l car basement garage, all in a quiet semi-private location at Lafayette and Hickory in Winslow. Built in 1940 this home has 2 large bedrooms and a bath upstairs plus l bedroom and bath down. 3 beds, 2 baths total. HUGE and beautiful kitchen/family room and separate formal dining room plus the gracious living room and a multi-use bonus room completes main floor. Full basement with fireplace. Two full corner lots make ½ block of yard. Special note is large shade trees surrounding home and lots! Can't buy more for less at only $59,900. A bonus is the quality hardwood floors! #992 Long established Business and Location—Strong commercial location and presence, this 1,980 sq. ft. building, recently having been the "Igloo" is now ready for a new owner and business. With two lots and sited next to the Winslow Ball Park with its high traffic flow, this building has offered business options for many years. Offered at a most reasonable price so you can bring your idea to the market…this much space makes so many #972 Open Acreage, some uses possible. $39,900! woods, price lowered! Sited on SR 364 across from Sugar Ridge headquarters on Pike State Forest road, this 12.46 acres contains a variety of good building sites, some open horse pasture land, and some good woods and hunt#991 Class and quality and ing potential. Easy access, utilities GREAT VALUE! available, some fencing! Price So much for your money, this classy lowered from $65,000 to $48,000. all brick home containing almost 4,000 Seller won't split but you could! Sq. Ft. in 8 rooms, plus both a 2 car Very nice land! Ron DeMotte, Owner/Broker. .......812-789-2027 E-Mail Address: drealty@frontier.com Cell: 582-0611 From our houses to yours, we wish you a very Blessed Christmas. Eddie, Kay and Addey Former Integra bank building. Lots of possibilities. Over 7,100 sq. ft. MLS #193920 SOLD! 3 bedr, 1 1/2 bath brick ranch in Winslow. New flooring and roof. Call for private showing. MLS #202629 SOLD! 3 bedr, 2 bath ranch on 3/4 acre at edge of town. 2 nice out buildings. Nice home, priced to sell. MLS #201589 3+ bedr. cape cod. XL fam. rm, sun porch, bonus rm, basement & garage. Reduced! $49,500. MLS #199115 Small two-bedroom bungalow on double lot. Great location. $20,000 3 bedroom bungalow, 1.17 acres. Includes all appliances. Price reduced to $49,900. MLS #201657 NEW LISTING! 3 bedr. brick ranch, full basement. Price reduced. Call today for private showing. MLS #196620 5 private acres just one mile from town. Property has an old log cabin and pole barn, both needing repair and updating. Property is choice. Priced to sell at $69,900.00. MLS# 204190 20+ Acres in Warrick County. $160,000 MLS #188997 Call Addey for details. 2 bedr. home on 1 acre in Stendal. Basement, newer kitchen and bath and new roof. Priced to sell. MLS #200998 SALE PENDING! 3 bedr. 2 bath modular on 1.58 acres, XL pole barn. Price reduced. Call for private showing. MLS #202611 3 bedr. brick ranch in nice subdivision in Petersburg. Lg. family room, extra nice heated pole barn with 1/2 bath. Great family home. MLS #200998 SALE PENDING! Small 2 bedr. home next to Winslow Elem. Payments lower than rent. MLS #197759 Beautiful cape cod with easy to care for yard. New windows, roof, and more. Price reduced! MLS #188894 BOYD REALTY & DEVELOPMENT LLC Eddie Boyd, Principal Broker Kay Helfen Addey Boyd 582-1145 354-5599 Associate Broker Associate Broker 354-8893 602 East Main, Petersburg Choose BOYD for Personal Service