The Press-Dispatch
Issue link: https://www.ifoldsflip.com/i/1394777
The Press-Dispatch Wednesday, July 21, 2021 A-7 FRIDAY CHILI Roast Beef Manhattan $ 8.99 Roast Beef Smothered in Gravy on Mashed Potatoes and Bread with Green Beans or Corn and Drink * Whitefish Sandwich $ 8.99 Dressed the way you like! Served with Mashed Potatoes and Gravy, Green Beans or Corn and a Drink Polish Sausage $ 8.99 with Sauerkraut, served with Cornbread, Mashed Potatoes and Gravy and a Drink * CHEESY CHICKEN BROCCOLI OR CHILI Grilled Chicken Salad $ 8.99 Grilled Chicken Breast on a Bed of Spring Mix with Red Onions, Tomato, Cheese and Bacon with Creamy Ranch Dressing. Served with Drink. * WEDNESDAY Boneless Pork Chop $ 8.99 Tender Pork Loin Baked with Special Spices and Parmesan Cheese served with Baked Potato, Green Beans and a Drink * *Your Choice of Regular Coffee, Tea or Coke Product. Specials and menu items are subject to food availability from suppliers. /RandysAmericanaCafe Like us on Facebook! 7TH & MAIN STREETS • PETERSBURG JULY 21–JULY 27 new MONDAY CHILI Spaghetti $ 7.99 Cheesy Mozzarella Toast, Side Salad and Drink * Chicken Salad Sandwich $ 8.99 On croissant served with Chips, Side and Drink * French Toast $ 8.99 Choice of Two Sides and Drink * CHILI Biscuits and Gravy $ 8.99 Served With Your Choice of Two Sides and a Drink * SATURDAY Stromboli $ 8.99 Our Own Special Stromboli Served with Grippos (Plain or BBQ), Side Salad and a Drink * daily Dine-in & Carry-Out THURSDAY Ham Steak $ 8.99 Thick-Sliced Ham Served with Mashed Potatoes and Gravy, Green Beans or Buttered Peas and Carrots, Roll and a Drink * Meatloaf $ 8.99 Green Beans or Buttered Peas and Carrots, Mashed Potatoes and Gravy, Roll and Drink * TUESDAY Turkey Manhattan $ 8.99 Turkey Breast Smothered in Gravy on Mashed Potatoes and Bread with Green Beans and Drink * Taco Salad $ 8.99 Served with Sour Cream, Salsa and a Drink * HAM & BEANS WITH CORNBREAD OR CHILI CHEESY POTATO OR CHILI Mon-Fri 7am-8pm Saturday 7am-2pm 812-354-2004 Social Security Matters By Rusty Gloor When should I claim my survivor benefit? Dear Rusty: My wife passed away in 2014. I'm 60 years old and have been re- tired since August 2020. I know I'm entitled to survivor benefits, but my question re- lates to when to file for them. To say the information online is confusing is an understate- ment. Some background. My wife was born in 1960 and would have turned 62 next year. I was born in 1960 and turned 60 this past April. I do not plan on taking my SS un- til age 67 (I could wait until age 70 if it is more beneficial). I have not remarried. When should I file for survivor ben- efits to maximize the benefit? Signed: Surviving Husband. Dear Surviving Husband: Survivor benefits reach max- imum when you reach your full retirement age (67), but you can claim a reduced sur- vivor benefit as early as age 60. The amount of your survi- vor benefit will be determined by a) the benefit your wife had earned up to the month she passed, and b) your age when you claim the survivor benefit. At age 67 you would get 100 percent of the amount your wife was entitled to when she passed; if you claim at age 60 you would only get 71.5 per- cent of the benefit amount your wife had earned up to her death. The re- duction may, or may not be, accept- able to you depend- ing on your person- al circumstances. First, you should be aware that if you claim your survi- vor benefit before your full retirement age (FR A) and re- turn to work, you'll be subject to Social Security's earnings test which limits how much you can earn before SS takes away some of your benefits. The earnings limit for 2021 is $18,960 (changes annually) and if that is exceeded SS will take back benefits equal to $1 for every $2 you are over the limit. The earnings limit ap- plies until you reach your full retirement age, although the limit is much higher and the penalty less severe in the year you attain FR A. If your earn- ings prior to your FR A are high enough, it could disqual- ify you from receiving a survi- vor benefit. Of course, if you are not work- ing and do not plan to return to work, the earn- ings test is not a concern. Assuming you are fully retired from working, here are some things to con- sider: • Claiming your survivor benefit now at age 60 would permit you to receive 71.5 percent of the survivor ben- efit for at least seven years (until you reach your FR A), or perhaps longer until you are 70. Although the survi- vor benefit would be reduced, claiming it at age 60 would al- so permit you to delay taking your own Social Security ben- efit until age 70 when your per- sonal benefit would be 24 per- cent more than it will be at your FR A. The above would be prudent if your age 70 (or 67) benefit amount will be higher than the survivor ben- efit you would be entitled to at your full retirement age. • If your survivor benefit at your FR A would be more than your own benefit will be at age 70, then it would be wisest to maximize your survivor bene- fit. To maximize your survivor benefit you must wait until age 67 (your FR A) to claim it. If your full survivor benefit will be the highest you can get, then maximizing it by wait- ing until your FR A to claim it is your smartest move. So, as you can see, you have a choice of when to claim your survivor benefit. If your per- sonal benefit at age 70 would be higher, it would be wise to claim your survivor bene- fit first (at age 60) and collect the reduced survivor benefit until you later switch to your own higher benefit. But if your survivor benefit at maximum would be more than your age 70 benefit, then waiting until your full retirement age of 67 to claim your survivor bene- fit would be your best choice. To submit a question, visit website (amacfoundation.org/ programs/social-security-ad- visory) or email ssadvisor@ amacfoundation.org. Pictured are this year's Teen Miss Pike County contestants with the 2019 Queen (l to r): Jordan Bradfield, Anna O'Brien, 2019 Queen Lauren Young and Calleigh Wibbeler. The Teen Miss Pageant will be on Saturday, July 24 at 6:30 p.m. in the Vance Hays Auditorium at Pike Central High School. Pictured are this year's Junior Miss Pike County contestants with the 2019 Junior Miss (l to r): Addie Wib- beler, Bryleigh Fox, Elle Readle, 2019 Junior Miss Jessa Ridao, MaKenna Cummins, Addison McDaniel, Eb- ony Mason and Bellah Cornelius. The Junior Miss Pageant will be on Saturday, July 24 at 5 p.m. in the Vance Hays Auditorium at Pike Central High School. Above: Pictured are this year's Lit- tle Miss Pike County contestants with the 2019 Little Miss, front row (l to r): Azalin Vennard, Paisley Mikels, Ame- lia Modesitt, Ava Woodall and Ava Ken- dle. Middle row: Audra Armstrong, Naomi Boyd and Haven Glispie; back row: Mia Woodall, 2019 Little Miss Maddy McCandless and Mylee Pride. Not pictured is Remi Troutman. The Little Miss Pageant will be on Satur- day, July 24 at 3 p.m. in the Vance Hays Auditorium at Pike Central High School, along with the Little Mister Pageant. Right: Pictured is this year's Little Mister Pike County contestant with the 2019 Little Mister (l to r): 2019 Little Mister Austin Smith and Mylz Modesitt. The Little Mister Pageant will be on Saturday, July 24 at 3 p.m. in the Vance Hays Auditorium at Pike Central High School along with the Lit- tle Miss Pageant. 2021 PIKE COUNTY FAIR PAGEANT CONTESTANTS