The Press-Dispatch

February 17, 2016

The Press-Dispatch

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The Press-Dispatch Home Life Wednesday, Februar y 17, 2016 D- 7 Technology Solutions by Scott Hartley Family Talk by By Dr. James C. Dobson Prevent hackers from stealing your tax refund Is love enough to make a marriage succeed? FARM Down on the & Realty PUBLIC AUCTION 20th Annual Spring 2016 Farm Equipment Consignment Auction SATURDAY, MARCH 5 AT 9 A.M. At the Warrick County 4-H Center in Boonville. IN. One Mile East of Boonville, IN on Hwy 62 DAS wil take consignments from Saturday, Feb. 27 through Thursday, March 3 from 7 a.m. till 5 p.m. COMBINES, TRACTORS, VEHICLES, FARM & INDUSTRIAL EQUIPMENT, TRAILERS, TOOLS, ATVS, LAWN & GARDEN NO CONSIGNMENTS TAKEN ON FRIDAY, MARCH 4 AND OR ON AUCTION DAY! There will be 3 or 4 auc- tioneers going at one time so bring a friend! For more information, please call 812-897-1747 or look on our website at www.dimmettauctionservice.com. 812-897-1747 144 White Road Boonville, IN 47601 Robert E. Dimmet Owner/Auctioneer Lic #AU09200240 MUNICIPALITY AUCTION Saturday, February 20 - 10 a.m. 812-254-2220 Mark J. Graber - AU19400133 www.graberauctions.com State & County retired fleet vehicles & shop equipment Graber Auctions- 1382 S. State Road 257, Washington, IN Note: Live and Internet bidding available day of auction. Everything sells absolute with no reserve price. Pre-register for on-line bidding at: https://graberauctions.hibid.com/auctions/current LARGE INVENTORY REDUCTION & CONSIGNMENT AUCTION Lawrenceville, IL Friday, MARCH 25 at 9am Max Groff Auctioneer 618-943-4505 IL Lic #440.000060 Now Taking Consignments Tractors & Trucks, Construction Equipment, Farm Implements. Hauling Available Reasonable Commission Groff Equipment & Auction Co. SMALL FARMS AND GARDENS By Hans Schmitz Extension Educator Gibson County Purdue Extension For an agriculture col- umn, I would be remiss to forget the largest audi- ence of farm- ers in Ameri- ca, those that are not con- sidering it to be their pri- mary occu- pation. We call them re- tired hobby farmers, small farmers, part-time farmers, home vendors, or gardeners producing more than the $1,000 of product that the USDA requires to be defined as a farm but less than the gross sales of $250,000 that would provide enough real profit for a farm family to survive. A quarter of a million dollars of product sold does sound like quite a bit, but farming is in- put-intensive and inputs are expensive, as mod- ern agricultural econom- ics textbooks figure only three percent of sales to be realized profit, a mere $7,500 from $250,000 in sales. In 2007, 92 per- cent of all farms fell be- low the $250,000 thresh- old. Education for these farms needs to be di- verse in scope, as many are specializing in vari- ous niches that provide unique products for local markets. To address these needs, the University of Kentucky and Purdue University Extension Services have teamed up to offer the Ohio Val- ley Small Farm Confer- ence to help current, be- ginning and prospective small farmers in the Tri- State region plan, im- prove and diversify oper- ations. The day-long con- ference is filled with an array of small farm pres- entations and demon- strations. Presentation topics will include back- yard poultry health and nutrition, sheep and goat parasite management, growing tree fruit and brambles, pond man- agement, nuisance wild- life management, organ- ic soil amendments and pest control, high tun- nel production, food safety and preservation, and small farm and niche mar- keting. Demonstra- tions ongoing throughout the day will include sheep and goat hoof trimming, drip ir- rigation, nuisance an- imal trapping, cover crops, beekeeping, and more. Conference par- ticipants will receive in- formation on production methods and processes from a variety of local ex- perts to plan for new ven- tures, improve profitabil- ity and diversify current operations. The conference will be Saturday, March 12 at the Henderson Coun- ty Cooperative Exten- sion Service Office, 3341 Zion Road, Hender- son. Registration begins at 8:30 a.m. CST. Pres- entations and demon- strations will run from 9 a.m. to 3:30 p.m. Regis- tration fee is $10 per per- son by March 7 or $15 per person at the door. For more information or to obtain a registration brochure, see http:// henderson.ca.uky.edu/ or contact the Pur- due Extension-Warrick County office at 812-897- 6100 or bailey1@purdue. edu, the UK-Henderson County Extension Of- fice at 270 -826 -8387 or camille.lambert@uky. edu. Those farmers wishing for a more in- tensive, multiple day ex- perience may wish to head north for the Indi- ana Small Farms Confer- ence in Danville, Ind., on March 4 and 5. For more information on op- portunities to diversify or begin farming, con- tact Hans Schmitz at hschmitz@purdue.edu or 812-385 -3491. By Dr. James Dobson drjamesdobson.org Love can be defined in myriad ways, but in marriage "I love you" really means "I promise to be there for you all of my days." It is a promise that says, "I'll be there when you lose your job, your health, your parents, your looks, your confidence, your friends." It's a promise that tells your partner, "I'll build you up; I'll overlook your weak- nesses; I'll forgive your mistakes; I'll put your needs above my own; I'll stick by you even when the going gets tough." This kind of assurance will hold you steady through all of life's ups and downs, through all the "better or worse" conditions. Many couples assume that the ex- citement of their courtship will contin- ue for the rest of their lives. That virtu- ally never occurs! It is naive to expect two unique individuals to mesh togeth- er and to remain exhilarated through- out life. Gears have rough edges that must be honed before they will work in con- cert. That honing process usually oc- curs in the first year or two of mar- riage. The foundation for all that is to follow is laid in those critical months. What often occurs at this time is a dra- matic struggle for power in the rela- tionship. Who will lead? Who will fol- low? Who will determine how the mon- ey is spent? Who will get his or her way in times of disagreement? Everything is up for grabs in the beginning, and the way these early decisions are made will set the stage for the future. If both partners come into the relationship prepared for battle, the foundation will begin to crumble. The apostle Paul gave us the di- vine perspective on human relation- ships-not only in marriage, but in every dimension of life. He wrote, "Do noth- ing out of selfish ambition or vain con- ceit, but in humility consider others better than yourselves" (Philippians 2:3). That one verse contains more wis- dom than most marriage manuals com- bined. If heeded, it could vir- tually eliminate divorce from the catalog of human expe- rience—no small achieve- ment, considering that more than one million marriag- es break apart in the United States every year. If you want yours to be different, I urge you to commit now to "stick- ing in there" during the newly- wed phase, the middle years, and your golden age together. Will your commitment hold you steady? If you want your marriage to last a lifetime, you must set your jaw and clench your fists. Make up your mind that nothing short of death will ever be permitted to come between the two of you. Nothing! Premarital counseling is a must and can literally be a marriage saver. These sessions can help young men and women overcome the cultural ten- dency to marry virtual strangers. Let me explain. The typical couple spends much time talking. Still, they don't know each other as well as they think they do. That is because a dating relation- ship is designed to conceal informa- tion, not reveal it. Each partner puts his or her best foot forward, hiding em- barrassing facts, habits, flaws and tem- peraments. Consequently, the bride and groom often enter into marriage with an ar- ray of private assumptions. Then major conflict occurs a few weeks later when they discover they have radically dif- ferent views on non-negotiable issues. The stage is then set for arguments and hurt feelings that were never an- ticipated during the courtship period. That's why I strongly believe in the value of solid, biblical premarital coun- seling. Each engaged couple, even those who seem perfectly suited for one another, should participate in at least six to ten meetings with some- one who is trained to help them pre- pare for marriage. The primary pur- pose of these encounters is to identi- fy the assumptions each partner holds and to work through the areas of po- tential conflict. The following questions are typical of the issues that a competent counse- lor will help the couple ad- dress together: Where will you live af- ter getting married? Are children planned? How many? How soon? Will the wife return to work after ba- bies arrive? How quickly? How will the kids be disciplined? Are there theological differences to be reckoned with? Where will you spend Thanksgiving and Christmas holidays? How will financial decisions be made? This is only a partial list of ques- tions to be discussed and considered. Then a battery of compatibility tests is administered to identify patterns of temperament and personality. Some couples decide to postpone or call off the wedding after discovering ar- eas of likely conflict down the road. Others work through their differenc- es and proceed toward marriage with increased confidence. In either case, men and women benefit from knowing each other better. Someone has said: The key to healthy marriage is to keep your eyes wide open before you wed and half- closed thereafter. I agree. Premarital counseling is designed to help couples accomplish that. From Dr. Dobson's book, The Com- plete Marriage and Family Home Ref- erence Guide For over 30 years, Dr. James Dob- son has been America's trusted source for psychologically sound, biblically based advice to help strengthen mar- riages, parents and families. For addi- tional help and encouragement, visit: http://drjamesdobson.org. By Scott A. Hartley Technology Columnist It's early on a Friday evening. You happily bounded home from work, took your family out for a nice dinner, and sent the kids off to the high school basketball game. You sit down at your computer, sur- rounded by the neat stacks of paper you carefully gathered throughout the week. It's time to file your taxes. You're pretty excited because you've already guesstimated a decent re- fund. One that will pay for an enjoy- able weeklong vacation on the beach this summer. A fter about two hours answering questions and confirming your en- tries, you click the "File My Returns" button. "Soon," you smile to yourself, "my bank account will be a little fat- ter." Then you scurry off to watch T V. Monday evening you check your email. To your horror, the subject lines declares your tax return was rejected. Curiosity and anger fill your mind as you carefully read the message. The IRS says your tax return had already been filed and a refund deposited into your bank account. Reality sets in: your long-awaited tax refund has been stolen. In 2013, nearly $ 6.5 billion in tax refunds were fraudulently paid out by the IRS. Experts expect that number to grow to nearly $21 billion this year. So how can you prevent cybercrim- inals from stealing money the govern- ment needs to return to you? (A fter all, a tax re- fund is an interest-free loan you've made to the government by overpay- ing your taxes through- out the year.) PROTECT YOUR SSN Your name and Social Security number are the only two items a thief needs to claim your refund. This makes safeguarding your So- cial Security number so critically im- portant. You can do this by: 1. Never carrying your Social Secu- rity card or any other document con- taining it on your physical person. 2. Only giving out your Social Se- curity number when it's absolute- ly required. See this online article for information on who can lawful- ly request your Social Security Num- ber: http://www.identityhawk.com/ Who-Can-Lawfully-Request-My-So- cial-Security-Number. OBTAIN AN IRS IP PIN Despite the obvious flaws in the gov- ernment's fraud-prevention systems, the IRS does provide certain individu- als the ability to obtain an Identity Pro- tection PIN. This PIN is a six-digit number as- signed to you that prevents someone else from using your So- cial Security number to file a federal tax return. Note that it has no effect on state tax returns. You're eligible for an IRS Identity Protection PIN if you have been the victim of identity theft. You can al- so obtain a PIN if the IRS mailed you a letter stating you can obtain one or if you filed your last year's federal tax return with a Florida, Georgia or Washington, D.C. address. FILE YOUR TAXES ASAP The sooner you take the time to file your taxes, the less opportunity you give cybercriminals to file your taxes for you – and getting paid handsome- ly to do it! Identity theft and the crimes com- mitted as its result are an unfortunate, yet common, part of the online world in which we live. I encourage you to be vigilant and to take the precautionary measures necessary to protect your personal information. Scott Hartley is the President/CEO of Calibre Computer Solutions in Prince- ton. For computer tips, information, and free software tools, check out our website at http://www.calibreforhome. com. ping by were Curt and Deb- bie Cain and Gavin and Na- talie Rothmeier. Rosie Wells visited with her granddaughter, Teresa and Paul Wells and family over the weekend. John Waple and Cin- dy Jones and their son John from Westfield came to Evansville to visit with John's sister Dessi Waple and brother Joeldon Waple, sister-in-law Jennifer Waple, nephews Tylan and Logan and niece Maddy. They also stopped by to visit their Un- cle Mike True at the hospital before going out to dinner at Hacienda. A fterwards, they picked up ice cream and went back to the hospital to have dessert with Mike. Esther Pancake and a friend went to IU Medical Center last week for a checkup. Dwight and Rick Collins attended the farm show in Louisville, Ky. on Saturday. Johnny Ray Ice and other friends also attended. RUTH'S NEWS Angie Pugh visited with Ruth Morrison on Wednes- day afternoon. Lucy McKa- nnan went shopping for Ruth on Friday. Later on, she had lunch and spent time visit- ing with Ruth. Karla Schroeder visited with Ruth on Friday after- noon after going to her doc- tor's appointment. She had lunch with her daughter, Lo- ra Dickman in Evansville. Scot and C.J. Kenoyer vis- ited C.J's granny on Satur- day afternoon. They had a great visit and while in town they had lunch with Damon and Angie Pugh, C.J.'s par- ents. Todd Morrison brought Ruth Morrison a sandwich on Saturday. Lucy McKan- nan, Austin Dill and Todd Morrison had dinner with Ruth on Sunday. Tonya Krieg came home on Monday from work after becoming ill. Lucy McKan- nan had an appointment on Wednesday at St. Mary's Hospital in Evansville for an MRI. Debbie Alexander had a doctor's appointment on Thursday. SUNDAY BRUNCH & LUNCH AT BLUE JEANS CENTER The Blue Jeans Communi- ty Center will host a Sunday Brunch and Lunch on Feb. 21, from 11:30 a.m.-1 p.m. The menu will include bis- cuits and gravy, baked apple or cherry French toast, sau- sage, vegetable soup, pota- to soup and sandwiches. All proceeds help keep the Center open. Carryouts are available. BEADLE BUNCH SOUP SUPPER The Beadle Bunch Relay For Life Team is having a soup supper fundraiser at the Princeton Communi- ty Middle School Cafeteria on March 5 from 3 to 7 p.m. Menu includes chili, vegeta- ble and potato soups, chick- en salad, ham salad, cheese spread and peanut but- ter sandwiches, hot dogs, drinks and various home- made desserts. Dine in or carry out. Call 812-779 -6110 for more info. SUBMIT ITEMS If you'd like to see your news and events in the Per- sonal's Column, call Judy at 812-354-6502 or email your notes to pikepersonals@ wildblue.net. We'd love to hear from you and share your happenings. PERSONALS Continued from page 6

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