18 WHO'S WHO IN REAL ESTATE THURSDAY, MARCH 30, 2017 SANTA CRUZ SENTINEL
723 East Lake Avenue, Watsonville, CA. 95076
www.OliverPM.com • (831) 722-4694
Vanessa
Saucedo
Cristina
Bernabe-Vega
Jeniffer Oliver-Wess
Kathy Oliver
Bricel Lomeli
Shannon Hill
OLIVER
PROPERTY
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HOMetOwn Service witH
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Prospective homebuyers concerned about down payments should also
be aware that there are nearly 2,500 homeownership programs across
the country that can help with down payment and closing costs, and
an estimated 87 percent of U.S. homes are eligible for one or more of
these programs, according to research by DownPayment Resource.
e down payment program benefit most frequently found is about
$10,000, making researching these options and discussing them with
your lender and real estate agent a worthwhile step. To determine your
eligibility and learn more about down payment assistance, visit down-
paymentresource.com/are-you-eligible.
Of course, home buyers should not forget that there are benefits to
putting more down initially -- this will lower your monthly mortgage
payment and reduce the amount you will owe the bank. Addition-
ally, those who put down at least 20 percent don't have to pay Primary
Mortgage Insurance (PMI), an added insurance policy that protects
the lender if you are unable to pay
DENISE NORRIS
REALTOR
®
,CRS, GRI, e-PRO, SRES
CalBRE 01452139
831.325.1970 | denisenorris.com | dnorris@davidlyng.com
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