16 WHO'S WHO IN REAL ESTATE THURSDAY, MARCH 30, 2017 SANTA CRUZ SENTINEL
15 year fixed 3.25% 0 points (3.297% A.P.R.)
Some restrictions apply. Call for individual pricing.
***Call for NO COST OPTIONS***
Jim Chubb, Home Loan Consultant
Pacific Inland Financial Inc.
DRE #00911706, NMLS #360542; DRE #00956877, NMLS 361091
Rates as of 2/2/17. Subject to change without notice.
475-2600 • jchubb1@gmail.com
DO NOT ObTAIN REVERSE MORTGAGE
OR HOME LOANS WITHOUT REVIEWING
MY RATES AND COSTS
I
f you're in the market to buy
a home, your down payment
is probably top of mind.
However, it's important
to understand all your options,
particularly if you've heard the
rule of thumb that you shouldn't
pursue homeownership unless
you can put 20 percent down.
"In today's market, misconcep-
tions about down payments are
some of the most common, un-
fortunately" says Danny Gardner,
Freddie Mac vice president of
Affordable Lending. "And this
discourages many prospective
buyers from even leaving the
starting gate."
Gardner points out that a grow-
ing number of homebuyers are
putting down between five and 10
percent, and even as little as three
percent through products like
Freddie Mac's Home Possible
Advantage. is is important to
keep in mind when determining
how much home you can afford.
dURaBLe décOR UpgRades
ThaT add cOmfORT and sTyLe
TO yOUR hOme
B y s t a t e p o i n t
c o n t i n u e s o n p g 1 8 . . .
