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SANTA CRUZ SENTINEL FRIDAY, APRIL 29, 2016 LIVE IT UP! 9 NMLS #561104 831.423.2900 • dcasagrande@RFSlends.com • www.ReverseManDan.com Synergy One Lending, Inc. d/b/a Retirement Funding Solutions NMLS 1025894. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act - California License 4131356. These materials are not from HUD or FHA and the document was not approved by HUD, FHA or any Government Agency. I have the honor of being named a top producing Reverse Mortgage Expert with hundreds of loans in my 10-year career. Helping homeowners, making new friends is my job and my pleasure. I'll even come to your home - no obligation. Just give me a call. 2015 2015 SANTA CRUZ AWARD BEST OF Dan Casagrande, MBA Dan Casagrande, MBA Local Reverse Mortgage Expert could be a better option since credit and income are currently not considered and monthly mortgage payments are never required. POINT #3 Here's a great idea: Take a reverse mortgage line of credit NOW even if you Don't need the money. You could qualify for a guaranteed line of credit for as little as a $300 out of pocket appraisal deposit fee. You could borrow against your credit line at any time. But, more importantly the balance of your credit line grows year to year at the same rate you borrow money, currently around 4%. Over time as interest rates increase your guaranteed credit line could be huge. You could conceivably receive more money than you home is worth. POINT #4 Become a reverse mortgage client of Security 1 Lending and receive up to $10,000 in tuition credits for each of your grandchildren. These tuition credits are guaranteed to be honored by over 313 participating private colleges and universities in 45 states. POINT #5 Many baby boomers would like to down-size or right size their current homes. Seniors 62 and above can fulfill their dreams of buying a new home with NO monthly mortgage payment. Security 1 Lending's HECM for Purchase Home Program offers many advantages. If you would like to discuss any aspect of a reverse mortgage call Dan Casagrande of Security1 Lending at 831-423-2900. Dan Casagrande is a top reverse mortgage expert with nine years of reverse mortgage experience. He has worked for Bank of America Home Reverse Mortgage, Wells Fargo Home Reverse Mortgage and Security 1 Lending Reverse Mortgages. Professionally, Dan is a member of Santa Cruz County Estate Planning Council, Santa Cruz Senior Roundtable Council, Santa Cruz Chamber of Commerce, Santa Cruz County of REALTORS and the National Reverse Mortgage Lenders Association. Dan earned a MBA from Harvard Business School and a BS from the University of Pittsburgh. continued from pg. 8