The Press-Dispatch
Issue link: https://www.ifoldsflip.com/i/60778
B-6 Wednesday, April 4, 2012 The Press-Dispatch Preparations protect farm assets when disasters strike can protect farms and farm assets in the event of a nat- ural disaster or other emer- gency, says a Purdue Exten- sion disaster communication specialist. Regardless of the type of Expecting the unexpected operation, producers need to assess parts of their opera- tions that would be suscepti- ble and develop disaster plans. "Of course, the recent tor- ing past emergencies." Cain offered disaster-plan- ning tips that all producers should implement: • Back up computers and use off-site storage for elec- tronic and hard-copy records. These records are irreplace- able and easily protected but often forgotten. • Use insurance wisely. It nadoes in southern Indiana have captured the nation's at- tention, but the most common and overall most damaging natural disasters in Indiana are floods, straight-line winds, fires and winter storms," said Steve Cain, who also serves as the Homeland Security proj- ect director for the Extension Disaster Education Network. "Disaster planning starts with identifying high on-farm risks that producers might have overlooked and acknowledg- over the policy and get writ- ten confirmation that various scenarios are covered." • Document assets for in- surance purposes. Photos and videos, as well as receipts and documents showing the value of those assets will help. • Mitigate risks. These might include buying a Na- is one of the best ways to pro- tect farm income. Properly an- alyze crop insurance to fit in- dividual farm needs and be aware of what insurance pro- tects on the farm. Read all of the policy details. "For exam- ple, if a disaster causes a pow- er outage and you lose live- stock in a confinement oper- ation, will you be covered? A common mistake is to make assumptions that the insur- ance will cover you no mat- ter what goes wrong, such as a backup generator failing after the disaster," Cain said. "Go tional Oceanic and Atmo- spheric Administration weath- er radio, labeling all truck and equipment keys and resolving electrical issues. • Invite emergency per- ment but also could help first responders understand how to handle a disaster on a spe- cific farm. Once farmers have a disas- sonnel to visit farm proper- ties and assess risks. This not only can help producers learn what areas could use improve- ter plan in place, Cain said they, their families and their employees need to review and exercise the plan at least annu- ally. While this doesn't have to be an in-depth exercise, it will help all of the people working on the farm to know who will execute what tasks should an emergency arise. "When disaster strikes, it won't be the plan that saves lives and money; it will be in knowing how to carry it out successfully," Cain said. Just two weeks remain to file your taxes left to file your taxes. The time for procrastination has just about run out. But there are several ways you can fin- ish off your taxes by April 17. File electronically—Filing There are only two weeks more likely to be accurate and is much more secure. You might be able to file electronically means you can receive a tax refund in as lit- tle as seven to ten days. Re- funds from a paper filing can take up to 12 weeks. Also, electronic filing has step-by- step instructions, is 10 times REAL ESTATE HARRIS 9207 S State Road 61, Oakland City A charming 3 or 4 bedroom brick walk-out with 3247 E SR 364, Winslow a wraparound porch, two car attached garage, a huge 48' x 40' pole barn, along with a separate 24' x 11' one car garage all nestled on six acres between Coe and Spurgeon. The house has been tastefully remodeled with just the right accents. MLS#188366 $229,900 Immaculate house and five acres on State Forest Road. Three bedrooms, walk in closets, two baths, dining room, family room with fireplace, eat in kitchen and 2 car garage, 2005 manufactured home with a lot of space inside and out. A great home in a great setting. MLS#185431 $134,900 228 E Harvest Ln, Petersburg Beautifully updated three bedroom home in a nice neighborhood. This is a well built home with a two car garage on a 3/4 of an acre. The roof was replaced in 2009 and an electric heat pump was installed in 2004. Back yard includes a pool and small garage. MLS#188493 $119,900 state and federal taxes for FREE with Indiana's new INfreefile system. Just go to www.freefile.dor.in.gov and check to see if you qualify for the program—about one million Hoosiers do qualify. If you don't qualify for INfreefile, you may still be able to get free federal fil- ing. You can check www. irs.gov/freefile to see what other vendors are available for federal filing. Everyone at least qualifies to use the IRS free, fillable forms to file federal returns. After you file your federal return, you can use a vendor or state booklet to file your Indiana return. Use a paid preparer— There are many reputable agents who can help you do your tax- es. Just remember to be care- ful. Check the Indiana CPA So- ciety (www.incpas.org), Indi- ana Society of Enrolled Agents (www.indianaenrolledagents. com) or the Better Business Bureau (BBB). File a paper return—The Indiana Department of Rev- enue will still accept a paper filing. You can check your local library for forms and booklets or pick up a book- let or forms at one of our Dis- trict Offices (find them at www.in.gov/dor/3390.htm.) PETERSBURG 354-2006 711 E MAIN, Randy Harris 380-1065 Clean, cute, well built ranch, three bedroom, one and one half bath on 4.5 acres in the country. Many updates, open concept. 2796 E State Road 64, Winslow MLS# 182461 $119,900 Country and quiet. Nice home on 7.59 acres filled with pond and trees. This property is near the Patoka Wildlife area and not far from Sugar Ridge. The house includes a large family room (28' x 14'9), two bedrooms, functional kitchen, dining room, laundry 796 W CR 125 S, Petersburg and bath.. MLS#188345 $109,900 9230 E Oak St, Velpen Private three bedroom, two bath home which sits high on a hill with a lovely view. Has nice Oak Cabinets in the kitchen and a large shop next to the house. Approximately 1.5 acres m/l to be extracted from total acreage. MLS#189471 $84,900 436 E 1st St., Lynnville Easy to care for, neat, well kept, smaller home, two bedroom, one bath, plus office/ den/workout room, open kitchen and good size living room. Located on a nice quiet street in Lynnville. MLS#186663 $79,900 Very nice 3 bedroom home with many up- dates. Two car garage and fenced in yard! 404 SW 2nd St, Washington 1290 E State Road 64, Winslow Four bedroom, two car garage, full basement, brick ranch on 3.2 acres at Arthur. Includes a detached garage. The property is under a short sale agree- ment and all offers are subject to bank approval. Located under the Pike Gibson Water tower at MLS# 184918 $74,900 Arthur. MLS#187954 $74,000 Four bedroom, two bath well kept manufactured home with addition, two car garage on three par- cels at the edge of town. Country setting with the convenience of town. Two additional out buildings, a great sun porch, large living room, an office, and 414 N 4th Street, Petersburg fenced in yard. MLS# 186006 $67,900 508 S 10th Street, Petersburg Remodeled home with many new features: self contained heating and air unit, cabinets, bath- room, flooring, plumbing, electrical, windows and more! Nice smaller home with little maintenance. One large bedroom down stairs and a bedroom upstairs. MLS# 186074 $62,900 Well built 2 bedroom Roman brick house with hardwood floors, nice landscaping in convenient location. Detached garage and carport. Includes water softener, gas forced air, new water heater, refrigerator, oven/ range, stainless range hood, and ceiling 502 E McCoy St, Petersburg fans. MLS#188764 $62,900 300 N 9th St., Petersburg Four bedroom home with over 3,600 s.f. of living space! Includes 2 kitchens, large living room, large dining room, attached garage and a lot of space. Well insulated. Has a utility billings and a second address of 810 E Cherry, but all is connected under same roof. MLS#186631 $59,900 Two bedroom home in a convenient location next to the new library, close to Petersburg Elementary. Updated with contemporary earth tones, newer flooring, windows and cabinets mixed with the character of old woodwork and a cozy fireplace. Includes 1011 E Locust St, Petersburg a basement. If your home meets one of these descriptions, call Randy at 380-1065 houSeS wanted $200,000 to $250,000 We have a client needing a 3 or more bedroom house with 2 or more baths, open floor plan with basement, ready to move-in on 1 acre or more in Peters- burg or Jefferson Twp., in Pike County School District with area for pole barn. CLIENT #4, #5, #7, #9 $180,000 to $200,000 We have a client looking for a 3 bed- room, 2 bath home, between 1,800 and 2,000 sq ft, with a basement and at least an acre with pole barn or suitable to build one. In the Petersburg area. CLIENT #10 $150,000 to $200,000 We have a client needing a 3 bedroom, 2 bath home with basement and at- tached garage. 1,500 to 1,800 sq ft, 2 acres, in the country but not too far from town. Suitable for chickens & rabbits. 2 acres plus pole barn. CLIENT #1, #8 $130,000 to $150,000 We have a client needing a house with 4 or more bedrooms, 2 baths, 2,000 sq. ft., with basements. Preferred loca- tion between Winslow and Bowman. Client #12 $120,000 to $150,000 We have a client needing a 3 bed- room, 2 bath home with basement and attached garage. 1,500 to 1,800 sq ft, 2 acres, in the country but not too far from town. Suitable for chick- ens & rabbits. 2 acres plus pole barn. CLIENT #6 $100,000 to $125,000 We have a client needing a house with 3 or more bedrooms, 2 or more baths, few steps, 1,500 to 2,500 sq. ft. on one acre. Preferably in Jefferson Township or near Petersburg. CLIENT #14 $70,000 to $90,000 We have a client looking for a 3 bed- room, 2 bath, brick house around 1,500 sq ft on one or more acre with a 2 car garage and a privacy fence. Preferred area is just south of Petersburg. CLI- ENT #17 UNDER $60,000 We have a client needing a 2 bedroom smaller house from 1,000 to 1,200 sq. ft. with garage/pole building, base- ments, small yard, south of Petersburg. CLIENT #15 SaLe pending! 9025 E CR 700 S, Velpen $149,900 LIST PRICE SoLd! 5808 N Knox Rd, Petersburg $34,900 LIST PRICE MLS# 188627 SaLe pending! 12250 N US Hwy. 231, Odon $6,000 LIST PRICE MLS# 189459 MLS# 188246 SoLd! LIST PRICE LIST PRICE SucceSS StorieS SoLd! 964 E. S.R. 356, Petersburg $84,900 MLS# 185373 SoLd! 5073 S CR 1000 E, Velpen $24,900 MLS# 186962 SaLe pending! 507 S. Lakeview, Petersburg $34,900 LIST PRICE 3683 N CR 575 E, Petersburg $119,900 LIST PRICE MLS# 187250 SaLe pending! 989 S CR 650 E., Winslow $229,900 LIST PRICE SaLe pending! 3723 W River Road, Petersburg $59,900 LIST PRICE MLS# 186608 MLS# 188144 $59,900 A charming stone house on two lots atop Goose Hill in Petersburg. Very creative, unique and well built. Oak floors in most of the house. Property runs from 6th to 5th. 418 N 6th Street, Petersburg MLS#181518 $54,900 SoLd! 6112 E Augusta Main, Winslow $103,000 LIST PRICE MLS# 188710 SaLe pending! 413 N Mulberry St, Petersburg $79,900 LIST PRICE MLS# 188219 SaLe pending! 207 N 12th Street, Petersburg $118,000 LIST PRICE MLS# 186969 SoLd! 414 N 12th St, Petersburg $19,900 LIST PRICE MLS# 188711 SaLe pending! 729 W CR 150 N, Petersburg $65,000 LIST PRICE MLS# 182094 SaLe pending! 1346 W CR 125 S, Petersburg $108,900 LIST PRICE RESIDENTIAL • COMMERCIAL • AGRICULTURAL MLS# 187266