Shelby Shopper Shelby NC
Issue link: https://www.ifoldsflip.com/i/1507159
Thursday, September 7-September 13, 2023 www.shelbyinfo.com 704/484-1047 - shelby shopper & info - Page 5 NORRIS MERCHANDISE NORRIS MERCHANDISE 2011 S. Lafayette St. (Hwy. 18 S) • Shelby, NC 2011 S. Lafayette St. (Hwy. 18 S) • Shelby, NC www.norrismerchandise.com www.norrismerchandise.com 704-482-8464 704-482-8464 HOURS: Mon - Fri 8am - 5:30pm Sat 8am - 3pm SPECIALS SPECIALS Cash Only, Cash Only, No Delivery, No Delivery, Plus Tax Plus Tax Navy Dining Bellamy 3 pc Reclining Set Bellamy 3 pc Reclining Set Cash & Carry Cash & Carry $1999 $1999 Cash & Carry Cash & Carry $699 $699 King Bedroom King Bedroom Cash & Carry Cash & Carry $1999 $1999 Lane Lane Sectional Sectional Cash & Carry Cash & Carry $1299 $1299 Franklin Franklin Sectional Sectional Cash & Carry Cash & Carry $1999 $1999 NCAUNP43631 *North Carolina Farm Bureau ® Mutual Insurance Co. *Farm Bureau ® Insurance of North Carolina, Inc. *Southern Farm Bureau ® Life Insurance Co., Jackson, MS *An independent licensee of the Blue Cross and Blue Shield Association 704-482-2436 Bert Costner Agent bert.costner@ncfbins.com Big-time coverage. Small-town service. 704-739-1000 201 E. KING ST., KINGS MOUNTAIN, NC 201 E. KING ST., KINGS MOUNTAIN, NC www.kmpools.com www.kmpools.com Serving this area Serving this area for 44 years for 44 years ALL ABOVE-GROUND POOLS MUST GO! POOL KITS INCLUDE: Walls, liner, skimmer, return, pump and fi lter. Check With Us On Chemical Prices! KM POOLS KM POOLS 27 ft. x 52 in. Round Normally $7500. Cash Price NOW NOW $ 5000 5000 15 ft. x 30 ft. x 52 in. Oval Normally $9250. Cash Price NOW NOW $ 5500 5500 HOURS: Mon.-Fri. 10am - 5pm • Sat. 10am - 2pm • Sunday closed Decks Not Included A study by Better Busi- ness Bureau® finds that while people in North Amer- ica struggle to pay trillions of dollars in debt, some look for help from companies promising to help reduce or eliminate their debt or fix their credit score. And some companies make big promises but rarely deliver, leaving people further in debt. The 2023 study, Credit Repair and Debt Relief: BBB® study finds some companies fail to deliver on big promises, examines debt relief, debt consolida- tion, and credit repair in- dustries, finding a pattern of high fees and overstated promises from predatory companies. BBB has over 11 thousand complaints and a thousand negative reviews about debt and credit assistance, which re- veal a pattern of misleading and sometimes fraudulent claims, especially among a group of companies head- quartered in the American West. Consumers told BBB stories about how their ded- ication to plans proposed by these companies, meant to boost their credit scores or reduce crushing debt, left them worse off. Candance from Char- lotte, NC told BBB she hired a credit repair company and was guaranteed she would have everything taken care of within 90 days, or her money would be refunded. Unfortunately, 90 days came and went, and Can- dance never received a re- fund or any improvement in her credit score. While some consumers report positive experiences with the credit and debt as- sistance industry, this study shows there are negative patterns reported by con- sumers to BBB about com- panies in the industry, and outright scams designed to deceive and take money from consumers. Debt is not inherently bad, but millions of Ameri- cans can find themselves underwater as monthly pay- ments and interest stack up. When emergencies strike or monthly paychecks don't add up, missed payments result in late fees, plummet- ing credit scores, and fur- ther economic distress. Predatory debt relief, consolidation, and credit repair companies advertise quick and extensive fixes for low credit scores and defaulted debt, but the abil- ity to enact change is often much more limited than im- plied. Consumers report to BBB that the mounting fees for debt relief programs and lackluster results from credit repair businesses have lost them thousands of dollars and left them worse off than before. Many of the ser- vices offered by credit and debt assistance companies can be done by consumers themselves. However, diffi- culty in understanding their options, lack of know-how or a time crunch, and other issues can lead some con- sumers to seek assistance. Here are some key terms and services to know when researching options. BBB offers tips for con- sumers considering debt relief or credit repair: • Use AnnualCreditRe- port.com to get a free credit report. • Don't pay or provide payment information until service is rendered. • Critically examine any guarantee made. Few, if any, companies can ensure a credit or debit company will agree to negotiate with them or adjust reports. • If you default, call debt holders and attempt to ne- gotiate a lower debt pay- ment. • Check monthly bank statements to avoid recur- ring charges from compa- nies. • Search online for free information. • Don't be rushed. Un- scrupulous businesses and scammers both use high- pressure tactics. • Avoid giving away per- sonal banking information until you are 100% certain a company is legitimate. • Refuse to work with companies that won't tell you about your rights re- garding credit repair or debt relief. • Be wary of anyone claiming to be associated with a government agency. Debt relief and credit repair study finds some companies fail to live up to promises, leave consumers further in debt For whosoever shall call upon the name of the Lord shall be saved. Romans 10:13