SANTA CRUZ SENTINEL FRIDAY, APRIL 28, 2017 LIVE IT UP! 9
Facts about Reverse Mortgages!
There are many benefits to a Reverse Mortgage and many customi-
zable opons on how homeowners may make the program work.
Example: A 63 year old borrower reres and is opng to defer Social
Security unl age 70. In order to avoid depleng savings, the bor-
rower may choose to refinance into a reverse mortgage and elimi-
nate the monthly mortgage payment. The homeowner must sll pay
property taxes and insurance. In addion, if the borrower has suffi-
cient equity, he or she may receive a monthly check from the re-
verse mortgage lender. Monthly benefits may be received for life or
for a specified period of me—in this case a borrower may choose
to receive
the income unl age 70, when Social Security benefits
commence.
If you are at least 62 years old, own your home and would like to
discuss how a Reverse Mortgage may benefit you, contact Santa
Cruz Home Finance.
866.425.1250 or 831.425.1250
Your local source for
reverse mortgages!
1535 Seabright Avenue | Santa Cruz, CA | 95062
www.SantaCruzHomeFinance.com
SCHF NMLS #237693 | CalBRE #01316139
At Staff of Life Natural Foods,
those aged 65 and over receive a 10%
discount on Tuesday, Wednesday, and
ursday. is is not valid on meat,
sushi, wine, beer, or any sale items. All
other groceries are included, as well as
sandwiches and other food from the
deli and hot bar.
At downtown store Toque Blanche
(originally founded as Chefworks in
1996), seniors 65 and over get 5% off
anything in the store every day. e
only exclusion is sale items. e shop
has a few gourmet food selections, plus
lots of cookware, bakeware, cutlery,
cooks' tools and accessories so that you
can do your own cooking at home.
Last year, e Gourmet Retailer chose
Toque Blanche (including its sister loca-
tion in Half Moon Bay) as Kitchenware
Retailer of the Year. e company also
prides itself on staff members being "ac-
complished home chefs who can make
helpful suggestions about recipes."
e Food Bin and neighboring Herb
Room give seniors 65 and older a 10%
discount on their total purchase every
day. is includes groceries, ready to eat
food, vitamins and herbs.
Way of Life gives adults 62 and over
a 10% discount on all items except
things on sale and consignment cloth-
ing, but customers need to ask for the
discount "before the transaction begins."
e health store specializes in supple-
ments (vitamins, minerals, probiotics,
etc.), homeopathics, herbal tinctures,
etc. but they also carry items like bulk
herbs and spices, protein and snack
bars, healthy gum and mints, healthy
body products, and accessories.
ReStauRant DetailS
Sanderlings at Seascape Resort, One
Seascape Resort Dr., Aptos, www.sand-
erlingsrestaurant.com
Charlie Hong Kong, 1141 Soquel Ave.,
Santa Cruz, charliehongkong.com
Dharma's, 4250 Capitola Rd., Capitola,
dharmaland.com
Ambrosia India Bistro, 207 Sea Ridge
Rd., Aptos & 6006 La Madrona Dr. #D,
Scotts Valley, ambrosiaib.com
Café Gratitude, 103 Lincoln St, Santa
Cruz, www.facebook.com/cafegrati-
tudesantacruz/
Johnny's Harborside, 493 Lake Ave.,
Santa Cruz, www.johnnysharborside.
com
Chaminade Resort & Spa, One Chami-
nade Lane, www.chaminade.com/
santa_cruz_locals
Shadowbrook, 1750 Wharf Rd., Capi-
tola, www.shadowbrook-capitola.com/
promotions
e Crow's Nest, 2218 East Cliff Dr.,
Santa Cruz, crowsnest-santacruz.com
Firefish Grill, 25 Municipal Wharf,
Santa Cruz, www.firefishgrill.net
Canton, 900 41st Ave., Santa Cruz,
cantonsantacruz.com/
Capitola Diner, 1900 41st Ave., Capitola,
capitoladiner.com
IHOP, 1549 41st Ave., Capitola, restau-
rants.ihop.com/ca/capitola/3274/
Shop DetailS
New Leaf, several locations include
1101 Fair Ave., Santa Cruz, newleaf.com
Staff of Life, 1266 Soquel Ave., Santa
Cruz, www.staffoflifemarket.com
Toque Blanche, 1527 Pacific Ave., Santa
Cruz, mytoque.com
Food Bin & Herb Room, 1130 Mission
St., Santa Cruz, www.facebook.com/
foodbinherbroom
Way of Life, 1220A 41st Ave., Capitola,
wayoflife.net
C o n t i n u e D F r o m p g 8
