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36 READERS CHOICE THURSDAY, FEBRUARY 23, 2017 SANTA CRUZ SENTINEL Thank you for voting us "Best Local Bank or Credit Union" We are honored to earn your vote of confidence. Come experience our unique brand of banking! Federally Insured by NCUA. Equal Housing Lender. Celebrating 100% employee volunteer participation in the community since 2002. B A Y FE D ER A L C R E D I T U N I O N 2016

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