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SANTA CRUZ SENTINEL FRIDAY, JANUARY 27, 2017 LIVE IT UP! 13 Martha Shedden Chartered Retirement Planning Counselor, CRPC National Social Security Adviser, NSSA Social Security claiming analySeS and retirement income Planning Providing Social Security Education, Consultation, and Client Analyses in the Monterey Bay Area and Nationwide Shedden Social Security & Retirement Planning 831.359.9620 bestss4you@gmail.com www.sheddensocialsecurity.com •• • ••• • • •• •••• •-€••€ ‚‚‚ƒ Sensibly Priced Luxury Retirement Living Sensibly Priced Luxury Retirement Living I t's never too early to start planning for your future. At the same time, it can seem like a confusing and overwhelming task to understand and make sense of the decisions in front of you. Give yourself the gi of becoming educated on Social Security, the foundation of your retirement plan. Not just Social Security in general, but the specific rules, strate- gies, and numbers that apply to only you. Whether single, married, divorced, or widowed, I can help you make the best Social Security claiming decision to maximize your cumulative lifetime income. e claim- ing decision is especially important for women and none of us want to "leave money on the table". As a Baby Boomer who was very dismissive of my own Social Security benefit back in 2011, I have learned how misinformed and uneducated I was. For most of us who may live another 20-30+ years, our Social Security benefit is our largest retirement asset. Sign up to attend one of my FREE monthly educational seminar workshops or con- tact me for an individual consultation. I am passionate about helping my fellow Baby Boomers understand the intricacies of Social Security and getting them started on the road to a secure retirement. • Learn the basics at my FREE local monthly seminars. Call or email for schedule. • Pension? Learn about Windfall Elimination Provision & Government Pension Offset • Age 62 and married or divorced? Understand your spousal & ex-spousal benefits • Available for group presentations structured to your business needs • Call or email me to learn more! SOCIAL SECURITY EDUCATION - YOUR NEW YEAR'S GIFT! B Y M A R T H A S H E D D E N , N A T I O N A L S O C I A L S E C U R I T Y A D V I S O R , C H A R T E R E D R E T I R E M E N T P L A N N I N G C O U N S E L O R Social Security claiming analyses and retirement Income Planning