Negocios Now

www.negociosnow.com Diciembre 2013 13 NegociosNow NegociosNow THIS OFFER IS VALID FOR BUSINESSES WITH ANNUAL REVENUES LESS THAN $1,000,000 LOCATED IN ILLINOIS, MICHIGAN, MISSOURI, OR WISCONSIN WHO SUBMIT A COMPLETED LOAN APPLICATION FOR A NEW BUSINESS LOAN OR LINE OF CREDIT BY 12/31/15. OFFER REQUIRES A NEW OR EXISTING DEPOSIT RELATIONSHIP WITH THE PRIVATEBANK. LINES OF CREDIT AVAILABLE UP TO $100,000 WITH A MAXIMUM LOAN TERM OF ONE YEAR WHEN YOU ALSO HAVE AN EXISTING OR OPEN A NEW DEPOSIT ACOUNT. TERM LOANS AVAILABLE UP TO $100,000 WITH A MAXIMUM LOAN TERM OF FIVE YEARS. LOANS AND LINES OF CREDIT ARE SUBJECT TO CREDIT APPROVAL. RATES FOR REVOLVING LINES OF CREDIT BASED ON THE BANK'S PRIME RATE AND SUBJECT TO CHANGE. OFFER IS SUBJECT TO CHANGE, AND MAY BE WITHDRAWN, AT ANY TIME WITHOUT NOTICE. ADDITIONAL TERMS AND CONDITIONS APPLY. The PrivateBank can help. Want to do more for your business? Talk to us about options that can help you better manage your business finances: Revolving Line of Credit with any business checking account • Loan amount up to $100,000 • Loan term up to 1 year • No fees • Currently priced at 3.25% Contact Rudy Gonzalez for details. p: (312) 564-2709 f: (312) 564-1792 rgonzalez1@theprivatebank.com 120 S. LaSalle Street Chicago, IL 60603 Fixed rate loan options • 1-3 year fixed rate term loans at 4.00% • 3-5 year fixed rate term loans at 5.00% • Loan amount up to $100,000 • No fees Chicago United www.negociosnow.com Diciembre 2013 13 NegociosNow NegociosNow www.negociosnow.com Diciembre 2015 13 NegociosNow NegociosNow "F or a modern organization to do business successfully, it has to reflect the social values that are embraced by its consumers." "I live very vividly in the present. The best time is the present time, looking towards building a better future. By having this philosophy, even if times are challenging, it creates an effusive passion that can be viral and inspire people." • Board director, Council of the Americas (since 2013) • Steering Committee member, Kilts Marketing Center (since 2014) and a member of the Economic Club of Chicago (since 2013) • Former Board director; Communication Committee, Greater Indianapolis Chamber of Commerce, (2010) and former Board director; Communication Committee, Panamanian Association of Business Executives (APEDE) (1990) • Board trustee, Ravinia Festival (since 2014) and National Advisory Board member, Association of Latino Professionals For America (ALPFA) (since 2014) • Founding member of Milagros para Niños at Boston Children's Hospital - a first- of-its- kind initiation from a major U.S. pediatric institution dedicated to finding healthy solutions for Latino kids affected by disease PERFIL PERFIL President, McDonald's Latin America, McDonald's Corporation President, Diners Club International Central America from 1999 to 2003 through the acquisition of restaurants in various countries in the region. In 2008, he beca- me the general manager of the Indianapolis region, a group of 600 restau- rants. improvement, he describes an arrangement Diner's Club made with Can Roca in Spain, currently the number one restaurant in the world. Guest hopefuls typically wait more than two years for a reservation. Tobon explains, "We've been wor- king with them on a digital format with privileges, whe- re our customers can book advanced reservations in sig- nificantly less time." Edgardo Navarro star- ted his multi-cultural career in Panama as a student assistant with different internships each summer at the old Pana- ma Canal Company. He remembers, "One year, I repaired office equipment. Another year, I worked at an enginee- ring division that did sophisticated analysis on slopes to make sure the mountains would not fall on the ships. I also did an internship with the U.S. Army Southern Command in payroll." After college, Navarro started an office supply business, but sold it because he lacked growth capital. He says, "It was a huge lesson in trying to create something without having the money to do it." After joining McDonald's, he led the turnaround of McDonald's A 20-year veteran of the financial services and consumer products sectors, Eduardo Tobon is now presi- dent of Diners Club Interna- tional. His scope of respon- sibilities includes a global P&L of $33 billion in annual payment volume and pre- sence in 185 countries and territories, via 80 franchises with over 20,000 combined employees. He is responsi- ble for the entire business worldwide including marke- ting, product management, operations, the service center, client relations, and business development. Although he works for the company that started the credit card industry, Tobon consistently looks to the future. He describes innova- tion as having a big 'I' and a small i.' "The big 'I' is for ingenuity, big leaps of creati- vity that make big changes." But he believes the small 'i,' for improvements, is often more important. As an example of an Edgardo A. Navarro Eduardo Tobon Courtesy of Ana Miyares Courtesy of Sabin Orr

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