Stay Tuned

October 15, 2011

The Daily Star - Stay Tuned

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The Daily Star, Oneonta, N.Y., Friday, October 14, 2011 20 BE THE ARCHITECT OF YOUR FINANCES WITH A HOME EQUITY LOAN OR LINE OF CREDIT FROM SFCU Whether it's $7,500 or $100,000 we can finance the amount you need. A/Sidney B/ Smoker Friendly (top 6 x 2) B/The Pine shop (bottom 6 x 7.5) Line of Credit: with rates as low as 2.25% APR Introductory fixed rate until June 1, 2012, then variable rates as low as prime +0.50%. Additional discounts available2 . The current prime rate is 3.25% APR NO CLOSING COSTS 1 with rates as low as 4.75% We offer the flexibility... you choose the term to meet your needs and budget3 ... WE CAN HELP! 1- Closing Costs must be repaid if the loan is paid off within two (2) years of closing 2- An additional discount of 0.25% is available if the borrower has four (4) or more of the following active services: Credit Card, Checking, Payroll/Direct deposit, Automatic Transfer, IRA, Term Share Certificate, Mortgage Loan, CU-Online, e-Statements, or Debit Card. 3- Some restrictions may apply. Offer Ends October 31, 2011. Federally Insured by: NCUA Join us on: 1-877-642-SFCU (7328) www.sfcuonline.org or a Home Equity Loan APR

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