The O-town Scene

March 24, 2011

The O-town Scene - Oneonta, NY

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D6 MARCH 26 AND 27, 2011 WEEKEND THE DAILY STAR TOBACCOMARKETINGWORKS. JUST ASK YOUR KIDS. You may not have seen all the tobacco marketing in the stores, but your kids have. It’s right there by the register, where they check out. Studies show that kids are twice as likely as adults to notice and remember retail tobacco advertising. The more tobacco marketing they see, the more likely kids are to smoke. Protect our kids from tobacco marketing in stores. Learn what you can do at WITH A HOME EQUITY LOAN OR LINE OF CREDIT FROM SFCU No Closing Costs APR 1 Whether it’s $7,500 or $100,000 we can finance the amount you need. Introductory fixed rate until Jan.1, 2012, then variable rates as low as prime +0.50%. Additional discounts available2 NEW SPA BATH or a Home Equity Loan with rates as low as 5.25% ... WE CAN HELP! APR KITCHEN REMODEL KITCHE NEW CAR COLLEGE EDUCATION Line of Credit with rates as low as 2.25% Current Prime rate 3.25% APR N BE THE ARCHITECT OF YOUR FINANCES 3 ASON-SE PORCH POR We offer the flexibility... you choose the term to meet your needs and budget3 1- Closing Costs must be repaid if the loan is paid off within two (2) years of closing 2- An additional discount of 0.25% is available if the borrower has four (4) or more of the following active services: Credit Card, Checking, Payroll/Direct deposit, Automatic Transfer, IRA, Term Share Certificate, Mortgage Loan, CU-Online, e-Statements, or Debit Card. 3- Some restrictions may apply. Offer Ends April 30th, 2011. 1-877-642-SFCU (7328) www.sfcuonline.org Our Mission: Dedicated to superior service, anytime, anywhere!

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