The Press-Dispatch

B-8 Wednesday, December 11, 2013 The Press-Dispatch Focus on the money: Christmastime budget tips WES 'Donuts with dad' Left: First graders in Susan Craig's class at Winslow Elementary recently had "Donuts with Dad" in their room. Hannah Rainey is reading a poem she wrote for her dad. Above: Riley Moore and her dad had donuts during Dad time in her first grade classroom. The students and dads ate donuts, played games, and listened to and read poems. Real Estate transfers Todd M. Arnold conveys to State of Indiana and Nichole S. Arnold, real estate as recorded in Pike County. David Dunn and Beverly Dunn convey to Christopher Daugherity, Jennifer A. Daugherity, and Richard English, real estate as recorded in Pike County. Mary Schieve conveys to Ray E. Miles, Lots No. 4 and 5 in Berkley Heights Subdivision, and Lot No. 74 in Hawthorn Subdivision, City of Petersburg. Sue Watson conveys to Ashlee Nichole Vennard, Lot No. 10 in Read and Ben Subdivision, City of Petersburg. 610 N 5th St. Petersburg MLS# 203543 $68,500 Lovely 3 bedroom home with a country feel but the convenience of town. Beautiful shady yard with great views of the countryside. Nice hardwood flooring, large upstairs bedroom, nice large clean basement, detached garage. Call Josh and Bob Meeks at 9104 E. State Road 64, Velpen 3 Bedroom....1,256 sq. ft. brick & stone home located 7 1/2 miles west of Huntingburg on Hwy. 64. Has full, mostly finished basement with a wood burning stone fireplace with barn siding covered walls. All bedrooms and living room have hardwood floors. Sets on 2.48 acres with large yard & wooded background. Includes many other extras. Is private living with easy access to Highway 64. MLS# 202500 Christmas is supposed to be one of the happiest times of the year—family, friends, food and presents. However, the pressure is overwhelming once you start doing the sums in your head. Will you have enough money to be worry free? It is of little surprise to know that one of the greatest periods of personal bankruptcy, in any year, is around March and April. This is when credit card bills from Christmas have become insurmountable for people already under financial stress. Here is a guide to help you through this time of the year: • Buy what you can afford. Set a budget and stick to it. If that means you don't buy as much or, in fact, only buy one present for your immediate family, so be it. A lot of families choose to buy one present per person because of financial reasons, set a limit, draw a name out of a hat and this will be a much netedition It's the paper. Just digital. PressDispatch.net/Subscribe 2979 E. State Road 364, Winslow This property is located on a large corner lot with 1.89 acres in rural area. The home contains 2072 sq. ft. and is basically a single story with steps up to the master bedroom and bath. Has 3 bedrooms and 2 full baths, includes a 30'x40' pole barn. Will be sold "as is" and "where is." MLS# 202158 301 E. Lafayette St., Winslow Take a Look.... at this 2 bedroom, bath, frame home offering, living room, kitch406 E. North Street, Winslow en, dining room, and utility room on main Nice frame home...contains 2 bedrooms, level. Some remodeling, lots of storage, bath, basement, gas heat, central air, and detached garage. In a nice location. and 2-car detached garage. Will be sold Home to be sold "as is" and "where is". "as is" and "where is." MLS# 197727 MLS# 203314 Hoffman & Mullen Realty For All Your Real Estate Needs Call: 1-800-599-3766 Website: www.HoffmanAndMullenRealty.com 386-6777 December 18, 2013 easier financial option and a bit of fun. • If on a budget, avoid the latest trends. I know it's hard with children, but think about it from a business perspective. The latest hottest toys are the ones that the retailers do not consider discounting leading up to Christmas. If you can hold out or offer money to the children, then they can purchase the items after Christmas. This way they are still getting what they want at a discounted price. • After this Christmas, start planning for next Christmas. It's never too early to prepare for next Christmas. This could be starting a specific Christmas account to help with presents and the food bill, putting presents on layaway or buying items throughout the year during the sales. This will all assist you in avoiding the last minute rush and spending on credit cards. • Whatever your Christmas giving is this year, plan it, and plan it well. Source: My Gungahlin DeMotte Realty The big little realty company where the customer really is still king. #993—Convenient Location, Great Home, Super nice lot—Located at 206 S. 3rd in Petersburg is this spacious and gracious 2 bedroom, l.5 bath home with great yard and many extra cool features. Gorgeous and open 13x25 kitchen with exceptional cabinets and easy access to its very large deck for that morning coffee or evening grilling or just sun sitting! Nice set up! Huge wrap around raised deck perfect for all outdoor activities overlooking well kept corner full lot and more (perfect yard for kids, pets, and activities). Full basement with summer kitchen! 24x28 attached very functional carport +quality 20x30 detached garage with concrete drive! Clean and well kept property!! Terms possibly considered and priced at only $79,900. attached garage and a l car basement garage, all in a quiet semi-private location at Lafayette and Hickory in Winslow. Built in 1940 this home has 2 large bedrooms and a bath upstairs plus l bedroom and bath down. 3 beds, 2 baths total. HUGE and beautiful kitchen/family room and separate formal dining room plus the gracious living room and a multi-use bonus room completes main floor. Full basement with fireplace. Two full corner lots make ½ block of yard. Special note is large shade trees surrounding home and lots! Can't buy more for less at only $59,900. A bonus is the quality hardwood floors! #992 Long established Business and Location—Strong commercial location and presence, this 1,980 sq. ft. building, recently having been the "Igloo" is now ready for a new owner and business. With two lots and sited next to the Winslow Ball Park with its high traffic flow, this building has offered business options for many years. Offered at a most reasonable price so you can bring your idea to the market…this much space makes so many #972 Open Acreage, some uses possible. $39,900! woods, price lowered! Sited on SR 364 across from Sugar Ridge headquarters on Pike State Forest road, this 12.46 acres contains a variety of good building sites, some open horse pasture land, and some good woods and hunt#991 Class and quality and ing potential. Easy access, utilities GREAT VALUE! available, some fencing! Price So much for your money, this classy lowered from $65,000 to $48,000. all brick home containing almost 4,000 Seller won't split but you could! Sq. Ft. in 8 rooms, plus both a 2 car Very nice land! Ron DeMotte, Owner/Broker. .......812-789-2027 E-Mail Address: drealty@frontier.com Cell: 582-0611 FEAturE oF tHE wEEK NEw LIStING! 5 private acres just one mile from town. Property has an old log cabin and pole barn, both needing repair and updating. Property is choice. Priced to sell at $69,900 MLS# 204190 Former Integra bank building. Lots of possibilities. Over 7,100 sq. ft. MLS #193920 SoLD! 3 bedr, 1 1/2 bath brick ranch in Winslow. New flooring and roof. Call for private showing. MLS #202629 SoLD! 3 bedr, 2 bath ranch on 3/4 acre at edge of town. 2 nice out buildings. Nice home, priced to sell. MLS #201589 3+ bedr. cape cod. XL fam. rm, sun porch, bonus rm, basement & garage. Reduced! $49,500. MLS #199115 SALE PENDING! Small two-bedroom bungalow on double lot. Great location. $20,000 3 bedr. brick ranch in nice subdivision in Petersburg. Lg. family room, extra nice heated pole barn with 1/2 bath. Great family home. MLS #200998 3 bedr. 2 bath modular on 1.58 acres, XL pole barn. Price reduced. Call for private showing. MLS #202611 3 bedr. brick ranch, full basement. Price reduced. Call today for private showing. MLS #196620 3 bedroom bungalow, 1.17 acres. Includes all appliances. Price reduced to $49,900. MLS #201657 SALE PENDING! Small 2 bedr. home next to Winslow Elem. Payments lower than rent. MLS #197759 Beautiful cape cod with easy to care for yard. New windows, roof, and more. Price reduced! MLS #188894 BOYD REALTY & DEVELOPMENT LLC 20+ Acres in Warrick County. $160,000 MLS #188997 Call Addey for details. Eddie Boyd, Principal Broker Kay Helfen Addey Boyd 582-1145 354-5599 Associate Broker Associate Broker 2 bedr. home on 1 acre in Stendal. Basement, newer kitchen and bath and new roof. Priced to sell. MLS #200998 354-8893 602 East Main, Petersburg Choose BoYD for Personal Service

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