El Nacional de Oklahoma

C-4 EL NACIONAL de OKLAHOMA Jueves 31 de octubre, 2013 • www.noticiasoklahoma.com Ahora trabajo con Neidhart Insurance Agency localizada en el 801 SW 89th Street. Les ofrezco no solo mi profesionalismo sino también mi deseo de ayudar a la comunidad Latina. Ofrecemos TODO tipo de seguros y un excelente servicio al cliente. Deme la oportunidad de servirle en su idioma. Estoy para servirle, Irma Valenzuela Office manager CASAS • AUTO • VIDA • EMBARCACIÓN • motocicletas seguros comerciales e iglesias Neidhart Insurance Solutions 801 SW 89th STREET | OKLAHOMA CITY 73139 OFFICE: 405-605-8668 FAX: 405-605-8675 Holiday Home Improvement Loan Lock in a 1.59 %* Introductory APR* for 12 months on a Home Equity Line of Credit. ¡Ya estamos abiertos para la venta de refacciones automotrices! Tenemos más de 2000 vehículos en existencia Or get a $ 250 Home Improvement Gift Card when you apply.* Current APR 3.20% to 7.70%** Garantizamos nuestras partes por 30 días sin costo extra HABLAMOS ESPAÑOL TinkerFCU.org Estamos abiertos TODOS los días de la semana Federally insured by NCUA "De 9am - 5pm" ¡Compramos toda clase de vehículos… Funcionando o no! 900 S. MacArthur Blvd. - Oklahoma City, OK 73128 (1/4milla sur del I-40) 405-917-9201 LUNES A jueves 8pm .1 .1 *Introductory rate offer of 1.59% Annual Percentage Rate (APR) is available to members with a minimum credit score of 660 who apply for a HELOC with TFCU from September 1, 2013, through November 30, 2013. Introductory rate is applicable for 12 months from the day of loan closing. After the 12-month introductory rate period, the rate will convert to a variable rate. The maximum APR that can apply is 18.00% or the maximum permitted by law, whichever is less. The APR is subject to change monthly and will vary based on each member's credit history, term and LTV. Rather than the introductory rate of 1.59% APR, members have the alternative option of choosing a $250 home improvement gift card for a HELOC, or they can receive the gift card for a closedend home equity loan through TFCU from September 1, 2013, through November 30, 2013. In either instance, the gift card will be awarded upon loan closing. Member must carry insurance on the property that secures an equity loan. If the property is located in a Special Flood Hazard Area, we will require the member to obtain flood insurance if it is available. Normal underwriting guidelines apply. **Rate range of 3.20% APR – 7.70% APR is effective as of August 31, 2013, and is subject to change monthly. Closing Costs vary according to property location, but typically range between $334 and $518. Title Insurance is required on loan requests of $100,000 or more. The cost of the Title Insurance policy is based on your loan amount; the typical range is $365 – $800. In addition, you will be required to pay the fees for abstracting and other related title work, whether or not TFCU funds the loan. These fees normally range from $550 or $725.

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