Rutherford Weekly - Shelby NC
Issue link: https://www.ifoldsflip.com/i/1511985
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Auto Parts U Pull Auto Parts U Pull & Scrap Metal & Scrap Metal of Shelby of Shelby 12-28-23 11-30-23 Lightheart Stoneworks and Remodelling Michael Lightheart 828-575-4612 LightheartStoneworks@gmail.com 10 % OFF FOR REGISTERED REPUBLICANS I'm Joe Frantz I'm your software developer. I specialize in creating affordable custom software and websites for small businesses, just like yours. Whether you need a new custom app or website, or your existing software or website modifi ed, I'm your goto guy for all your software needs. Web, pc, mobile, offi ce, databases, networking, security & more. Call me today and let's have a conversation. (828) 980-2306 joefrantz@joefrantz.xyz www.joefrantz.xyz 11-30-23 12-14-23 Call Rex 828-289-0742 DISCOUNT FOR SENIOR CITIZENS 12-14-23 8 HOME REPAIRS MINOR ELECTRICAL MINOR PLUMBING HOURLY RATE Scammers want gift cards as payment, leaving those unaware of this tactic vulnerable to schemes designed to commit fraud. Better Business Bureau (BBB) research shows fraud reports to BBB Scam Tracker involving gift cards as a form of payment spiked in the fi rst three quarters of 2023, up 50% from the same period the year prior. A new BBB study update, "Growth of gift card scams causes retailers to innovate solutions," examines patterns of reports, dives deep into court documents, reviews fi nancial losses, and highlights interviews with consumers. The goal is to educate everyone on the tactics scammers use with gift cards. Key fi ndings: • Technology, like algorithms meant to detect fraudulent behavior, helps retailers stop scammers in their tracks & sometimes return money to customers. • Fraudsters leverage international networks to convince consumers to hand over gift cards. • Advance fee loans, government impersonation, phishing & lottery/sweepstakes top the list of scam types used most often to obtain gift cards. • Scammers frequently seek gift cards from big-box, technology and online stores. Key statistics reported to BBB and Federal Trade Commission (FTC) since 2020 about gift card payment scams: • 3,918 BBB Scam Tracker reports • 177,074 reports to the Federal Trade Commission's Consumer Sentinel Network with $690 million in losses In 2021, BBB's International Investigations Initiative examined gift card payment scams in an in-depth study, "Gift card payment scams: BBB reveals why scammers love gift cards." Since then, retailers have identifi ed several methods to protect consumers, but warn that it's impossible to stop all scams as fraudsters continue to fi nd ways around safeguards. Richard in Tempe, AZ, reported he received a call from someone claiming to be from Amazon. There was a suspicious charge on his account, they said, and it looked like identity theft. The person offered to connect him with someone from the government. He was asked to withdraw $10,000 and convert it to gift cards. He sent several hundred dollars before realizing it was a scam. In Dahlert, TX, Blou told BBB she found a golf cart for sale on social media for $2,000. The seller asked for payment in gift cards. She paid, only to have the scammer ask for another $1,000 before disappearing with her money. Spot a gift card scam • Be wary of anyone asking for payment with a gift card, including "government" agencies. No legitimate government organization will ask you to pay with a gift card. • If you suspect a scam, contact the gift card seller, the actual business or government organization supposedly asking for money, & BBB to ask if you're dealing with a scammer. To fi nd contact info, go directly to the organization's website rather than search for their customer service number, which can be spoofed by scammers. • Keep all info related to your purchase if you're scammed, because some retailers may require that info for refunds. • If you suspect fraud, act immediately, contact the gift card seller or the number on the back of the card to report it. • Follow advice & report suspected scams to BBB Scam Tracker & the Federal Trade Commission. Visit BBB.org to check out a business or register a complaint, BBB Scam Tracker to report a scam and bbb.org/ scamstudies for more info. Research shows gift card scam reports rose by 50% Article Provided By: Juliana O'Rork