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the most of their financial resources. A rate buydown can also enhance a homebuyer's financial standing during the loan approval process. By demonstrating a reduced debt-to- income ratio resulting from lower monthly payments, applicants may qualify for a larger loan amount or secure a mortgage that may have otherwise been challenging to obtain, which opens up the possibility of purchasing a more desirable property within your preferred Elliott Homes new-home community in Sacramento. Interest rates are also subject to fluctuations due to changes in economic conditions, but with a rate buydown, homeowners can find stability and protection against future rate hikes. Knowing that their interest rate is fixed for the first few years provides homebuyers with a greater peace of mind and a more predictable financial outlook. Your new home awaits Having a rate buydown when buying a new home from our team at Elliott Homes offers homeowners a plethora of advantages that extend far beyond the initial savings. From reduced monthly payments to long- term cost savings and investment opportunities, rate buydowns empower homebuyers to manage their finances efficiently while enjoying greater financial flexibility. As with any significant financial decision, it is essential to consult with a knowledgeable mortgage professional to assess your individual circumstances and make sure you are making decisions that align with your long- term homeownership goals. Our preferred lenders, SAFE Credit Union and Loan Depot, are ready to help you make your dream of owning a home a reality. The journey to your dream home starts now — take the leap with Elliott Homes and discover a world of possibilities where cherished memories are waiting to be made. Give us a call at (866) 984-1300, fill out our online form to start today and visit elliotthomes.com. Content provided by Elliott Homes 2 homes for the price of 1 at Lakeside Nestled along the pristine 21-acre Lake-Park District at One Lake, Lakeside by Brookfield Residential beckons homeowners to the idea of an all-in-one lifestyle destination — with the promise of a little something extra. Buy the upper home. Buy the lower home. Combine into one home for multigenerational living or investment opportunities. These stacked, self-contained, contemporary flats come with private entrances and just the right amount of connected living — as well as lake views and One Lake's unmatched amenities. Residence One (lower home) features approximately 1,454 square feet with two to three bedrooms and starts from the high $500,000s. Residence Two (upper home) spans approximately 2,323 square feet, offers two to three bedrooms and starts from the mid-$600,000s. Combining the upper and lower homes offers up to 3,777 square feet of living space, four to six bedrooms and four bathrooms — a sound investment starting from the $1.2 millions. Beyond residents' welcome mats exists a sanctuary of a different kind — one that puts fun at the forefront. Homeowners get to glide across a still lake in their kayaks. Grab a latte with neighbors. And enjoy homeowner- exclusive activities such as makers markets and volleyball tournaments — all without leaving the community. Because this is a place for those ready to step into a community reimagined. One where they enjoy a perfect blend of neighborly camaraderie and a rush of excitement at the potential each day holds. Like scenic walks around the lake. Or game nights at the Glass House, One Lake's 3,200-square- foot welcome center and hangout hub. Or garden-fresh ingredients from the community's cultivated garden. But at the end of it all, they know that the ideal of togetherness and a seamless blend of nature and nurture are what define this place. It's why life at One Lake is always a breath of fresh air, abuzz with the promise of new experiences. We have a little saying at One Lake: "Everyone Wants One." It's time to find out why. Visit brookfieldresidential. com to explore the homes and schedule your tour today! Content provided by Brookfield Residential Northern California A stunning home in the Lakeside neighborhood at One Lake. The distinctive design means potential buyers can buy two homes for the price of one. Elliott Homes from page 10 Stepping outside, you are transported to a private oasis that seamlessly blends with its natural surroundings. The meticulously landscaped grounds create a sanctuary of peace and serenity, perfect for outdoor entertaining or quiet contemplation. The Clarksburg Trail behind Parella Estates gently winds its way through the trees beckoning you to explore and discover the beauty of the surrounding nature. Take a stroll over the Parella Bridge, which crosses Blacker Canal and connects the street and roots of the Parella community with West Sacramento's historical past. The bridge is made of actual rail cars that were utilized for the structure with a road surface made of stamped wood planking. On your way home, stop by Parella Park and enjoy a quiet moment as you listen to the birds sing. Our remarkable homes are true masterpieces, offering a lifestyle of unparalleled luxury and sophistication. Don't miss this once-in-a- lifetime opportunity to make a Parella Estates home your own. Check out the five remaining homes that will feature your customized touches and become your single- story dream home. Visit the Parella-estates. com website for details or call Kim Griffiths at (530) 902-3632 DRE #01774585 or Robin Ingram at (530) 219-2360 DRE #01115748. Content provided by Parella Estates Parella from page 11 Join Fremont's first cohousing community and live your values. Call Kelli at 510-413-8446 for more details, or visit missionpeakcohousing.org KNOW YOUR NEIGHBOR TAKE PART IN DECISION-MAKING LEARN FROM EVERY AGE TREAD LIGHTER ON THE PLANET S12 BAY AREA NEWS GROUP 001 Advertising Section SUNDAY, SEPTEMBER 24, 2023