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www.negociosnow.com 12 Abril 2023 Age: 30 Title: Founder Organization: Retirement Systems After years of dedicating himself to producing suc - cessful financial outcomes when managing risk and reward within finance, Ri- chard Corral founded an independent wealth mana- gement company (Skyward Wealth) and then a regis- tered investment advisory firm and insurance agency: Retirement Systems. He did all this in his 20s, becoming one of the first few young minority founders of these types of firms. Corral and Retirement Systems were recently re - cognized by Crain's Chica- go Business magazine for providing quality financial services. Corral has also received the regards of Ci- tadel executives for desig- ning plans that serve the best interests of clients. Early in his career, Corral worked in the hedge fund division of CME Group/ Chicago Board of Trade. At Grant Thornton, a top five global public accounting and financial services firm, and CVC he performed va - luation services. Corral be- longed to Aon's financial lea- dership program where he supported efficiency, recon- ciliation, and reclassments of several billion per quarter. Corral graduated cum laude in finance at DePaul Univer- sity in downtown Chicago. Age: 35 Title: General Counsel Organization: Illinois Torture Inquiry and Relief Commission Jennifer Lydia Crespo is a graduate of Northwestern University's Medill School of Journalism and the Uni - versity of Illinois Chicago School of Law. The daughter of immigrants from the Phil- ippines and Puerto Rico, Cre- spo's perspective is informed by her unwavering commit- ment to fierce, fair advocacy. Crespo's work with the Medill Innocence Project helped exonerate a wrongfully con- victed man, and that experi- ence prompted her pursuit of a career in law. After earning her law degree, Crespo assisted im- migration clients with ob- taining asylum in the United States. She joined frontline attorneys at O'Hare Inter- national Airport in January 2017 to combat the travel ban targeting Islamic reli- gious groups. While working with her immigrant clients, Crespo learned about scams that disproportionately af- fect immigrant communi- ties and non-English-speak- ing consumers. This led her to the Office of the Illinois Attorney General where she served as an assistant attor- ney general in the Consum- er Fraud Bureau. Today Crespo is general counsel of the Illinois Torture Inquiry and Relief Commis- sion where she investigates claims that torture was used to obtain confessions leading to criminal convictions. Age: 39 Title: Owner & CEO Organization: Latino Tax Corp. Judith Deniz Bucio is the owner and CEO of Latino Tax Corp., a tax office lo - cated in the heart of Her- mosa on the northwest side of Chicago. At Latino Tax Corp., Bucio coaches small businesses on managing their books and achieving financial success. Inspired by her own personal strug - gles as an immigrant, she serves the Hispanic com- munity and educates peo- ple on the U.S. tax system. Bucio was born in Mo- relia, Michoacan, Mexi- co. Her education in the United States began in the second grade. In 2001 her world was shaken after learning that college was not an option due to her immigration status. Bucio's perseverance and drive led her first to real estate. Soon after be - coming a DACA recipient, Bucio became a mortgage loan officer. After knocking on many doors, Bucio decided to start her own business in tax preparation. With on - line courses, seminars, in- person classes, and the IRS website, Bucio obtained her tax preparer certification. In 2009, she founded Latino Tax Corp. Today Latino Tax Corp has a team of four full- time employees and thou - sands of returning clients. Richard Corral Jennifer Lydia Crespo Judith Deniz Bucio, Innovating financial services Fighting for justice with law Decoding personal finances Ruben Flores Martinez Founding a new financial service Age: 31 Title: Founder Organization: CASHDROP Ruben Flores-Martinez, an immigrant from Mexico, saw the reality of setbacks Latinos face. At age 13, Flores-Mar - tinez and his family immi- grated to the states from Guadalajara, Mexico. Flores- Martinez had many scholar- ships to attend different uni- versities but couldn't due to his immigration status. He began watching You- Tube videos on coding and taught himself how to build websites and mobile apps. A few years later, he success- fully founded CASHDROP , a point-of-sale and online ordering platform with zero merchant fees, and joined the 1% of Latino founders who are venture-backed. CASHDROP's product and mission attracted investors that include Harlem Capital, Cyan Bannister, Scott Belski, Valor Equity Partners and David Grutman. Flores-Martinez's story has placed him in Forbes 30 Under 30 and Crain's 40 Under 40, and the CASH - DROP founding story has become a case study at Harvard Business School.