The Press-Dispatch

Opinion Wednesday, October 12, 2022 The Press-Dispatch D-4 Octogenarian asks about wife's spousal and survivor benefits Social Security Matters CALL 812-354-8500 CALL 812-354-8500 OR OR MAIL IN FORM BELOW MAIL IN FORM BELOW Adding NetEdition? If you are a new or renewing NetEdition subscriber, please include the following: Email: ������������������������� Password: ���������������������� (Minimum 7 letters, can include letters and numbers) Payment Amount: P.O. Box 275, Fowler, IN 47944-0275 Phone: 812-354-8500 Name: ������������������������������ Mailing Address: ���������������������������� City: ������������������������������� State: ������������ Zip: �������������� Phone #: ���������������������������� ❏ MasterCard ❏ VISA ❏ Check (enclosed) Card #: ����������������������������� Exp. Date: ���������������� CVN ������ off $ 34 LOCAL SUBSCRIBERS' SALE PRICE /YR R e g u l a r p r i c e $ 3 7 475 OR 476 ZIP CODES ADD ONLINE ACCESS to your print subscription for $5/year. NOW THROUGH OCT. 31 bargain bargain OCTOBER PERIOD other one-year SUBSCRIPTIONS State of Indiana ������������ $38 Elsewhere in USA ���������� $55 Online Only �������������������� $34 Senior Local Rate ��������� $31 Senior State Rate ���������� $35 Senior USA Rate ������������� $52 HURRY! OFFER EXPIRES AND MUST BE POSTMARKED BY OCT. 31, 2022 $ 3 HEARTLAND MEDIA GROUP, LLC Write Check to HEARTLAND MEDIA GROUP, LLC CALL 812-354-8500 CALL 812-354-8500 OR OR MAIL IN FORM BELOW MAIL IN FORM BELOW Adding NetEdition? If you are a new or renewing NetEdition subscriber, please include the following: Email: ������������������������� Password: ���������������������� (Minimum 7 letters, can include letters and numbers) Payment Amount: P.O. Box 275, Fowler, IN 47944-0275 Phone: 812-354-8500 Name: ������������������������������ Mailing Address: ���������������������������� City: ������������������������������� State: ������������ Zip: �������������� Phone #: ���������������������������� ❏ MasterCard ❏ VISA ❏ Check (enclosed) Card #: ����������������������������� Exp. Date: ���������������� CVN ������ off $ 34 LOCAL SUBSCRIBERS' SALE PRICE /YR R e g u l a r p r i c e $ 3 7 475 OR 476 ZIP CODES ADD ONLINE ACCESS to your print subscription for $5/year. NOW THROUGH OCT. 31 bargain bargain OCTOBER PERIOD other one-year SUBSCRIPTIONS State of Indiana ������������ $38 Elsewhere in USA ���������� $55 Online Only �������������������� $34 Senior Local Rate ��������� $31 Senior State Rate ���������� $35 Senior USA Rate ������������� $52 HURRY! OFFER EXPIRES AND MUST BE POSTMARKED BY OCT. 31, 2022 $ 3 HEARTLAND MEDIA GROUP, LLC Write Check to HEARTLAND MEDIA GROUP, LLC CALL 812-354-8500 CALL 812-354-8500 OR OR MAIL IN FORM BELOW MAIL IN FORM BELOW Adding NetEdition? If you are a new or renewing NetEdition subscriber, please include the following: Email: ������������������������� Password: ���������������������� (Minimum 7 letters, can include letters and numbers) Payment Amount: P.O. Box 275, Fowler, IN 47944-0275 Phone: 812-354-8500 Name: ������������������������������ Mailing Address: ���������������������������� City: ������������������������������� State: ������������ Zip: �������������� Phone #: ���������������������������� ❏ MasterCard ❏ VISA ❏ Check (enclosed) Card #: ����������������������������� Exp. Date: ���������������� CVN ������ off $ 34 LOCAL SUBSCRIBERS' SALE PRICE /YR R e g u l a r p r i c e $ 3 7 475 OR 476 ZIP CODES ADD ONLINE ACCESS to your print subscription for $5/year. NOW THROUGH OCT. 31 bargain bargain OCTOBER PERIOD other one-year SUBSCRIPTIONS State of Indiana ������������ Elsewhere in USA ���������� Online Only �������������������� Senior Local Rate ��������� Senior State Rate ���������� Senior USA Rate ������������� HURRY! OFFER EXPIRES AND MUST BE POSTMARKED BY OCT. 31, 2022 $ 3 HEARTLAND MEDIA GROUP, LLC Write Check to HEARTLAND MEDIA GROUP, LLC Dear Rusty: I am now 80 and my wife is 76, and we both took ear- ly Social Security bene- fits at age 62. When my wife took her Social Se- curity, it was a lot smaller than mine, so they took a portion of mine and add- ed it to hers. How does that work? Also, when I die, will my wife get all of mine or just a percentage? Signed: Curious Senior. Dear Curious: Social Security's standard pro- cess is to pay a beneficia- ry's personally earned retirement benefit first, and then add an addi- tional amount as necessary to bring the payment up to what they are en- titled to as a spouse, or as a surviv- ing spouse. So, in your wife's case, she is now (while you are both living) receiv- ing her own earned Social Security ben- efit plus a "spousal boost" to make her payment equal what she's due as your spouse. Your wife's spousal boost was not taken from your ben- efit payment – you still get your own retirement benefit – but her spousal boost amount was computed by comparing the amount she was entitled to at her full retire- ment age (FR A) to 50 percent of your FR A benefit amount and then reducing her spousal boost amount because she claimed at age 62 (all Social Security benefits, except dis- ability benefits, taken before FR A are reduced). Regarding your wife's benefit as your survivor, since her own SS re- tirement benefit is smaller, if you die first the added "spousal boost" amount your wife now gets will stop and be replaced by a higher supple- ment which brings her total payment up to what she is entitled to as your surviving widow. As your spouse while you are still living, the most your wife could have gotten was 50 percent of the benefit amount you were entitled to at your full retirement age (FR A) of 66, but she gets less than that because she claimed at age 62. However, if you die, your wife will get a higher total amount consisting of her personally earned age 62 benefit, plus a supple- mental amount to make her payment equal to 100 percent of the amount you were receiving when you died. In fact, her benefit amount at your death may even be more than you were getting when you died, because she will get at least 82.5% of your "pri- mary insurance amount" or "PIA", which is the benefit you were due at age 66 (your FR A). Think of it this way—as your sur- viving spouse your wife's total ben- efit payment amount will be either 100 percent of the benefit you were receiving when you died, or 82.5 percent of the benefit you were enti- tled to at age 66, whichever amount is higher. And that will replace the smaller amount your wife is now get- ting as your spouse while you are both living. Of course, your wife will need to notify Social Security of your death and should do so in a timely manner to get the higher benefit she is entitled to as your surviving spouse flowing as soon as possible. To submit a question, visit website (amacfoundation.org/programs/so- cial-security-advisory) or email ssad- visor@amacfoundation.org. Court Report CRIMINAL DOCKET Pike Circuit Court Jeffery John Allen charged with child solicitation, a Lev- el 5 felony. Nathaniel J. Evans charged with count I dealing in metham- phetamine, level 5 felony; pos- session of methamphetamine, less than five grams, level 6 felony; maintaining a common nuisance, a level 6 felony; deal- ing in marijuana a class A mis- demeanor; and possession of paraphernalia, a class C mis- demeanor. Timothy Scott Tolbert charged with possession of meth, less than five grams, a level 6 felony. CIVIL DOCKET Pike Circuit Court The Diamond Galleria sues Samuel Parsons for civil col- lection. In re: the marriage of Aman- da Delong and Denny Delong. In re: the marriage of Justin M. Birk and Shelby L. Birk. TRAFFIC AND MISDEMEANOR Pike Circuit Court Radijah Shelby charged with driving while suspended with a prior conviction within 10 years, a class A misdemeanor. Alan D. Finney charged with operating a vehicle with a schedule I or II controlled sub- stance or it metabolite, a class C misdemeanor. Mateo Gomez Lopez charged with knowingly or intentionally operating motor vehicle with- out ever receiving a license, a class C misdemeanor. Dustin Fought charged with possession of marijuana, a class B misdemeanor; and possession of paraphernalia, a class C misdemeanor. Joseph Vogel Kline charged with domestic battery, a class A misdemeanor; and theft, a class A misdemeanor. Jessica Kay Miller charged with operating a vehicle while intoxicated endangering a per- son, a class A misdemeanor; op- erating a vehicle with alcohol concentration of 0.15 percent or more, a class A misdemeanor. Tommy A. Watkins III charged with possession of marijuana, a class B misde- meanor. Jason Riggins charged with operating a vehicle with a schedule I or II controlled sub- stance or it metabolite, a class A misdemeanor. INFRACTIONS Pike Circuit Court Robert D. Schryver charged with speeding in a 70 mph zone. Andrea N. Figueroa charged with speeding in a 70 mph zone. Samantha S. Huddlestun charged with seat belt viola- tion. Jody Allen Workman charged with failure to change lanes for authorized emergen- cy vehicle. Jared D. Maners charged with speeding in a school zone. Luke W. Petersburg charged with following too closely. Travis May charged with op- erating a motor vehicle with out financial responsibility. Gloria Gonzalez charged with seat belt violation. Andrea R. Odowd charged with speeding in a school zone. Eliyahu Min-Hahar charged with speeding in a 70 mph zone. Taylor Dionne Kelly charged with speeding in a 70 mph zone. Jeffrey D. Yeley charged with speeding in a 55 mph zone. Kevin O. Stilwell charged with seat belt violation. Kyla G. Lynn charged with speeding in a 55 mph zone. Lacandrea D. Taylor charged with speeding in a 70 mph zone. Michael A. Price charged with speeding in a 55 mph zone. Paul D. Wilson charged with open alcoholic beverage con- tainer during operating of a motor vehicle. Phillip P. Murray charged with speeding in a 30 mph zone. Mark R. Petersen charged with speeding in a School Zone. Crystal M. Blair charged with expired plates. Christopher D. Hatt charged with expired plates. Tyla J. Oller charged with speeding in a 70 mph zone. Heather B. Jones charged with speeding in a 70 mph zone. Junior P. Louis charged with speeding in a 70 mph zone. Onjalique S. Small charged with speeding in a 70 mph zone. Stephanie R. Daniels charged with speeding in a 70 mph zone. Ashley N. Smith charged with speeding in a 70 mph zone. Osmaro Ramos charged with speeding in a 70 mph zone. Alice M. Foster charged with speeding. Jorge Campos Vasquez charged with speeding in a 70 mph zone. Wyatt R. Sutton charged with speeding in a 55 mph zone. Kyle O. Frances charged with speeding in a 70 mph zone. Michael L. Helms charged with speeding in a school zone and seat belt violation. Daniel O. Landrum charged with speeding in a 55 zone. Paige M. McCarty charged with speeding in a 55 mph zone. Marlon A. Smith charged with speeding in a school zone. Shelia A. Nowark charged with driving while suspended. John M. Lee charged with speeding in a 55 mph zone. Terra E. Klonne charged with speeding in a 70 mph zone. Jacob J. Alvarado II charged with driving while suspended. is a number one teacher. She deserves applause for a well planned and executed con- cert with a multitude of dif- ferent kids and about seven or eight classrooms. Our grand- son was thrilled when we went to his room for a visit and he took grandma around to show her off to his friends. I must say he is becoming a very good kid. I am starting to feel the need to find a church to help with, because sitting on the sidelines isn't as rewarding as trying to do God's work with a church. There are some churches in our association which needs in- terim pastors which would be a fix for what I am saying. I guess I am just getting a preacher's itch when you just need to preach the word. I do get to fill in, but that is only a temporary fix. I will leave it up to God to show me what He needs of me. Our Sunday school lesson was yet talking about prayer and how it is our duty to pray for our needs as well as pray- ing daily for one another. If we would do as God has asked us to do, each would have many many prayers sent up for each other. Bro Rich spoke about stress and how if we share with one another as we should. Our stress could be much more manageable. Well it is time to put the rambling brain to rest and just remind you of our du- ty to pray for one another and to be a blessing whenever and however we can any time we have the chance. RAMBLINGS Continued from page 1

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