Washington County Weekend Post

4 • WEEKEND POST • FRIDAY, APRIL 8, 2022 GMTODAY.COM If you would like to take part in this listing, call (262) 306-5008 for more details. 272396046 Jackson Still Waters United Methodist Church 3617 Scenic Rd., www.stillwaterschurch.com; 262-677-1311; Contemporary Worship Sun Worship: 9 & 10:30am Sat. Worship: 5:00pm (Labor Day - Memorial Day) Staffed Nursery at all services for birth-3 yrs Sunday School - all services 3yrs-5 th gr Kewaskum Kewaskum House of Prayer 100 Clinton St. • 262-626-8337 • Pastor Joseph Brath • Worship Sun.10am and 6pm • Thurs. 7pm Monthly Creation-Evolution Meeting (2nd Mon.) 6:30pm Quest Youth Group, Warm Friendly Atmosphere Visitors Welcome! www.kehop.com Mequon Alliance Bible Church Sunday Worship Services are in-person & online: 9 & 10:45 AM; Kingdom Kidz (infant-5th gr) & Student Ministries (6th-12th) during both services. Brian Dainsberg, Lead Pastor, 13939 N. Cedarburg Rd, Mequon. 262-375-2400. Find us on FB, Instagram, Twitter, & YouTube. For more information: www.myabc.church Neosho Faith Bible Alliance Church W2477 Lehman Rd (on Highway 60) 920-625-3538, www.faithbiblealliance.com Sunday Worship at 10:00am (in-person & online) Discover Land-Sundays & Sunday School 9:00am Ignition Youth: Sundays 4:00pm (grade 7-12) Discovery Land-Mondays 6:00pm (grade 4K-8) West Bend Calvary Church 1110 E Decorah Rd • 262.338.1171 Sunday Worship 10:00am Kids Church & Nursery Available www.calvarywb.org Community Church 2005 S. Main St., 262-338-0725 Sunday 8:30am & 10am; Nursery at both services Children's Ministry K-6th grade 10am Live-stream at 8:30am on our website: www.westbendchurch.org Eagle's Wings Nazarene Fellowship 609 Sandy Acre Drive, 262-334-7124; Pastor Glenn Butts; Sunday School 9:30am; Sunday Worship 10:45am; Ladies Bible Study Mondays 9:00am; Bible Study/Prayer Mtg Wednesdays 6:30pm www.wbnaz.com Fifth Avenue United Methodist 323 South 5th Ave, 262-334-2059, faumc.org Pastor Clarissa Martinelli A Welcoming Christian Community; Sunday Worship 9:30am Good Shepherd Lutheran (WELS) 777 Indiana Ave., West Bend, 262-334-7881 Saturday 5pm; Sunday 8am & 10:30am Sunday School & Bible Study 9:15am Christian Elementary School, Pre-K thru 8th Grade Little Lambs Child Care Center www.goodshepherdwels.org St. Andrew Lutheran Church (LCMS) & Early Childhood Campus 7750 State Rd. 144 North, 262-335-4200 Worship Sunday 9am Sunday Bible Study 7:45am www.standrew-westbend.org St. Paul's & St. Peter's Lutheran (WELS) St. Paul's - Hwy. Z & German Village Rd. Thurs. 6:30pm; Sunday 9:30am St. Peter's - Beaver Dam & Town Line Rd Sunday 8am, Pastor John Cook, 231-290-3311 *Important!* Due to the COVID-19 Virus, please check with your church for changes or cancellations. The average person will spend more than 50 years in the employment sector. As retirement draws closer, many professionals begin to daydream about giving up the commute and having more time to pursue their personal interests. Even if planning for retirement has been many years in the making, it can take some time for a person to become acclimated to hav- ing less income. According to data from the Bureau of Labor Statistics, "older households," which are defined as those run by someone age 65 and older, spent an average of $45,756 in 2016, or roughly $3,800 a month. That's roughly $1,000 less than the monthly aver- age spent by typical Ameri- can households. Housing, transportation, health care, and food are some of the biggest bills retirees will have to account for. Aiming to have savings in addition to any other retirement income or government subsidy com- ing in to cover that amount is a step in the right direc- tion. Retirees can make their money go further if they take inventory of their spending and make some cuts where possible. • Know where your money is going. It's impossible to save without knowing what your expenses are each month. Many people are sur- prised to learn how much lit- tle things add up over the course of a month. For example, spending $4 for a take-out coffee each day can quickly become an expensive luxury. Add all expenses and see where you can trim, espe- cially if there's a deficit each month. • Consider extra health care. In the United States, Medicare participants can choose Medicare Supple- ment Insurance plans to help reduce out-of-pocket health care costs. Medicare Parts A and B only cover some of your health care costs. Sup- plemental insurance can cover some of the costs not covered by original medi- care, like copayments, deductibles and coinsur- ance, according to AARP. • Pare down on posses- sions. Take inventory of what you have and scale back where possible. If you are no longer commuting to work, you may be able to become a one-car household. Downsizing your residence can help seniors avoid spend- ing too much of their retire- ment time and money main- taining their homes. • Take advantage of senior discounts. Take advantage of the many dis- counts that are offered to seniors. Retirees can usually save on restaurants, travel, groceries, and much more by simply shopping on specific days or verifying their age when checking out. • Purchase less expensive life insurance. According Cheapism, a site that advises consumers about how to be more frugal, the chief pur- pose of life insurance is to replace income to ensure the financial security of depen- dents in the event of death. Retirees may have no depen- dents and little income. Therefore, a large life insur- ance policy may not be nec- essary, especially if you've already set aside funds to cover funeral costs. • Pay off a mortgage. Housing is many people's most substantial expense. Paying off a mortgage can free up more money each month and allow retirees to spend their golden years doing as they please. As retirement nears, adults can employ various strategies to reduce their monthly expenses. Ways to cut costs during retirement

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