Issue link: https://www.ifoldsflip.com/i/1342477
ofcreatinganexpanded BantaUnifiedSchool District,plansarenow underwayforahigh schoolwithinRiverIs- lands. Anenormous15-acre parkhasbeendesigned alongRiverIslandsPark- way,justpastDell'Osso Drive.Thisparkwillcon- tainfieldsforneighbor- hoodsports,picnicareas, playareasandparking. Constructionwillstart thisyear. ThehomesatRiver Islandsareasdiverseas thevisionoftheirbuild- ers.Theyrangeinsize froma1,447-square-foot planwiththreebed- roomsallthewayuptoa six-bedroomhomewith 3,948squarefeetofliv- ingspace.Manyofthe homesarebuiltintwo- storyconfigurations,but severalbuildersalsooffer single-storyhomesor homeswithamastersuite downstairs.RiverIslands hasattractedavarietyof residents,fromfirst-time buyersandyoungfami- liestomaturefamilies toretirees.Theresultis thateveryneighborhood isamixtureofageranges andhouseholdsizes. Pricesvaryfromthemid- $400,000rangetoover $600,000. Thebestplacetostart atourofRiverIslandsis online,atwww.River Islands.com.Duetostate healthguidelines,there arenowalk-intoursatthis time.TheRiverIslands websitehasasortingtool thatallowsprospective homebuyerstocreatetheir ownvirtualmodeltour basedonthesizeofhome, bedroomcountandthe numberofstories.Afree mobileappwithinforma- tiononallofthemodels isavailableonlinefor downloadbytextingthe wordRIMobileandthe numbers797979. Contentprovidedby RiverIslands RIVERISLANDS frompage1 By Marilyn Kennedy Melia CTW FEATURES Secureacontracton yourownhomebefore inkinganagreementto buyanother.That'sthe time-honoredruleto avoidpayingtwomort- gagesforanindefinite periodandfundinga downpaymentwithout usingsaleproceeds. Toflipthatscenario istakingagamble—one morebuyersareselect- ing.Why?Blameiton record-lowhomesalein- ventorytochoosefrom. They"valuebuy- ingtherighthomethat theycanenjoyformany years,asopposedto beingforcedtobuya homethattheymaynot love,"saysTylerForteof FelixHomesinNash- ville. Butitbetterbea well-thoughtstrategy, saysRyanWallerof HomeGroupRealtyin Guelph,Ontario. "Sellerswillwantto know"howabuyerwill pullitofffinancially,he notes. Indeed,somesellers maynotacceptanoffer withoutknowingthere's astronglikelihoodthat thepurchasercanmake thebuy-then-sellscript work. Whattoconsider Whocanaffordthis luxury?Threetosix months'worthofincome tokeepinemergency savingsisprudent,and thosefacingtheprospect oftwomortgagepay- mentsshouldhavethis much—andprobably more,saysDanMois- and,aFloridafinancial planner. Whatistheplanfora realisticsale?Ifabuyer cannegotiatea90-day closingonhispurchase, thatgiveshimmoretime tosell,butmanysellers wantafastertimeframe, Wallersays. Pre-listinginspec- tionsandstagingwill helpasaleproceed freeofsnags,addsDeb TomaroofEncoreSo- theby'sInternational Realtyinsouth-central Indiana. Pricingtosellisalso key,sayagents,along witharealisticestimate ofsaleproceeds. Howitmightwork Manybuy-firstcli- entsaren'tpurchasing asignificantlymore expensivehome,Forte notes. And,someareput- tingdownjust5percent foranewmortgage,with alenderallowingpro- ceedsfromtheeventual saletopayoffpartofthe balance,andtheloanre- cast,addsTomaro. Taking the buying-then-selling gamble Over 21 years experience and 5 star Yelp reviews Bayview Residential Mortgage 51 E. Campbell ave #110 Campbell, CA 95008 CA Broker DRE#01498198/ NMLS#329189 Call today for rate quote! Rob Heath 408-482-8080 CA DRE#01241953/NMLS#319548 Apply at my personal secure loan application at www.excellentmortgageloan.com Product Rate Points Fees % Down APR 30 Yr Conf. Fixed 15 Yr Fixed 5 Yr Jumbo ARM 30 Yr Conf. Jumbo 3.125 2.75% 3.25 3.50 0.000 0.000 0.000 0.000 $0 $0 $0 $0 20% 20% 20% 30% 3.125% 2.75% 3.67% 3.50% JUMBO REVERSE MTG, 5* Yelp reviews. NO CLOSING COST LOANS are available. 3.125% 30yr Conf Fixed 2.75% $0 UW $0 UW $0 UW $0 UW 2.75% 2.625% 2.875% 3.375% 0.00 2.375% 2.375% 40% 20 Yr. Conf. Jumbo 15 Yr Conf. Fixed 30 Yr Fixed APR 2.875% 40% 40% 2.625% Product Rate Points Fees % Down APR 2.75% 30% Yr Fixed APR BayAreaNewsGroup'snextBeyondtheBay UPCOMING PUBLISHING DATES: Foradvertising infocontact Sandy Lek at (925) 847-2135 or slek@bayareanewsgroup.com For more info, visit www.NewHomeFinder.news 16 th Sunday BANG Readership 662,400* 662,400* *Source: 2020 R1 Scarborough Research DON'T MISSTHE NEXT May 23 & September 26 TheMercuryNews|EastBayTimes|MarinIndependentJournal May 21 & September 24 27 Community Weeklies AND H6 BAYAREANEWSGROUP 111 Homes | Advertising Section