Special Publications

From ATM withdrawals to coffee stops and grocery runs, a checking account is something we rely on every day. Credit unions understand that a place to keep your money safe and accessible is a necessity, and that's why many offer a free checking option. At RCU, our free checking account is anything but basic. We take convenience one step further with no minimum balance requirements, no overdraft transfer fees, and no monthly maintenance fees, so you can keep your hard-earned money where it belongs–in your account. 02 03 30,000 NATIONWIDE F R E E A T M S Free Checking Credit unions all across the country are part of the CO-OP ® ATM network. That means if you bank at a credit union, you have completely free access to all other ATMs in the network–over 30,000. That's twice as many as Bank of America, Chase, or Wells Fargo. For your added convenience, CO-OP ATMs can also be found at most Costco ® and 7-Eleven ® stores. To find free ATMs within the credit union network, use the "find us" button on our website or mobile app. And if you end up needing to use an out-of-network ATM, we'll reimburse your fees up to four* times per month. Source: Bankrate.com 3 R E D W O O D C R E D I T U N I O N | OF LARGE CREDIT UNIONS OFFER FREE CHECKING OF BANKS OFFER FREE CHECKING 82% 38% *First two non-RCU ATM fees reimbursed with active checking; first four non-RCU ATM fees reimbursed with active checking and active RCU loan or credit card. Active = at least one transaction or payment in prior month. Casino/ gambling and ATMs outside U.S. excluded. Information accurate as of 10/1/2020. Credit Union Network BofA Chase Bank Wells Fargo 35,000 30,000 25,000 20,000 15,000 10,000 5,000 0

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