The Press-Dispatch
Issue link: https://www.ifoldsflip.com/i/1260401
The Press-Dispatch Wednesday, June 17, 2020 A-3 LOCAL Call: 812-354-8500 Email: news@pressdispatch.net or bring in a hard copy: 820 E. Poplar Street, Petersburg NEWS BRIEFS Blood drive at Petersburg Fire Station June 26 Pike County Public Library and Sts. Peter and Paul Catholic Church will co-host a community blood drive with the American Red Cross on June 26, from 8 a.m. to 1 p.m. EDT at the Petersburg Fire Dept., 624 E. Il- linois Street. For more information or to make an appointment to donate, call Carly Tegmeyer at 812-582-2096 or Nes Fenol at 812-789 -6076 or sign up online at redcross- blood.org/rapidpass. 5K Life walk on Saturday, June 27 The Pregnancy Care Center of Washington will be having a 5K Life walk on Saturday, June 27. The walk begins at 9 a.m., with registration opening at 8:15 a.m. The walk starts and ends at the Eastside Park Ki- wanis Cabin in Washington. Cost to benefit the cen- ter is $20 per adult and $10 for children 12 and under. Registration forms are available online at Facebook. com/washpcc, and at the Pregnancy Care Center, 705 Troy Road, Washington. Call 812-257-1041 if you have any questions. If you are unable to walk, you can sponsor someone else who would like to walk. Walkers are encouraged to seek out sponsors. Walkers can have multiple spon- sors. Sponsors can donate any amount they desire to help the center. Forms are available to list sponsors and their donation amount. TRI-CAP Healthcare Navigation program If you need help to obtain health insurance, TRI- CAP can help. TRI-CAP has six certified healthcare Navigators who provide free, local and unbiased enroll- ment assistance for Medicaid and Marketplace health insurance. Judy Richardson serves the Pike County ar- ea and is based in Petersburg at the TRI-CAP office located at 809 East Illinois Street. To schedule an ap- pointment with Judy, phone 812-354-8721, or email her at judy@tri-cap.net. Due to COVID-19, she's current- ly assisting clients via phone. We're not afraid to shed some light on the truth. 812-354-8500 SUBSCRIBE TODAY! Social Security Matters When should we claim our benefits? DINNERS BEGIN at NOON at the hamburger stand (dining room closed) Chicken and Rib Dinners Homemade Ice Cream Kids' Meal: Hot Dog and Chips No Parade or Fireworks This Year Social distancing recommended. Masks are optional. Otwell Celebration JULY 4 ONLY • Cards • Lib's Candy • Assorted Gifts • Graduation Gifts and Cards • Gift Wrap • Pop-Up Cards $5 OFF Select Hallmark Gifts! to the special man in your life! Willow Tree Collectibles Hallmark Father's Day Cards Father's Day Signs and Gifts Father's Day Mugs New Arrivals 716 Main St. Petersburg • 812-354-9372 Visit us at facebook.com/margeshallmark Hours: Monday, Tuesday, Wednesday, Thursday and Saturday 9-5; Friday 9-6 Marge's Hallmark Happy Father's Da y Free Gift Wrapping with purchase! Oakland City American Legion Post 256 211 E. Washington St., Oakland City 812-749-8178 Saturday, June 20 Starting at 1 p.m. until sold out Pulled pork/bun, baked beans and potato salad $10 Pulled Pork Dinner PICK UP ONLY Farmers market opens Pike County's Farmers' Market opened for the first time this year on Saturday. Melissa Scraper pur- chases a jar of jam from Rhonda Robinette. There were four vendors on Saturday and it is expected to grow as more fresh produce becomes available in the next couple of weeks. Tomatoes and greenbeans will be available this weekend. It is open from 9 a.m. to noon on Eighth St. next to the courthouse in Pe- tersburg. LOUIE CAMPBELL Sales Professional lcampbell@patriotonline.com CALL OR TEXT 812-899-6267 @LouieYourCarGuy HWY. 64 W. • PRINCETON "Quite Simply, A Better Experience!" Looking for a Great Deal On Your Next Vehicle? The Press-Dispatch 812-354-8500 | www.pressdispatch.net *By enrolling in the Birthday Club, you agree to have your name, town and birth- day, or the person's name and town and birthday of whom you are enrolling, printed in e Press-Dispatch on the week in which the birthday occurs. Joining is easy! Visit pressdispatch.net/birthday or send your full name, address, city, state, zip code, phone number and birthdate to birthdayclub@pressdispatch.net.* Each week, a list of birthdays will be published in the paper! You could win a FREE PRIZE from area businesses and a three-month subscription to e Press-Dispatch. MUST RE-ENROLL EVERY YEAR! Join the One WINNER is drawn at the end of each month voted to extend their Disaster Emer- gency Declaration another month. Emergency Management Agency Di- rector Ryan Benner asked the coun- ty to extend it another month. He said they need to keep it in place in case more grants become available for CO- VID aid. The county needs to have a emergency declaration in place. They also voted to approve a resolu- tion for 12 local businesses to receive $5,000 each from an Office of Com- munity and Rural A ffairs COVID Re- lief Fund. OCR A granted Pike County $50,000 and then Duke and IPL each added $5,000 to the grant so 12 busi- ness could receive $5,000 each. The commissioners rescheduled a couple of their meetings. They will meet only once in July, on Monday, Ju- ly 20 at 8:30 a.m. Commissioner Assistant Kristi Dis- chinger said when she made out the meeting schedule, she didn't realize it would be on the same day as a coun- ty council meeting, which also meets at 8:30 a.m. The commissioners normally meet on the first and third Mondays of the month. But in September, the first Monday is Labor Day. The commis- sioners typically move their date to the next day when there is a Monday holiday. But in September, because September 1 is a Tuesday, it makes September 8 the second Tuesday, which is the day the county council meets. Commissioner President Mark Flint recommended the commission- ers met on Tuesday, September 1 to solve the problem. The other commis- sioners agreed. The next commissioners' meeting is 8:30 a.m. Monday, July 20 in the courthouse auditorium. Continued from page 1 COMMISSIONERS Dear Rusty: We served overseas for several years, not earning many quarters for Social Security. However, we have made sure that we paid in over time so we can re- ceive a benefit, but it will not amount to much. For the past several years now, we have been back in the US, earning some profession- al salaries. Now it looks like at full retirement age my husband will get $1,147/month, and I will get $1,026/ month. I was born in 1957 and my husband in 1956. Question No. 1: For the most financial benefit, when should we each start collecting SS (either now or at full retirement age)? And question No. 2: Will our amounts change because we are married and both collecting? Signed: Over- seas Worker. Dear Overseas Work- er: To answer your second question first, no, your ben- efit amounts will not change because you are married and both collecting. Based upon the numbers you pro- vided, neither of you will be eligible for a "spousal boost" from the other because your benefit amounts at your FR A are too similar, so maximiz- ing your individual benefits should be your goal. As for your other ques- tion, when you should start collecting depends upon a number of factors, including your financial needs and, im- portantly, your expected lon- gevity. Both of you can get the maximum benefit avail- able to you by waiting until you are 70 years old to claim, but that only makes sense if you are in good health and expect at least aver- age longevi- ty (about 84 for a man and 87 for a woman). If you claim ben- efits be- fore you reach your full retire- ment age (66 ½ for you and 66 plus 4 months for your husband), those benefits will be cut. If you collect now, your benefit would be cut by about 27 per- cent and your husband's by about 22 percent (based up- on your respective years of birth). Further, if you claim before your full retirement ages and continue to work, you'll be subject to Social Security's earnings test, which limits the amount you can earn before they take back some of your ben- efits (the 2020 earnings lim- it is $18,240 ; if you exceed that they'll take back half of anything you earn over the limit). The earnings limit changes annually but goes away at your FR A. At your full retirement ages, you'll be entitled to 100 percent of the benefits you've earned from your life- time of working (approxi- mately the amounts estimat- ed now). If you can and do wait beyond your full retire- ment age (FR A), for each month you delay you'll earn delayed retirement credits of 2/3 of 1 percent per month of delay (8 percent per year of delay), up to age 70 when your maximum benefit is reached. As a point of infor- mation, if you wait until your full retirement age to claim, you will have collected the same amount of money at age 78 as if you had claimed at age 62; and if you wait un- til age 70 to claim you'll have collected the same amount of money at age 82 as if you had collected at your full re- tirement age. If you live at least until "average" longev- ity, you'll collect more in cu- mulative Social Security benefits by waiting. So, when should you claim? If you're still work- ing and earning "profession- al salaries", then waiting at least until your full retire- ment age would be a wise choice. If you expect at least average longevity and don't need the money right away, waiting until age 70 would be a prudent strategy. But if you don't work and expect less than average longevity, then claiming at any time you need the money would be a reasonable decision. This is a choice only each of you can make.