Rutherford Weekly - Shelby NC
Issue link: https://www.ifoldsflip.com/i/12162
Thursday, June 17-June 23, 2010 www.rutherfordweekly.com 828-248-1408 Rutherford Weekly - Page 5 Financial & Legal Guidance Helping keep your future on course! Financial & Legal Guidance Helping keep your future on course! DO YOU NEED TO PURCHASE REAL ESTATE? Gary Bridges can help you decide exactly what you need to do to accomplish that goal. Consult him before you do anything. He’ll make it worth your while even if you choose not to use his services & expertise. Gary Bridges Offi ce: 828-245-2345 Mobile: 828-429-4725 www.RgRealestate.net Hi, I’m Chris Callahan Attorney in Rutherford, Polk, and Cleveland Counties for over 33 years. Ordained Minister for 9 years. I have a heart for prison ministry and I’m a Certifi ed Financial Mediator. Let my experience be used to help you make your legal decisions. Call today.... fp Callahan Law Offi ce PLLC C L 252 Charlotte Rd. Rutherfordton, NC 828-286-8505 2 R 8 home alone through the day? Is your loved one at Where do adults go for the best in daytime care? They head to LIFECare, a daytime program for adults, where life is celebrated. Give him or her a gift of love! By bringing your loved one to LIFECare you are giving them safety, health care monitoring, nutritious meals, meaningful activi- ties, and good friends. LIFECare Conveniently located on Thunder Rd., Spindale Call 828-288-1697 for a free trial visit. RUTHERFORD LIFE CARE START SKILLS ABILITIES CHALLENGE SERVICES Lovelace Financial Group Individuals Locally In Rutherford County For Over 25 Years Professionals Small Businesses Financial Professional Al S. Lovelace ••Administrative Assistant Lynne M. Searcy Phyllis Lovelace-Briscoe Broker Stocks & Bonds • Variable Annuities Mutual Funds • IRA Rollovers • Life Insurance Long-Term Insurance 431 S. Main Street • Suite 8 • Rutherfordton Phone: 828-288-1378 • Fax: 828-288-0763 Q: How can I legally protect my family and my assets if something happens to me? A: Consult with a great attorney for legal guidance! Paul Crowe Owner U Making the Move to Independent Retirement Living When 72-year-old Army veteran Ted Eickhoff was at his local VA hospital for an appointment recently, he struck up a conversation with another patient about sell- ing his home and downsizing. As luck would have it, Eickhoff’s fellow patient lived in a local independent retirement community owned by Holiday Retirement, and raved about the benefi ts. Eickhoff was sold. “I couldn’t believe how much you get for the money,” said Eickhoff. “It is so nice to have everything taken care of with just one monthly payment. It covers every- thing I need, including amazing meals. And if you need another snack, the chefs just make it for you!” Eickhoff, a retired Command Sergeant Major, is part of a growing number of seniors who are planning for an independent living future. In fact, a recent AARP poll found that nearly 60% of Boomers say they are con- cerned about living independently, and more than 50% say they have begun to think about how they would pay for independent living assistance as they get older. To calculate the true costs of making the move to an independent retirement community, Brown cautions seniors to ask as many questions as possible prior to moving in, to uncover any buy-in fees, to determine if a long-term lease is required and to see if the “feel” of the community is right. “It doesn’t make fi nancial sense to make the move if you aren’t comfortable in the new community and will want to move out within a few months,” said Brown. “It needs to not only be affordable, but a great place to live as well.” Seventy three-year-old Julianne (Judy) Kayatt knows this all too well. She sold her home and moved into a community that didn’t offer much for her money and wasn’t as caring as she’d hoped. After only a few months, she started her search again and was fortunate to fi nd that a Holiday Retirement community was a perfect fi t for her. “My family likes that I am happy here, and I like that I can still be inde- pendent and live here,” said Kayatt. “I am free to go where I want; I am enjoying activities and events and I’m surrounded by friends. I know I can be happy here for a long time.” Making the move to an independent living community can be an affordable way to make the most of one’s retirement years. Kayatt, Klein and Eickhoff have all seen the benefi ts to cutting ties to a house or an apartment in favor of community living. Klein was able to take advantage of a promotion from Holiday Retirement, which covered up to $1,000 of her moving expenses, and Kayatt received her birthday month free when she moved in. For information on making the move to independent retirement living, visit holi- daytouch.com or call 1-800-322-0999. Courtesy of Metro Editorial Advanced funeral planning gives you the peace of mind that comes with knowing your funeral arrangements are taken care of while lessening the burden on your survivors. Serving Rutherford County since 1914. Serving Rutherford County since 1914. MC rowe’sroweORTUARY & CREMATORY MORTUARY & CREMATOR US Hwy 74A Rutherfordton 828-286-2304 n www.crowemortuary.com Rutherford County’s Only Crematory Mark Crowe Owner Debts Got You Down? Fast relief is just a phone call away One low monthly payment Reduced fees & interest Convenient Confi dential 128 Ohio Street, Spindale 828-286-7062 Toll free: 1-800-567-7062 Debt Counseling & Management Budgeting • Credit Counseling Bankruptcy Counseling • Education Credit Report Review • Housing Counseling Are Nursing Home Costs Devastating Your Family’s Finances? •Estate & Long Term Care Planning •Powers of Attorney •Probate •Special Needs Trust •Living Wills •Estate Administration •Help With Nursing Home Cost •Medicaid Qualification FAMILY LEGACY LAW CENTER Attorney T. Kent Baldwin EGACY LAW 280 E. Main St., Forest City • 828.245.9195 Attorney John Crotts Wills, Estates and Elder Law www.KingLawOffi ces.com 828-286-3332 Authorized Agent PHOTO Donna R. Green 828-245-2527 dgreenins@bellsouth.net I can help. Call me today! First Name and Last Name (000) 000-0000 firstlastname@youre-mailaddress ©Community First Media