Washington County Weekend Post

OPEN SUNDAY 1:00-2:30PM Free $40 Wal-Mart gi ft card with signed leas e PRICE REDUCED IMMEDIATE OPENINGS 1824 Hilltop Drive $149,000 • West Bend Classic 4BR, 1.5 BA Colonial on cul-du-sac Spacious LR, formal DR, eat-in kitchen, family Room, 3 season porch, 6 panel doors. Jackson Bay Senior Apts. #1299346 - 3BR, 2BA condo on wooded lot. Whirlpool tub & walk-in shower on 1st FL, full BA on lower. All appl & whole house intercom system included. Lots of natural light & unit is in excellent condition. Condo dues $50/month which takes care of all the lawn & snow work. Main floor laundry, GFP, 2 decks. A Lot of House: REDUCED to $179,000 Jackson, WI Low to moderate income elderly, handicapped/disabled. CALL NOW!! 608-348-7755 Jim Schwartz 262.483.6886 101 N. Mill St. • Saukville Certain Income Restrictions Apply Equal Housing Opportunity jschwartz@go2integrity.com 262-268-8200 Integrity Real Estate Services, LLC 231586004 1711 GREENBRIAR CT WEST BEND Other touches that help open up the lower level and make it feel like part of the rest of the house include wall trim, FOR SALE Bayview Resort For more information or to receive a free copy of an annual membership roster listing all members alphabetically and by category, and the booklet, "Milwaukee/NARI's Remodeling Guide," call 414-771-4071 or visit the Council's website at www.milwaukeenari.org. 231678003 The choice in lighting is key to making a custom basement feel more like home. "Select recessed can lighting to help your lower level appear more spacious," recommends Butler. He suggests painting the trim around to can lights to help them blend into the ceiling. "Decorative table and floor lamps will also brighten the space and provide task lighting beside sofas and chairs," Butler said. "But if you have an opportunity to cut in an additional window, take it, and let as much light in as possible." ceiling treatments, and crown molding. "Break up long walls with niches or other interesting features," said Butler. "Simply putting light-colored paint on the walls will make a dramatic difference in the look and feel of the basement. If height allows, tray or coffered ceilings also add a nice touch. The lower level doesn't have to be dark and dingy." Also consider covering the basement foundation walls, perhaps with drywall, paneling, or plywood. 230130518 Lower levels with mini and full kitchens are great for entertaining, Mainville adds. "A wet bar or small kitchen makes entertaining that much easier," he said. "This eliminates the need to go up and down the stairs with snacks and dishes and allows you to focus on the time spent with your guests or just relaxing. Incorporating a basement kitchen does require access to hot and cold water, as well as electrical outlets." 231571001 "Adding a bathroom downstairs is a popular trend and truly worth the investment," said Butler. "Because it's generally not the main bathroom for the house, a basement bathroom doesn't have to be large. An area about 35 square feet can accommodate a toilet, vanity, and shower." MULTIPLE LISTING SERVICE REALTOR ® MLS Ozaukee and Washington Counties Mortgage Market A Survey of Ozaukee & Washington Counties competitive mortgage rates. Participants pay a fee to be included in this feature. • Three Fully Furnished Cabins • Year Round Rentals • 200 Feet of Frontage • Turn Key - All the Work is Done! • Everything Included in the Sale • 30 Minutes North of Antigo Call Todd or Sue: 262-993-9644 Check out our website at: www.postlakecabins.com $305,000 Legend: The rate and annual percentage rate (APR) are effective as of the "Last Update (date)" for each individual lender. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). All rates, fees and other information are subject to change without notice. Some or all of the companies appearing in this table pay a fee to appear in this table. Sample Repayment Terms ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 1-262-306-5039. Kohler Credit Union (262) 268-7240 RATE 1 .99 3.625 2..875 N/A 2.99 PROGRAM PTS/APP Fees 6 mon. Const 0/$350 30 yr. Fixed 0/$350 15 yr. Fixed 0/$350 FHA 0/$350 5/1 ARM 0/$350 % DOWN 20% 5.00% 5% 3.5% 3% APR/LOAN AMT. 2 .99/150,000 3 .67/100,000 2.955/100,000 N/A/100,000 1.738/100,000* *Down payment may come from gift for qualified borrowers Now 24 hour mortgage application access through our Website WWW.Kohlercu.com. $150 closing cost credit for Web applications. Credit Union Membership open to all who live or work in Ozaukee and Washington Counties. Last update 3/13/13 Dan Bogart 262-268-7240 Ext 2604 or 888-528-2595 Ext 2604 Assured Mortgage, Inc. (262) 754-4024 RATE 3.500 2.750 2.500 3.250 3.250 3.250 3.750 PROGRAM PTS/APP Fees 30 yr. Fixed 0/$425 15 yr. Fixed 0/$425 5/1 ARM 0/$425 30 yr. USDA 0/$400 30 yr. FHA 0/$425 30 yr. VA 0/$425 30 yr. WHEDA 0/$425 % DOWN 5% 5% 10% 0% 3.5% 0% 3% LOCK 45 days 45 days 45 days 45 days 45 days 45 days 45 days Now offering APR/LOAN AMT HARP 2.0 3.601/200k Loans. 2.971/200k Call us if you 2.861/200k owe more on 3.687/100k your house than 3.601/150k 3.529/150k what it is worth. 4.028/100k We may be 2375 W. Washington Street • West Bend, WI 53095 able to help. (262) 754-4024 • NMLS #262877 Last update 4/3/13 www.assuredmortgage.com Commerce State Bank (262) 247-2800 Peoples Home Equity (262) 306-6800 UNBEATABLE SERVICE RATE 3.500 2..75 2.500 3 .250 3 ..250 3 ..250 RATE 3.625 2.75 3.75 PROGRAM 30 yr. 15 yr. WHEDA PTS/APP Fees 0/$395 0/$395 1.75/$395 Check for current rates % DOWN LOCK APR/LOAN AMT and/or 5% 45 days 3.659/$100,000 Apply online. 5% 3% 45 days 2 .880/$100,000 www.Commercestatebank.com 45 days 3 .837/$100,000 1700 South Silverbrook Drive, West Bend, WI 53095 W61 N297 Washington Avenue, Cedarburg, WI 53012 Mortgage Officers: Doug Hall NMLS#779480, Brad Kuhn NMLS#856593, Amy Schmoldt NMLS#457083, or Tom Sloey NMLS#826254 PROGRAM PTS/APP Fees 30 yr. Fixed Conf . 0/$425 15 yr. Fixed Conf . 0/$425 5 yr. ARM . 0/$425 30 yr. FHA 0/$425 30 yr. VA 0/$425 30 yr. USDA Purchase 0/$425 % DOWN 5% 5% 10% 3.5% 0% 0% LOCK APR/LOAN AMT. 3.549/200,000 2 .893/200,000 2 .977/200,000 3.601/200,000 3.529/200,000 3.812/200,000 45 days 45 days 45 days 45 days 45 days 45 days In most cases closing costs equal $0 for only .125%-.25% higher rate. New Government Program (HARP 2.0) allows for you to refinance regardless of your value. Call to see if you qualify. EQUAL HOUSING OPPORTUNITY Last update 4/3/13 www.Commercestatebank.com Member FDIC Last update 3/6/13 Brian Riley NMLS #272359 • (262) 306-6800 4 - 7 - 13 • Washington County Real Estate • 11

• Cover