Smoky Mountain Trader

December 19, 2019

The Smoky Mountain Trader a free Classified paper serving 12 counties in 3 states. Hamblen, Knox, Jefferson, Cocke, Grainger, Sevier, Hancock, Hawkins, Claiborne and Greene Counties in Tennessee. Plus Lee County Virginia and Bell County Kentucky.

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Traffice Control Tech., Flagger, Branch Manager, Fire Alarm Tech., Caregiver, & More Apply at: Morristown Career Center, 1633 E AJ Hwy. Morristown, TN 37813 (Liberty Square Shopping Center) jobs4tn.gov Bartender, Non-Medical Caregiver, Dump Truck Driver, Digital Publishing Specialist, Specialist, Plumber Foreman, Electrian, Sheet Metal Foreman, Dockworker, Dialisis RN, Pest Control Specialist, Real Estate Loan Officer, Asphalt Paver Operator, Ready Mix Driver, Specturm Retail Sales Assoc., CDL Van Driver, Urology Account & More Apply at: Morristown Career Center, 1633 E AJ Hwy. Morristown, TN 37813 (Liberty Square Shopping Center) jobs4tn.gov 275 Business Opportunities ATTENTION SMALL BUSINESS OWNERS!! Are you protected in case of property damage or if you have an interruption in service due to a property event? Business Owner Property insurance IS AFFORDABLE and WILL PROTECT YOU when the unexpected happens! For free quote, call 877-410- 2487 (M-F 7:30 am - 9:30 pm ET). WISHING YOU A MERRY CHRISTMAS! 285 Cemetery Lots Mausoleum in Resthaven Me- morial Gardens, inside chap- el, Newport, TN. Companion crypt, inside chapel, front and center, would have to pay for n a m e p l a t e , r e ta i l s f o r $20,000. Selling for $8,000. 423-623-9363. (2) Burial Lots in Jefferson Memorial Gardens, Garden of Cross, $2,200 for both. Trans- fer fee included. 423-667- 0293. 2 CEMETARY LOTS FOR SALE. $250 each, does not include $75 transfer fee. Section 25, Lot A, Graves 1 & 2 in Devotion Garden. Call 423-626-9676. You've probably heard or read about inflection points. The term has a specific definition in mathematics, but it's also used widely to describe historical or technological events, such as the Industrial Revolution or the creation of the internet – events that changed human existence in some important way. However, you have personal inflection points, too – and when they occur, you'll need to make the right financial moves. Here are four of the most important of these inflection points, along with sugges- tions on dealing with them: Marriage – When you get married, you and your spouse will need to discuss a variety of financial issues: What assets and liabilities do you each bring to the marriage? Should you combine your finances or continue with separate accounts? Is one of you a "saver" while the other is a "spender"? Do you share similar investment philosophies, or is one of you much more aggressive than the other? You don't necessarily have to agree on every- thing, but you should at least try to gain enough knowledge so you can avoid unpleasant surprises, such as hidden debts, and find enough common ground so your household can advance toward your common financial goals. New child – When you welcome a new child into your family, you'll need to make sure you have adequate life insurance. You'll also want to review the beneficiary designations on any existing insurance policies, as well as on your IRA and 401(k). And if you can afford it, you may want to start contributing to a college fund, possibly using a 529 savings plan, which can provide you with tax advantages as you put money away for your child's higher education. Divorce – It's unfortunate, but true: Divorce is still pretty common, and it's neither pleasant nor cheap. You might not be able to avoid some of the costs, such as lawyers' bills, but if you and your ex-spouse can work together amicably, you both may be able to avoid serious financial disrup- tions. You'll need to work out how to divide your financial assets, paying attention to beneficiary designations, which you may well need to change. Also, as a newly single individual, you may need to review and revise your long-term investment strategy to accommodate changes in your goals and your retirement income. Retirement – By the time you retire, you will have hopefully been invest- ing in your IRA and 401(k) or other retirement plan for several decades. But once you do retire, you'll need to determine how much you can afford to withdraw each year from your various retirement accounts. Your withdrawal rate will depend on your age, your asset level and your retirement lifestyle. And you'll also want to consider other issues: Are you prepared to deal with health care costs? Even with Medicare, these costs may be higher than they were when you were working. And how about your estate plans? Are they up to date? Have you protected your family from the possibil- ity of your estate going through the time-consuming, expensive and public process of probate? You may need to work with your financial, tax and legal advisors to develop an effective estate strategy. By making smart decisions following your own inflection points, you can ease the transitions in your life – wherever life takes you. Financial Moves for Financial Moves for Life's 'Inflection Points' Life's 'Inflection Points' Marcus Trantham Financial Advisor 6144 Cumberland Gap Parkway Suite 3 Harrogate, TN 37752-7861 Bus. 423-869-3608 Fax 888-810-2732 marc.trantham@edwardjones.com www.edwardjones.com/marc-trantham This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones, its employees and financial advisors are not estate planners and cannot provide tax or legal advice. You should consult your estate-planning attorney or qualified tax advisor regarding your situation. • NO OBLIGATION • NEVER A CHARGE FOR OUR SERVICE Tennessee Senior Benefits 2351 East Morris Blvd. Located Across From College Square Mall, Beside Hardees 423.581.1004 800.226.1004 WE SPEAK • NO OBLIGATION MEDICARE facebook.com/tennesseemedicare Marcus Trantham Financial Advisor 6144 Cumberland Gap Parkway Suite 3 Harrogate, TN 37752-7861 Bus. 423-869-3608 Fax 888-810-2732 marc.trantham@edwardjones.com www.edwardjones.com/marc-trantham 215 E. Morris Blvd • Morristown Mon-Sat 9:30-7 • Sun 12-5 423-318-8787 NEW SELECTIONS & NEW SHOES & BOOTS ARRIVING DAILY ©SMTPub, Inc. www.elliottsboots.com • Find us on Facebook! Boots & Shoes Work • Outdoor & More Ariat • Danner • Merrell • Keen • Ugg • Lucchese • Justin • Sanuk • Frye Yeti • Kavu • Rocky • Reef • Teva • Chaco • Hunter 215 E. M Mon- 423 orristown 12-5 787 ©SMTP I ub Inc nc nc nc n ©SMTPub, Inc. GIFT CARDS GIFT CARDS AVAILABLE! AVAILABLE! Page 8 - The Smoky Mountain Trader - December 19 - December 24, 2019 www.thesmtrader.com

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