Smoky Mountain Trader

July 25, 2019

The Smoky Mountain Trader a free Classified paper serving 12 counties in 3 states. Hamblen, Knox, Jefferson, Cocke, Grainger, Sevier, Hancock, Hawkins, Claiborne and Greene Counties in Tennessee. Plus Lee County Virginia and Bell County Kentucky.

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305 Lots For Sale Or Rent 300 ACRE FARM FOR LEASE 423-754-6811 2 Lots: Close to Cumberland Gap Park, close to ATV Parks, 3 blocks from shopping and restaurants. Gas, Water & Sewer on lot. $65,000 for both lots OBO. Close to LMU. Commercial and doublewide approved. 606-670-8994. (Behind Kroger's in Middles- boro, KY). Lots for Sale in Greene and Jefferson County. Mobile homes ok, all utilities at road, lots cleared and lay good. Owner financing available. Call 423-736-5438. 356 Excavation & Dirt Work BACKHOE and BOBCAT work. Dig basements, foundations, utility trenches, culvert pipes, grading and backfill. Clear trees and stumps. Haul gravel, sand and dirt. Demolition and haul debris. Free estimates. 423-312-6999, leave message. LEFFEW DIRT WORKING SERVICES: Bobcat, Trackhoe, Bushhogging, dump Truck Services. Best Rates. Will Beat any other price!! 423-312-7871 Free Estimates 357 Fencing BROWN's CUSTOM FENCING & CONSTRUCTION Farm and Ranch fencing, wood, hi-tensile, woven wire, barb wire, chain link, Pole Barns - We sell wood posts, gates and all types of fence materials. We rent bobcats and attachments 423-235-7400 or 800-249-6274 www.BrownsCustom Fencing.com 395 Roofing & Guttering R.S.G. HOME IMPROVEMENT Residential or commercial. Roofing: all types and repairs,Siding, vinyl siding, soffit, guttering, windows, and doors. We paint metal roofs,houses, mobile homes, and barns. Over 45 years experience. Free Estimates. All work guaranteed. Call 423-293-5078 GUTTERS & MORE Seamless Guttering & Leaf Guards Repair and Gutter Cleaning Over 20 Colors 423-587-2187 495 Mobile Homes For Rent 2 BR, 2 BA Mobile Home in Morristown, TN. Small Park on large lot. Stove & Refrigerator, washer/dryer hookup, central heat & air, $750 mo. + $750 dep. 865-567-8766. 515 Real Estate For Sale 13 acres, pond, pasture, gor- geous views, $79,500. Both between Rogersville/Moores- burg, in the country. Possible owner financing. 423-272- 9321. 525 Mobile Homes For Sale Fixer Upper Single Wide on Lot with City Water and Sep- tic. Tazewell, TN. $9,500. Pos- sible Owner Finace, OBO, 423-300-3359. Used 16x80 $12,995 3 BR, 2 BA Call Mike 606-242-2204 NEW 2019 16x80 3 BR 2 BA $31,995 Call Mike 606-242-2204 NEW 2019 3 OR 4 BR $44,995 Call Mike 606-242-2204 The world of mutual funds can be confusing. With more than 9,000 funds on the market, how can you choose the ones that are right for you? One way to start is by considering the various categories of mutual funds – and there are quite a few of them: Small Cap Growth, Large Cap Growth, Large Cap Value, Diversified Emerging Markets, Foreign Large Cap Blend and more – the list is extensive, and for many people, confusing. However, with a little study, you can understand why these funds have their names – for example, a Small Cap Growth fund will contain stocks of smaller companies thought to offer growth potential. Once you know the goals of different categories of mutual funds, you can determine which ones fit into your overall investment strategy. This is important, because you want to ensure your portfolio is appropriately diversi- fied. For example, if you find that almost all of your mutual funds come from the above- mentioned Small Cap Growth category, you may be taking on more investment risk than you'd like, because funds that offer the greatest growth possibilities also usually carry the highest degree of market volatility. Typically, you may be better off owning an array of mutual funds drawn from several different categories, with the percentage each category occupies in your portfolio based on your goals, risk tolerance and time horizon. (Keep in mind, though, that while diversifica- tion can help reduce the effects of volatility, it doesn't guarantee a profit or protect against losses in a declining market.) You might be tempted to choose categories by looking at which most recently outper- formed the others, and just stick with those groups. But is this a good idea? It probably isn't – and the main reason you shouldn't chase performance this way is things change very quickly in the mutual funds arena. It's quite possible – and has happened many times – that the top category last year can fall into one of the worst- performing ones this year, and vice versa. Consequently, your efforts to capture a winning trend may be futile. Of course, within the context of investing in various mutual fund categories, you still need to choose individual funds. And, as is the case with categories, you might be tempted to give considerable weight to a fund's track record. But, similar to the situation with fund categories, "chasing performance" is typically not a good strategy – after all, last year's "hot" fund may have cooled off considerably this year. Nonetheless, review- ing a fund's longer-term track record can help you understand how it might perform through the ups and downs of the financial markets. Always keep in mind, though, that past performance can't guarantee how the fund will perform in the future. Mutual funds are popular investments – and for good reason. Since each fund generally contains dozens of securities, you get a degree of diversification you can't achieve from owning individual stocks or bonds. And, as discussed above, you can diversify further by owning funds from several categories. Just remember, though, that as you build your mutual fund portfolio, don't get caught up in last year's results – because old news just may not be that relevant today. Mutual fund investing involves risk. Your principal and investment return in a mutual fund will fluctuate in value. Your investment, when redeemed, may be worth more or less than the original cost. Don't Chase Last Year's Mutual Don't Chase Last Year's Mutual Fund Category Winners Fund Category Winners Marcus Trantham Financial Advisor 6144 Cumberland Gap Parkway Suite 3 Harrogate, TN 37752-7861 Bus. 423-869-3608 Fax 888-810-2732 marc.trantham@edwardjones.com www.edwardjones.com/marc-trantham This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones, its employees and financial advisors are not estate planners and cannot provide tax or legal advice. You should consult your estate-planning attorney or qualified tax advisor regarding your situation. • NO OBLIGATION • NEVER A CHARGE FOR OUR SERVICE Tennessee Senior Benefits 2351 East Morris Blvd. Located Across From College Square Mall, Beside Hardees 423.581.1004 800.226.1004 WE SPEAK • NO OBLIGATION MEDICARE facebook.com/tennesseemedicare Marcus Trantham Financial Advisor 6144 Cumberland Gap Parkway Suite 3 Harrogate, TN 37752-7861 Bus. 423-869-3608 Fax 888-810-2732 marc.trantham@edwardjones.com www.edwardjones.com/marc-trantham Page 10 - The Smoky Mountain Trader - July 25 - July 31, 2019 www.thesmtrader.com

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