Smoky Mountain Trader

June 20, 2019

The Smoky Mountain Trader a free Classified paper serving 12 counties in 3 states. Hamblen, Knox, Jefferson, Cocke, Grainger, Sevier, Hancock, Hawkins, Claiborne and Greene Counties in Tennessee. Plus Lee County Virginia and Bell County Kentucky.

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SAVE YOUR HOME! Are you behind paying your MORT- GAGE? Denied a Loan Mod- ification? Threatened with FORECLOSURE? Call the Homeowner's Relief Line now for Help! 844-297-3218. PPC 535 Commercial Property pic: Prime Comm Prop.jpg Prime Commercial Property 908 Buffalo Trail Morristown, TN High Traffic! Take A Look at this, you'll be surprised! Only $49,900. Hurry! Won't last at this price! Call 423-312-5656. THANKS FOR READING THIS WEEK'S TRADER. HOPE YOU FIND A BARGAIN! Mobile Home Park in Ham- blen Co., on 1.85 ac. +/-, w/5 Homes that produce over 31K per year. Also has 10 open lots, could make 50K to 100K per year. Selling for $59K for health reasons. Call between 8 am to 6 pm 423-587-1082. pic: Office_5287.jpg Pic: Office_5289.jpg Commercial Office 14x36 - 2 Offices, 1/2 Bath, Heat Pump 606-248-4800 550 Automobiles NEED EXPERIENCED MECHANIC OR CERTIFIED MECHANIC Call 423-587-9882 Ask for Steve or Al pic: 00 Malibu_RL.jpg 2000 Chevy Malibu $1,000 Day: 865-279-9090 Night: 423-869-9191 1989 Chevy Camaro, IROC-Z, Exc. cond., must see to ap- preciate. Russellville, TN 315- 529-2847. Regardless of what stage of life you're in, you must make financial and investment decisions that will e with you for the remainder of your years. But the moves you make when you're just starting out in your career may be quite different from when you're retired. So, let's look at some of these moves, stretched out across your lifetime. In your 20s and 30s: During this period, you should strive to place yourself on a sound financial footing by taking steps such as reducing, and hopefully eliminating, your student loans and embarking on saving for retirement through investments such as a 401(k) and IRA. You also might buy a home, which offers some financial benefits, but be careful not to become "house poor" by devoting too much of your monthly income to mortgage payments. If you have young children, you might also want to start saving for college, possibly through a 529 plan, which offers tax benefits, high contribution limits and the ability to switch beneficiaries, as needed. And if you do have a family, you'll certainly need to maintain adequate life insurance. Also, since you're at the early stages of your working life, you should chart a long-term financial and investment strategy with the help of a financial professional. Your strategy should encompass your important goals, risk tolerance and time horizon. And you'll want to revisit your strategy regularly to accommodate changes in your life and financial situation. In your 40s and 50s: These are the years in which your career advances, leading to bigger salaries. The more you earn, the more you should be putting away in your 401(k) or other employer-sponsored retirement plan, along with your IRA. During the middle-to- end of this particular period, you might finish helping pay for your child's higher education – which should free up even more money to put away for retirement. You also may want to consider long-term care insurance, which can help protect you against the devastating costs of an extended stay in a nursing home. In your 60s, 70s … and beyond: Once you're in this age range, chances are pretty good that you'll either retire soon or are already retired. (Although, of course, you may well want to work part-time or do some consulting.) However, you certainly haven't "retired" the need to make financial and investment decisions, because you'll have plenty, including these: When should I take Social Security? Will my investment portfo- lio provide me with enough income to help keep me ahead of inflation? How much can I afford to withdraw each year from my retirement accounts without outliving my resources? Again, a financial professional can help you deal with these and other issues. Also, if you haven't done so, now is the time to draw up your estate plans, so you can leave the type of legacy you desire – one that provides for the next generation (or two) and the charitable organizations you support. You'll need to work with a legal professional to create estate planning documents and arrangements appropriate for your needs. You will spend a lifetime making financial and investment decisions – so put in the time and effort, and get the help you need, to make the best decisions you can. Smart Financial Moves for Smart Financial Moves for Every Stage of Life Every Stage of Life Marcus Trantham Financial Advisor 6144 Cumberland Gap Parkway Suite 3 Harrogate, TN 37752-7861 Bus. 423-869-3608 Fax 888-810-2732 marc.trantham@edwardjones.com www.edwardjones.com/marc-trantham This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones, its employees and financial advisors are not estate planners and cannot provide tax or legal advice. You should consult your estate-planning attorney or qualified tax advisor regarding your situation. • NO OBLIGATION • NEVER A CHARGE FOR OUR SERVICE Tennessee Senior Benefits 2351 East Morris Blvd. Located Across From College Square Mall, Beside Hardees 423.581.1004 800.226.1004 WE SPEAK • NO OBLIGATION MEDICARE facebook.com/tennesseemedicare 215 E. Morris Blvd • Morristown Mon-Sat 9:30-7 • Sun 12-5 423-318-8787 NEW SELECTIONS & NEW SHOES & BOOTS ARRIVING DAILY ©SMTPub, Inc. www.elliottsboots.com • Find us on Facebook! Boots & Shoes Work • Outdoor & More Ariat • Danner • Merrell • Keen • Ugg • Lucchese • Justin • Sanuk • Frye Yeti • Kavu • Rocky • Reef • Teva • Chaco • Hunter 215 E. M Mon- 423 orristown 12-5 787 ©SMTP I ub Inc nc nc nc n ©SMTPub, Inc. GIFT CARDS GIFT CARDS AVAILABLE! AVAILABLE! Marcus Trantham Financial Advisor 6144 Cumberland Gap Parkway Suite 3 Harrogate, TN 37752-7861 Bus. 423-869-3608 Fax 888-810-2732 marc.trantham@edwardjones.com www.edwardjones.com/marc-trantham Page 10 - The Smoky Mountain Trader - June 20 - June 26, 2019 www.thesmtrader.com

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