Issue link: https://www.ifoldsflip.com/i/1091167
*2/1 Temporary Buydown Limited Time Incentive (the "Promotion") valid on new home contracts entered into as of 2/15/19 only and applies to all eligible Showcase/Move-in Ready homes at the above communities that close on or before 4/30/19 ("Promotion Period"), if (1) qualified buyer of an Eligible Home chooses Closing Agent selected only by Seller and finances with Seller's affiliated lender, Taylor Morrison Home Funding, LLC, NMLS #149227, CA: DBO #4131114; ("Affiliated Lender") and (2) satisfies all other closing date and eligibility criteria (each, an "Eligible Home"). Seller to pay up to 2.5% of buyer's loan amount towards temporary buydown promotion and/or closing costs, as reflected on the final Closing Disclosure. Seller paid 2/1 temporary buydown eligible for Conventional and FHA financing for qualified owner-occupied borrowers with a minimum 680 credit score. The advertised example is for general information and based on a Conforming 30 Year Fixed loan, purchase price of $475,000, 20% down payment, median credit score of 740 and a 45-day rate lock term. Interest rates as low as 2.75% for year 1; 3.75% for year 2; no longer discounted at 4.75% / 4.829% APR for years 3-30 or remaining term. (Taxes and insurance not included). HOA dues paid separately based on the HOA's current assessments. Rate lock available after borrower completes loan application with Affiliated Lender. Rates may vary depending on program, market fluctuations, as well as other factors outside of Seller or Affiliated Lender's control. Credit score/LTV/Loan amount adjustments may apply. Rate/Points not locked and subject to market fluctuation daily without notice. Total closing cost contribution subject to Seller's contribution limitations based on mortgage program. Buyer must pre-apply with Affiliated Lender before submitting offer to qualify for the Promotion. Buyer is not required to finance through Affiliated Lender or to use such Title Company selected by Seller to purchase a home; however, Buyer must use both such settlement services to receive the above 2/1 Buydown incentive. All loans are subject to underwriting and loan qualification of the lender. Services not available in all states. Rates, terms, and conditions offered are subject to change without notice. Additional licensing or other financing details regarding Affiliated Lender may be found at www.taylormorrison.com/aba. Additional license information available at NMLS Consumer Access: ww.nmlsconsumeraccess.org. All information (including, but not limited to prices, views, school assignments and ratings, availability, broker commission programs, incentives, floor plans, site plans, features, standards and options, assessments and fees, planned amenities, programs, conceptual artists' renderings and community development plans) is not guaranteed and remains subject to changes or delay without notice. Seller installed options and upgrades; Buyer-selected options are no longer available on these move-in ready homes. Prices may not include lot premiums, upgrades, and options. All homes are subject to prior sale. Offer void where prohibited or otherwise restricted by all applicable state and federal laws. No Purchase Agreement may be negotiated or signed by a prospective buyer for the purchase of a home until the Community's applicable Conditional or Final Public Report has been issued by the Department of Real Estate (DRE). Please see a Community Sales Manager and purchase agreement or visit www.taylormorrison.com for additional details. Taylor Morrison Services, Inc., DRE # 00968975. © February 2019, Taylor Morrison of California, LLC 2/13/19 Affiliated Lender's Current Market Rate (CMR). Visit one of these Sacramento area communities to learn more and see eligible homes that can close on or before April 30, 2019. Y E A R 1 Y E A R 2 Y E A R 3 - 3 0 2.75% (4.829% APR)* 3.75% (4.829% APR)* 4.75% (4.829% APR)* TWO Percent Below CMR ONE Percent Below CMR CMR Locked-In for the Remaining Loan Period taylormorrison.com Roll into a NEW built from scratch, move-in ready home this spring and enjoy reduced mortgage payments during the first two years in your new home. You'll lock in your rate and have more to spend on the things that matter most! – SACRAMENTO – Cavalo & Paloma at Caselman Ranch 1,634 – 3,020 sq. ft. From the low $400s – FOLSOM – Azure & Dakota at Folsom Ranch 1,784 – 3,063 sq. ft. From the low $500s – ELK GROVE– Aveiro, Prado, & Viana at Madeira East 2,127 – 4,590 sq. ft. From the high $400s – EL DORADO HILLS – Fiori & Vintage at Serrano 2,717 – 4,013 sq. ft. From the mid $700s – ROSEVILLE – Blume & Treo at Solaire 2,018 – 3,911 sq. ft. From the mid $400s – WOODLAND – Ivy, Laurel & Olive at Spring Lake 1,677 – 3,184 sq. ft. From the low $400s (4.829% APR) * SUNDAY, MARCH 10, 2019 Advertising Section 111 BAY AREA NEWS GROUP R7

