Smoky Mountain Trader

December 7, 2017

The Smoky Mountain Trader a free Classified paper serving 12 counties in 3 states. Hamblen, Knox, Jefferson, Cocke, Grainger, Sevier, Hancock, Hawkins, Claiborne and Greene Counties in Tennessee. Plus Lee County Virginia and Bell County Kentucky.

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Old Fairbanks Platform Scale. Has weights 20 lbs., 200 lbs. and 500 lbs. $150. Call 865- 397-9508. DONATE YOUR CAR TO CHARITY! Receive maximum value of write off for your tax- es. Running or not! All condi- tions accepted. Free pickup. Call for details. 855-398-7738. HOPKINS CONSTRUCTION For all your construction needs. Decks, Roofs, Remodeling, Handyman Work Etc. Licensed & Insured 423-277-0955 423-277-6387 Free Estimates JORDAN'S TRACTOR LAWN MOWER, AND INDUSTRIAL EQUIPMENT REPAIR Work done on all brands, Specializing in John Deere. 36 years experience Also do ALL auto repairs. 304 Jarnigan Avenue Morristown Call 423-312-0109 or Earnest Jordan at 423-312-3123 or Danny Jordan at 423-307-7236 LIVING WITH KNEE OR BACK PAIN? Medicare recip- ients may quality to receive a pain relieving brace at little or no cost. Call now! 844-528- 6560. New 12x12 brown carpet, $96. 423-300-9246. serta recliner Fred's Furniture Sales, Serta Recliners starting at $198. Serta Sofas starting at $319. Sectionals starting at $599. Plush Queen Set starting at $309. 15075 W AJ Hwy, Bulls Gap (next to Yoders) Open Thur. - Fri. 11:00am - 5:00pm. Sat. 11:00am - 4:00 pm Call 423-312-6643. BUY-SELL-TRADE- RENT Quality musical instruments. Vintage guitars and School band Rentals from $20 per month. Reeds, valve oil, repairs, maintenance kits. Used Musical Instruments OVER 150 NEW AND USED GUITARS FOR SALE! The Trade Center 423-587-3277 CHRISTMAS COLLECTABLES SHOW Nascar Die Cast, Sport Cards and Autographed Items at the College Square Mall 2550 East Morris Blvd Morristown TN December 8-10, 2017 Regular Mall Hours For Information Call Freddie Campbell 865-322-2163. 236 Legal Services CREDIT CARD DEBT? Fi- nancially stressed out? stop the harassment! Make one monthly payment YOU can AFFORD! Get help now and save! Call Toll Free 855-781- 6734. Problem Credit Report? Lex- ington Law helps works to challenge inaccurate negative items including: idenity theft, collections, late payments, li- ens and more from your cred- it report. Call for a free credit repair consultation: 423-616- 1040. John C. Heath, Attorney at Law, PLLC, dba Lexington Law Firm. Are you in BIG trouble with the IRS? Stop wage & blank levies, liens & audits, unfiled tax returns, payroll issues, & resolve tax debt FAST. Call 423-714-0012. Over $10K in debt? Be debt free in 24-48 months. Pay a fraction of what you own. A+ BBB Rated. Call National Debt Relief. 423-492-0306. Some people dream of retiring early. Are you one of them? If so, you'll need to plan ahead – because a successful early retire- ment can't be achieved through last-minute moves. So, if you're determined to retire early, consider taking the following steps: Pick a date. Early retirement means different things to different people. But it's important to pick an exact age, whether it is 60, 62, 64, or whatever, so you can build an appropriate retire- ment income strategy. Think about your retirement lifestyle. You may know that you want to retire early – but have you thought about what you want to do with your newfound time? Will you simply stay close to home and pursue your hobbies? Do you dream of spending two months each winter on a tropical island? Or are you thinking of opening your own small business or doing some consulting? Different retire- ment lifestyles can have vastly different price tags. Once you've envisioned your future, you can develop a saving and investment plan to help you get there. Boost contributions to your retire- ment plans. If you want to retire early, you may well need to accelerate your contributions to your retirement accounts, such as your IRA and your 401(k) or other employer-sponsored plan. You may need to cut back in other areas of your life to maximize the amounts you put into your retirement plans, but this sacrifice may be worth it to you. Invest for growth. Your investment strategy essentially should be based on three key factors: your goals, risk tolerance and time horizon. When you change any one of these variables, it will affect the others. So, if you shorten your time horizon by retiring early, you may well need to reconsider your risk tolerance. Specifically, you may need to accept a somewhat higher level of invest- ment risk so you can nvest for greater growth potential. Keep a lid on your debt load. It's easier said than done, but try to manage your debt load as tightly as possible. The lower your monthly debt payments, the more you can contribute to your retirement plans. Life is unpredictable. Even if you take all the steps described above, you may still fall short of your goal of retiring early. While this may be some- what disappointing, you might find that adding just a few more years of work can be beneficial to building resources for your chosen retirement lifestyle. For one thing, you can continue contributing to your IRA and your 401(k) or similar employer-sponsored plan. Plus, if you're still working, you may be able to afford delaying your Social Security payments until you're closer to your "normal" retirement age, which, as defined by the Social Security Adminis- tration, likely will be 66 or 67. The longer you put off taking these benefits, the bigger your monthly checks, although they will max out once you reach 70. And even if you are not able to retire early, some of the moves you took to reach that goal – such as contributing as much as you could afford to your IRA and 401(k), controlling your debts, and so on – may pay off for you during your retirement – whenever it begins. Can You Afford to Retire Early? Can You Afford to Retire Early? Marcus Trantham Financial Advisor 6144 Cumberland Gap Parkway Suite 3 Harrogate, TN 37752-7861 Bus. 423-869-3608 Fax 888-810-2732 marc.trantham@edwardjones.com www.edwardjones.com/marc-trantham This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. ( 423 ) 581-2008 Evening and Saturday Appointments Available • Home and Hospital Visits Available Litigation in all Tennessee State and Federal Courts ©SMTPUB INC Evening and Saturday Appointments Available • Home and Hospital Visits Available Litigation in all Tennessee State and Federal Courts 837 West 1st North St. Morristown, TN 37814 Next to the Chamber of Commerce C.E. BUD CUNNINGHAM Army Lt. Colonel (Retired) • Adjunct Proffessor of Law, LMU BANKRUPTCY • CRIMINAL DEFENSE Divorce • Custody • Child Support Marcus Trantham Financial Advisor 6144 Cumberland Gap Parkway Suite 3 Harrogate, TN 37752-7861 Bus. 423-869-3608 Fax 888-810-2732 marc.trantham@edwardjones.com www.edwardjones.com/marc-trantham Page 10 - The Smoky Mountain Trader - December 7 - December 13, 2017 www.thesmtrader.com SmkyMtnTrader

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