Washington County Weekend Post

4 • W a s h i n g t o n C o u n t y P o s t R e t a i l • 1 1 - 1 9 - 1 7 W hen you look at your to-do list, does it seem a mile long? From running errands, returning emails and making hurried trips to the ATM, modern life has never been busier for Americans. You can reclaim your day by using a few simple time- saving methods. By simplifying common tasks, you can open up hours each week plus reduce stress levels. The following are some strategies to consider if you want to make a big impact. Handheld financial freedom Need to pay the babysitter, split the lunch bill or send money to your sister for grandma's birthday gift? No need to run to the ATM. Person-to-person (P2P) payment options make it safe and simple to send money instantly. Gareth Gaston, executive vice president of Omnichannel for U.S. Bank, shared results from the U.S. Bank Cash Behavior survey, which shows that 47 percent of people prefer to use digital apps to make payments versus cash. What's more, this desire crosses generations, so both boomers and millennials - and everyone in between - want to digitize personal payments. A great, hassle-free option for P2P is Zelle, a payment network backed by leading financial institutions including U.S. Bank. Zelle works through your mobile banking app and allows you to quickly and securely send and receive payments. Plus, once you are registered, there is virtually no waiting period - accounts instantly reflect deposits and transfers. Imagine the time saved when you eliminate last-minute cash runs. Learn more at www. USbank.com/zelle. Work smarter, not harder Whether you're a bi-coastal professional or a stay-at- home parent, you have a lot to get done and little time to do it. With some strategic planning, your days will be less hectic while maximizing productivity. Being proactive and organized can save loads of time. For example, on Sunday, organize outfits for the entire week for you and the kids. Another smart tip is to pack lunches, backpacks and briefcases the night prior. Do these things and your mornings will be smooth sailing. Another huge time-saver is how you communicate. Rather than responding to messages as they come, block specific times on your calendar - such as at 11 a.m. and 3 p.m. - to respond to communication. When you return emails, calls and texts in batches, you save time over stringing out these activities throughout the day. Bonus tip: For smartphone addicts, make sure you program autofill words you commonly use to make finger typing lightning fast. Shop savvy and eliminate errands Running around town can eat up a lot of your valuable time. If you can automate deliveries of frequently used items, do it. Common household goods that are always on your list will no longer be a reason that drags you out the door. Additionally, many retailers now offer online order and pickup options. This means you do all your shopping from the comfort of your home or office, and then just swing by the store and they load your bags into your car. No crammed aisles, no long lines, no stress. From eliminating the need for cash on hand to easing email overload, these smart tips will save you time so you can spend your spare moments doing the things you really love. Reclaim your life by adopting these strategies today. Financial News Time-saving tricks that save hours each week (BPT) *Securities and Investment Advisory Services offered through Woodbury Financial Services, Inc. Member FINRA, SIPC. Insurance offered through Reis Financial Services, LLC which is not affiliated with Woodbury Financial Services, Inc. Neither Woodbury Financial Services, Inc. or it's representatives or employees provide legal or tax advice. ❖ Pay too much in taxes ❖ Need to invest money ❖ Wish to discuss your 401k rollover ❖ Need to plan your estate ❖ Are near retirement ❖ Desire a Roth IRA ❖ Need a Business Plan CONSULT US IF YOU: 253624002 Timothy M. Reis*, LUTCF Financial Advisor 4524 Dollar Drive, West Bend, WI (262) 338-0018 www.reisfs.com Jerry Beine, FICF, LUTCF* Financial Representative 3274 Pleasant Valley Rd. West Bend, WI 53095 Bus: 262-677-4785 Cell:262-305-5611 jerome.r.beine@mwarep.org

• Cover