Washington County Weekend Post

7 - 3 1 - 1 6 • W a s h i n g t o n C o u n t y R e a l E s t a t e • 7 Legend: The rate and annual percentage rate (APR) are effective as of the "Last Update (date)" for each individual lender. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). All rates, fees and other information are subject to change without notice. Some or all of the companies appearing in this table pay a fee to appear in this table. Sample Repayment Terms - ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be avail- able to you. To appear in this table, call 262-306-5022. 247968005 A survey of competitive mortgage rates. Participants pay a fee to be included in this feature. Assured Mortgage, Inc. (262) 754-4024 Last update 7/27/16 www.assuredmortgage.com/mschell 2375 W. Washington Street • West Bend, WI 53095 (262) 754-4024 • NMLS #262877 Ask me about our No Closing Cost Options! Peoples Home Equity, Inc (262) 306-6800 RATE PROGRAM PTS/APP Fees % DOWN LOCK APR/LOAN AMT. 3.250 30 yr. Fixed 0/$425 5% 45 days 3.424/200,000 3.250 20 yr. Fixed 0/$425 5% 45 days 3.424/200,000 2.750 15 yr. Fixed 0/$425 5% 45 days 2.799/200,000 3.375 30 yr. FHA 0/$425 3.5% 45 days 3.676/200,000 3.375 30 yr. VA 0/$425 0% 45 days 3.704/200,000 3.375 30 yr. USDA Purchase 0/$425 0% 45 days 3.537/200,000 Brian Riley, Branch Manager NMLS #272359 • (262) 306-6800 Harp 2.0 available; refinance regardless of your home's value. Call to see if you qualify. Last update 7/6/16 RATE PROGRAM PTS/APP Fees % DOWN LOCK APR/LOAN AMT 3.500 30 yr. Fixed 0/$375 5% 45 days 3.828/200k 2.750 15 yr. Fixed 0/$375 5% 45 days 3.047/200k 3.000 7/1ARM 0/$375 10% 45 days 2.961/200k 3.250 30 yr. USDA 0/$400 0% 45 days 4.026/150k 3.250 30 yr. VA 0/$375 0% 45 days 3.584/150k 3.250 30 yr. FHA 0/$425 3.5% 45 days 4.308/150k 3.500 30 yr. WHEDA 0/$375 3% 45 days 3.781/100k Commerce State Bank (262) 247-2800 1700 S Silverbrook Drive, West Bend, WI 53095 W61N301 Washington Ave, Cedarburg, WI 53012 524 E Green Bay Ave, Saukville WI 53080 12960 W Bluemound Rd, Elm Grove WI 53122 NMLS# 772412 Local Servicing Low Closing Costs Local Expert Lenders Purchase a home with $0 down! No closing cost loans available E Q U A L H O U S I N G OPPORTUNITY Member FDIC APPLY at www.Commercestatebank.com Last update 7/27/16 Kohler Credit Union (262) 268-7240 RATE PROGRAM PTS/APP Fees % DOWN APR/LOAN AMT. 1.990 6 mon. Const 0/$450 20% 2.990/150,000 3.375 30 yr. Fixed 0/$450 5% 3.418/100,000 2.625 15 yr. Fixed 0/$450 5% 2.702/100,000 N/A FHA 0/$450 3.5% N/A/100,000 2.49 5/1 ARM 0/$450 20% 3.045/100,000* 2.75 Paid-in 10 0/$599 20% 2.858/100,000** Dan Bodart 262-268-7240 Ext 2604 or 888-528-2595 Ext 2604 NMLS#474451 Now 24 hour mortgage application access through our Website WWW.Kohlercu.com. $150 closing cost credit for Web applications. Credit Union Membership open to all who live or work in Ozaukee and Washington Counties. Last update 7/26/16 *Down payment may come from gift for qualified borrowers **Refinances only. Total closing costs $599 Mortgage Market RATE PROGRAM PTS/APP Fees % DOWN APR/LOAN AMT. GlacierHillsCU.org • 262-338-1888 West Bend • Hartford • Fond du Lac Apply online & use our Rate Tracker online at GlacierHillsCU.org VA, FHA, USDA & Reverse Mortgages Available NMLSR# 593750 Last update 7/26/16 3.50 30 yr. Fixed 0/$0 5% 3.561/150,000 2.75 15 yr. Fixed 0/$0 5% 2.858 /150,000 2.75 10 yr. Fixed 0/$0 5% 2.903/150,000 3.000 7 yr. Fixed 0/$0 20% 3.166/100,000 2.75 5 yr. Fixed 0/$0 20% 2.937/$50,000 RATE PROGRAM PTS/APP Fees LOCK APR/LOAN AMT 3.500 30 yr. 0/$350 30 days 3.579/$100,000* 2.750 15 yr. 0/$350 30 days 2.819/$100,000* 3.500 WHEDA 0/$350 45 days 4.008/$100,000 3.125 FHA 30 yr. 0/$350 30 days 4.145/$100,000 FOR SALE BY OWNER 7161 Glencoe Dr, Cedarburg WI 53012 Price $290,000 By Appt. Only 262-675-0811 1972 Ranch on 1 acre in Cedarburg. This 3BR/2BA home has a wood fireplace, natural gas & A/C plus a 2 car garage. 251304004 Custom built split ranch home. 1900+ sq ft 3BR/2BA/3 car GA. Great Room open to kitchen dinette with open concept, granite counters, maple cabinetry, wood floors. Basement set up for future activities with walk out exposure. $310,000 • 414-828-7901 251034002 SLINGER AREA NEW CONSTRUCTION NEW CONSTRUCTION SLINGER AREA ©2010 Coldwell Banker Real Estate LLC. All Rights Reserved. Coldwell Banker© is a registered trademark licensed to Coldwell Banker Real Estate LLC. www.ColdwellBankerOnline.com • Any House • Anytime • Anywhere 247796014 We s t B e n d O f f i c e • 8 7 0 E . P a r a d i s e D r. • 2 6 2 - 3 3 4 - 5 5 8 9 JOI N A LEADER I N THE I ND US T RY! Serving Real Est ate N eeds of Buyers & Sellers i s m y PASSION BRENDA ALEXANDER 2014/2015 International President's Circle Representing "Your Best Interests" 920-904-2444 or 262-365-5323 www.WisconsinSellToday.com FREE recorded message 1-800-479-8209 ID# 1041 OR HOMESELLERS Find out what the home down the street sold for. FREE computerized list with pictures of area home sales and current listings. Emmer Real Estate, Inc. 248518002 Shorewest, Realtors® is pleased to welcome Sarah Voss who joined Shorewest, Realtors® in June 2016. Gypsum brings the strength and durability of plas- ter into a modern drywall. Incredibly strong, Habito drywall is not only able to stand up to extreme abuse, but it's also able hold an incredible amount of weight, up to 30 pounds on a single wood screw. This new drywall eliminates the need to find a stud or install a wall anchor, and makes decorating and redecorating incredibly easy. It's particularly handy for today's modern lifestyle where televisions, speakers, pictures and shelves are mounted on the wall. Of course, these more refined and stronger building technologies are only part of the story of why homes are now built better than ever. If you want to learn more and get inspired for your next construc- tion or remodeling project, visit HanginWithHabito.com for more information on their revolutionary drywall product. And the next time someone says "they just don't build them like they used to," you'll say that's a good thing. Building Better continued from page 2 Did you know? Eco-friendly real estate trends are growing in popularity, as more and more home buy- ers are looking for ways to protect the planet and reduce the often considerable costs associated with home ownership. In a survey of more than 1,000 consumers in the United States, SurveyMonkey.com, working in conjunction with Blueshift Research, found that 1 in 3 consumers pre- fer eco-friendly products, and 35 percent are willing to spend more money on prod- ucts that are good for the environment. Such trends are reflected in the real indus- try, where many buyers are looking for tinier homes that produce smaller carbon footprints. According to the National Association of Home Builders, the average new home in 2015 was expected to be roughly 2,200 square feet. That's roughly 10 percent smaller than the average new home built in 2010. Smaller homes con- sume less energy, which appeals to home- owners looking to save money and live more eco-friendly lifestyles. In addition to smaller homes, homeowners are increas- ingly looking to sustainable materials when building or renovating their homes. Products that conserve water, including low-flow toilets and water-conserving showerheads, have also grown in populari- ty. TF15B695

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