Washington County Weekend Post e-edition
Issue link: http://www.ifoldsflip.com/i/537183
(BPT) - What makes a per- son or a family decide a home is the perfect for them? Is it all location, location, location? What about price, schools or the neighborhood? Or is it something else; a feeling they get when they walk in the door, a detail they notice or a scent in the air. If you're selling your home your home, your location, neighborhood and school district are predetermined. Yet there is plenty you can do yourself to make sure your open house has that wow factor and captivates would-be buyers. Here are five tips to get you started so that next family will determine your home is the perfect home. * Get clean. It sounds sim- ple, but it's amazing how many homeowners don't clean their homes before an open house. This is one case where lived-in isn't going to cut it. The kitchen and bathrooms should be spotless, cracked tiles should be repaired and any plumbing issues should be addressed. Expect that peo- ple will try the sinks and flush the toilets. If you don't feel you can get your home ready on your own, hire a professional clean- ing service to do the job for you. The money you spend on the cleaners will be well worth it when your house sells quickly. * Add a fresh sent to the air. Your home should be pleasing to the eye as well as pleasing to the nose. Realtors have recognized the benefits of great smells for years. You can keep your home smelling great throughout the showing - and without synthetic ingredients - by using pure essential oils from Aura Cacia. Try this simple recipe to create a warm, comforting atmosphere that can help put potential property buyers at ease with these recipes: 1 cup coarse-grained, chunky sea salt 1 teaspoon jojoba or grape- seed oil (just enough to make the salts glisten) 25 drops vanilla precious essential oil 10 drops lavender essential oil 10 drops sweet orange essential oil Mix salt and oils, pour into a decorative dish or bowl and set out on a table. Placing the crystals in a warm sunny window or near a heat register will help diffuse the delicious aroma throughout the room. Stir in additional essential oils to boost the scent as needed. More recipe ideas and open house tips can be found at www.auracacia.com. * Time for a makeover. If your home needs a more substantial makeover before it can sell, focus your energy and your money on the most impor- tant rooms in the home. Kitchens and master bed- rooms sell homes, meaning that a granite countertop, new appliance or fresh coat of bedroom paint will give you a better chance to sell your home than other proj- ects may allow. * Cut the clutter. Even the cleanest homes still feel messy if there's lots of clutter. Before your open house, adopt a minimalist approach and keep your home as clutter-free as pos- sible. Remember, you want buyers to see the beauty of your home, not simply the items you keep in it. * Start at the curb. Poor curb appeal can put buyers off to your home before they even step foot inside. Make sure your home's out- side is every bit as beauti- ful as the inside. Paint the exterior if you need to, plant flowers in the flower bed and mow the lawn. Buyers should never walk up to your front door already thinking it's a fixer-upper. An open house provides an excellent opportunity to showcase your home and help buyers fall in love with. And once they do, they're sure to make your cur- rent home their future home. 242032022 A survey of competitive mortgage rates. Participants pay a fee to be included in this feature. Assured Mortgage, Inc. (262) 754-4024 Last update 7/1/15 www.assuredmortgage.com/mschell 2375 W. Washington Street • West Bend, WI 53095 (262) 754-4024 • NMLS #262877 FHA has reduced its annual insur- ance premium by .500%. Ask me about a FHA Streamline Refinance if you have a recent FHA Mortgage!! Peoples Home Equity, Inc (262) 306-6800 RATE PROGRAM PTS/APP Fees % DOWN LOCK APR/LOAN AMT. 4.125 30 yr. Fixed 0/$425 5% 45 days 4.174/200,000 4.125 20 yr. Fixed 0/$425 5% 45 days 4.174/200,000 3 .375 15 yr. Fixed 0/$425 5% 45 days 3.424/200,000 3 .875 30 yr. FHA 0/$425 3.5% 45 days 4.226/200,000 3 .875 30 yr. VA 0/$425 0% 45 days 4.154/200,000 4.000 30 yr. USDA Purchase 0/$425 0% 45 days 4.437/200,000 Brian Riley, Branch Manager NMLS #272359 • (262) 306-6800 Harp 2.0 available; refinance regardless of your home's value. Call to see if you qualify. Last update 6/25/15 RATE PROGRAM PTS/APP Fees % DOWN LOCK APR/LOAN AMT 4.125 30 yr. Fixed 0/$375 5% 45 days 4.503/200k 3.375 15 yr. Fixed 0/$375 5% 45 days 3.672/200k 3.375 7/1ARM 0/$375 10% 45 days 3.121/200k 3.750 30 yr. USDA 0/$400 0% 45 days 4.526/150k 3.750 30 yr. VA 0/$375 0% 45 days 4.087/150k 3.750 30 yr. FHA 0/$425 3.5% 45 days 4.810/150k 4.125 30 yr. WHEDA 0/$375 3% 45 days 4.406/100k Commerce State Bank (262) 247-2800 RATE PROGRAM PTS/APP Fees LOCK APR/LOAN AMT 4.125 30 yr. 0/$350 30 days 4.186/$100,000* 3.375 15 yr. 0/$350 30 days 3.482/$100,000* 4.125 WHEDA 0/$350 45 days 4.211/$100,000 3.625 FHA 30 yr. 0/$350 30 days 4.703/$100,000 1700 South Silverbrook Drive, West Bend, WI 53095 W61 N301 Washington Avenue, Cedarburg, WI 53012 Mortgage Officers: Amy Schmoldt NMLS#457083, Carol Ford NMLS#608408, Tom Sloey NMLS#826254, Eric Bast NMLS#477273, Linda Chesak NMLS# 523660, Tracey Keyes NMLS#280468 or Jim Frieseke NMLS#266433 *Closing Costs $899 or less on Mortgage Purchases or Refinances! Purchase a home with $0 down! Fast Turn Times - Close in less than 30 days! E Q U A L H O U S I N G OPPORTUNITY Member FDIC APPLY at www.Commercestatebank.com Last update 7/1/15 Kohler Credit Union (262) 268-7240 RATE PROGRAM PTS/APP Fees % DOWN APR/LOAN AMT. 1.990 6 mon. Const 0/$450 20% 2.990/150,000 3.99 30 yr. Fixed 0/$450 5% 4.035/100,000 3.25 15 yr. Fixed 0/$450 5% 3.328/100,000 N/A FHA 0/$450 3.5% N/A/100,000 2.990 5/1 ARM 0/$450 20% 1.738/100,000* 2.990 Paid-in 10 0/$599 20% 3.15/$100,000** Dan Bodart 262-268-7240 Ext 2604 or 888-528-2595 Ext 2604 NMLS#474451 Now 24 hour mortgage application access through our Website WWW.Kohlercu.com. $150 closing cost credit for Web applications. Credit Union Membership open to all who live or work in Ozaukee and Washington Counties. Last update 7/1/15 *Down payment may come from gift for qualified borrowers **Refinances only. Total closing costs $599 Mortgage Market Legend: The rate and annual percentage rate (APR) are effective as of the "Last Update (date)" for each individual lender. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). All rates, fees and other information are subject to change without notice. Some or all of the companies appearing in this table pay a fee to appear in this table. Sample Repayment Terms - ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be avail- able to you. To appear in this table, call 262-306-5022. RATE PROGRAM PTS/APP Fees % DOWN APR/LOAN AMT. GlacierHillsCU.org • 262-338-1888 West Bend • Hartford • Fond du Lac Apply online & use our Rate Tracker online at GlacierHillsCU.org VA, FHA, USDA & Reverse Mortgages Available NMLSR# 593750 Last update 7/2/15 4.125 30 yr. Fixed 0/$0 5% 4.217/150,000 3.375 15 yr. Fixed 0/$0 5% 3.526/150,000 3.125 10 yr. Fixed 0/$0 5% 3.339/150,000 3.00 7 yr. Fixed 0/$0 20% 3.166/100,000 2.75 5 yr. Fixed 0/$0 20% 2.937/$50,000 Perfect getaway with 100' of Lake Winnebago frontage! 2 bedroom Mobile Home in Great condition - completely furnished & has a deck and 2 car garage! The lot is .69 acre- 319' deep - perfect cottage setting or future home site. $139,900. MLS 50110207 N3669 Harschs Beach Rd, Stockbridge The Key Group Call Brian 920-960-6104 24509900 Lake Winnebago Two Story/Open Concept in nice neighborhood - built in 2007. 4BR/2.5 BA. Master Bath w/ Jacuzzi. Gas FP in LR. 2 Car GA w/ nice yard. Appliances included. No Neighbors in back. Close to shopping & schools. $269,000 Call for a private showing today: 262-627-0344 OPEN HOUSE SUNDAY, JUNE 21 st 1-3 1623 REDWOOD ST WOODED SECLUSION! 9.866 ACRES · 198,000 Call owner at 262.689.2482 3PMMJOH,FUUMF.PSBJOFtIBSEXPPET )XZ,FXBTLVN 244724002 Find Out What Your Home is Worth On-Line Visit www.FreeWiRealEstateInfo.org Emmer Real Estate, Inc. 244366001 A lmost 1/2 acre private wooded city lot. Quiet location, borders beautiful Eisenbaun Trail. Bonus! Includes lot frontage approx. 58x170' ready for your personal use and enjoyment. Owner planted numerous trees on frontage. Sewer/water, underground utilities. Park, municipal fees already paid! Choose your builder or use owner's custom ranch home plan with survey. Easy commute. Hwy G/Hwy 45. MLS #1420756 • PRICE REDUCED $59,900 Call Dave Spooner, DAS Homes • 262-366-0990 Lot 2 Stonebridge Rd., West Bend 5 ways to get buyers to see your open house as their next house 4 • W a s h i n g t o n C o u n t y R e a l E s t a t e • 7 - 5 - 1 5