Washington County Weekend Post

6 • W a s h i n g t o n C o u n t y R e a l E s t a t e • 1 2 - 2 1 - 1 4 Wishing All of My Past and Present Clients a Merry Christmas and a Happy & Healthy 2015! Sally Lewin 414-416-9260 Mary Sauer 262-305-0044 May the Spirit of the Christmas season fill your home with joy that lasts through the New Year. 241435007 Wishing you a Joy-filled and Blessed Christmas! Kelly Garcia 262-384-1199 241713002 241616005 A survey of competitive mortgage rates. Participants pay a fee to be included in this feature. Assured Mortgage, Inc. (262) 754-4024 Last update 12/17/14 www.assuredmortgage.com/mschell 2375 W. Washington Street • West Bend, WI 53095 (262) 754-4024 • NMLS #262877 Look at all these LOW RATES!! Close in less than 30 days. Underwater Mortgage? We may be able to help. Peoples Home Equity, Inc (262) 306-6800 RATE PROGRAM PTS/APP Fees % DOWN LOCK APR/LOAN AMT. 3 .750 30 yr. Fixed 0/$425 5% 45 days 3 .799/200,000 3..625 20 yr. Fixed 0/$425 5% 45 days 3..674/200,000 3 .125 15 yr. Fixed 0/$425 5% 45 days 3 .174/200,000 3 .500 30 yr. FHA 0/$425 3.5% 45 days 3 .851/200,000 3 .500 30 yr. VA 0/$425 0% 45 days 3 .779/200,000 3 .750 30 yr. USDA Purchase 0/$425 0% 45 days 4.062/200,000 Brian Riley, Branch Manager NMLS #272359 • (262) 306-6800 Harp 2.0 available; refinance regardless of your home's value. Call to see if you qualify. Last update 12/17/14 RATE PROGRAM PTS/APP Fees % DOWN LOCK APR/LOAN AMT 3.875 30 yr. Fixed 0/$375 5% 45 days 3.967/200k 3.125 15 yr. Fixed 0/$375 5% 45 days 3.267/200k 3.125 7/1ARM 0/$375 5% 45 days 3.318/200k 3.500 30 yr. USDA 0/$400 0% 45 days 4.219/100k 3.500 30 yr. FHA 0/$450 3.5% 45 days 4.836/150k 3.500 30 yr. VA 0/$375 0% 45 days 3.904/150k 4.125 30 yr. WHEDA 0/$375 3% 45 days 4.521/100k Commerce State Bank (262) 247-2800 RATE PROGRAM PTS/APP Fees LOCK APR/LOAN AMT 3.875 30 yr. 0/$395 30 days 3 .936/$100,000 3.000 15 yr. 0/$395 30 days 3 .106/$100,000 4.125 WHEDA 0/$395 45 days 4.211/$100,000 3 .750 FHA 0/$395 30 days 5.343/$100,000 1700 South Silverbrook Drive, West Bend, WI 53095 W61 N297 Washington Avenue, Cedarburg, WI 53012 Mortgage Officers: Doug Hall NMLS#779480, Amy Schmoldt NMLS#457083, Tom Sloey NMLS#826254, Eric Bast NMLS#477273, or Linda Chesak NMLS# 523660 Check for current rates and/or Apply online. www.Commercestatebank.com Purchase a home with $0 down! Fast Turn Times - Close in less than 30 days! E Q U A L H O U S I N G OPPORTUNITY Member FDIC www.Commercestatebank.com Last update 12/10/14 UNBEATABLE SERVICE Kohler Credit Union (262) 268-7240 RATE PROGRAM PTS/APP Fees % DOWN APR/LOAN AMT. 1.990 6 mon. Const 0/$450 20% 2 .990/150,000 3.750 30 yr. Fixed 0/$450 5% 3.795/100,000 3.000 15 yr. Fixed 0/$450 5% 3.078/100,000 N/A FHA 0/$450 3.5% N/A/100,000 2.990 5/1 ARM 0/$450 20% 1.738/100,000* 3.200 Paid-in 10 0/$599 20% 3.309/$100,000** Dan Bodart 262-268-7240 Ext 2604 or 888-528-2595 Ext 2604 NMLS#474451 Now 24 hour mortgage application access through our Website WWW.Kohlercu.com. $150 closing cost credit for Web applications. Credit Union Membership open to all who live or work in Ozaukee and Washington Counties. Last update 12/17/14 *Down payment may come from gift for qualified borrowers **Refinances only. Total closing costs $599 Mortgage Market Legend: The rate and annual percentage rate (APR) are effective as of the "Last Update (date)" for each individual lender. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). All rates, fees and other information are subject to change without notice. Some or all of the companies appearing in this table pay a fee to appear in this table. Sample Repayment Terms - ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 262-306-5022. Find Out What Your Home is Worth On-Line Visit www.FreeWiRealEstateInfo.org Emmer Real Estate, Inc. 241582003 It's the Little Moments That Make a House a Home

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