Washington County Weekend Post

bring the colors into the room. "Incorporate the bold, bright colors in smaller ways like bedding or lamps," she said. "You could also paint the ceil- ing the bright color and use a lighter, more subtle color on the walls. That way when the child goes to bed they can see their favorite color, but it's not quite as bold for other members of the family. Don't be afraid to find cre- ative ways to compromise and make sure that both you and your child are happy with the color of the room." 4. Create a Space They Want to Live In "Life can be chaotic and every family member should have a space in the home to seek refuge from that," said Tarrence. "A child's bed- room or play- room should provide a safe, quiet place for them to escape to. Include comfortable seating and good lighting for reading. Make sure there are good storage options to keep all of their things under wraps and not laying about. This will help them keep the room tidy and comfortable." 5. Let Them Help No matter what remodel- ing or redecorating is being done to a child's space, Scott suggests let- ting the child be involved in the process. "Involving the kids in the design choices can be really fun, and it will probably make them like the room much more," she said. "Yes, parents always have the final say, but allowing chil- dren a say in their space builds confi- dence and some life skills. Measuring the room and deciding where to place furniture might lead to a future skill. If they show interest, I think it is important to let them participate and express it." For more informa- tion or to receive a free copy of an annual membership roster list- ing all members alpha- betically and by catego- ry, and the booklet, "Milwaukee/NARI's Remodeling Guide," call 414- 771-4071 or visit the Council's website at www.milwaukeenari.org. 8 - 1 7 - 1 4 • W a s h i n g t o n C o u n t y R e a l E s t a t e • 1 1 239479003 A survey of competitive mortgage rates. Participants pay a fee to be included in this feature. Assured Mortgage, Inc. (262) 754-4024 Last update 8/13/14 www.assuredmortgage.com/mschell 2375 W. Washington Street • West Bend, WI 53095 (262) 754-4024 • NMLS #262877 Check out our 7 Year ARM! Close in less than 30 days. Underwater Mortgage? We may be able to help. Peoples Home Equity, Inc (262) 306-6800 RATE PROGRAM PTS/APP Fees % DOWN LOCK APR/LOAN AMT. 4.125 30 yr. Fixed 0/$425 5% 45 days 4.174/200,000 4.125 20 yr. Fixed 0/$425 5% 45 days 4.174/200,000 3 .375 15 yr. Fixed 0/$425 5% 45 days 3 .424/200,000 3 .875 30 yr. FHA 0/$425 3.5% 45 days 4.226/200,000 3 .875 30 yr. VA 0/$425 0% 45 days 4.154/200,000 4.000 30 yr. USDA Purchase 0/$425 0% 45 days 4.312/200,000 Brian Riley, Branch Manager NMLS #272359 • (262) 306-6800 Harp 2.0 available; refinance regardless of your home's value. Call to see if you qualify. Last update 8/13/14 RATE PROGRAM PTS/APP Fees % DOWN LOCK APR/LOAN AMT 4.125 30 yr. Fixed 0/$375 5% 45 days 4.217/200k 3.125 15 yr. Fixed 0/$375 10% 45 days 3.267/200k 3.250 7/1ARM 0/$375 5% 45 days 3.109/200k 3.750 30 yr. USDA 0/$400 0% 45 days 4.314/100k 3.750 30 yr. FHA 0/$450 3.5% 45 days 4.287/150k 3.750 30 yr. VA 0/$375 0% 45 days 4.154/150k 4.500 30 yr. WHEDA 0/$375 3% 45 days 4.906/100k Commerce State Bank (262) 247-2800 RATE PROGRAM PTS/APP Fees LOCK APR/LOAN AMT 4.125 30 yr. 0/$395 30 days 4.186/$100,000 3.250 15 yr. 0/$395 30 days 3.356/$100,000 4.500 WHEDA 0/$395 45 days 4.588/$100,000 3..750 FHA 0/$395 30 days 5.343/$100,000 1700 South Silverbrook Drive, West Bend, WI 53095 W61 N297 Washington Avenue, Cedarburg, WI 53012 Mortgage Officers: Doug Hall NMLS#779480, Amy Schmoldt NMLS#457083, Tom Sloey NMLS#826254, Eric Bast NMLS#477273, or Linda Chesak NMLS# 523660 Check for current rates and/or Apply online. www.Commercestatebank.com Purchase a home with $0 down! Fast Turn Times - Close in less than 30 days! E Q U A L H O U S I N G OPPORTUNITY Member FDIC www.Commercestatebank.com Last update 8/13/14 UNBEATABLE SERVICE Kohler Credit Union (262) 268-7240 RATE PROGRAM PTS/APP Fees % DOWN APR/LOAN AMT. 1.990 6 mon. Const 0/$450 20% 2 .99/150,000 4.125 30 yr. Fixed 0/$450 5% 4.170/100,000 3.125 15 yr. Fixed 0/$450 5% 3.204/100,000 N/A FHA 0/$450 3.5% N/A/100,000 2.990 5/1 ARM 0/$450 20% 1.738/100,000* 3.200 Paid-in 10 0/$599 20% 3.309/$100,000** Dan Bodart 262-268-7240 Ext 2604 or 888-528-2595 Ext 2604 NMLS#474451 Now 24 hour mortgage application access through our Website WWW.Kohlercu.com. $150 closing cost credit for Web applications. Credit Union Membership open to all who live or work in Ozaukee and Washington Counties. Last update 8/13/14 *Down payment may come from gift for qualified borrowers **Refinances only. Total closing costs $599 Mortgage Market Legend: The rate and annual percentage rate (APR) are effective as of the "Last Update (date)" for each individual lender. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). All rates, fees and other information are subject to change without notice. Some or all of the companies appearing in this table pay a fee to appear in this table. Sample Repayment Terms - ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 262-306-5022. 2090 Zuern Rd, Hartford Top quality contemporary. Open Staircase in homes center. Has a balcony overlooking the cathedral living room and leads to 2 bedrooms on either side of loft and bath. Master suite. Eat-in-Kitchen – Family – Great Room leads to huge backyard, deck and screen house. $197,000 Carol R Reineke, GRI, Realtor, Broker-Associate (262) 483-7111 110 E. Grand Avenue creineke@remax.net Port Washington OPEN SUNDAY 1-3 Remax United 239652059 www.carolreineke.com ★ ★ HOBBY FARM • NEW LISTING ★ ★ 3.5 acres of country living with an awesome view that includes a mobile home, 36x96 barn and 2 additional steel pole sheds 54x72 and 36x48. New well 5 yr old. For more information call 920-517-0412 W2569 St. Kilian Drive • Kewaskum, WI 53040 • $161,500 239748014 Find Out What Your Home is Worth On-Line Visit www.FreeWiRealEstateInfo.org Emmer Real Estate, Inc. 238725003 3BR/1BA Ranch (approximately 1000 sq. ft) on 1.7 Acres. Features: 30'X 90' Pole Building, 18'X 18' Shed, 2 Car Garage, Finished Basement, Central Air, New Paint, Carpet & Vinyl Flooring. $210,000. Call for a private showing: 262-797-9371 or Steve: 262-825-6491 or Lynn: 262-825-6495 239787004 For Sale By Owner Meticulously Maintained/Single Owner Home Call Lynnette Parish 904-2719 lynnette@adashunjones.com E Q U A L H O U S I N G OPPORTUNITY OPEN SUNDAY 11:00-12:00 NEW PRICE REALTOR ® MLS MULTIPLE LISTING SERVICE ® N9043 Lakeshore Dr., Van Dyne 239790005 Splendor on the Lake with acres to roam on. This grand 2 story stone and concrete home features new roof, maple flooring with elegant wood from floor to ceiling, cedar closets, new kitchen with tile flooring, surround sound speakers, laundry and half bath. New windows, carpeting and wrap around porch to enjoy the view of the lake, woods and the Wild Life. This home is breathtaking. $285,000 adashunjones.com 3903 Elmwood Rd • Richfield This exquisite spring fed lake property stands on top of a hill with mature trees on 20 acres of beauty. View lake from multiple decks in this 4 bedroom ranch w/exposed walkout lower level. Imagine the wildlife and color changes. Home boasts multiple fireplaces, whirlpool tub in huge master bathroom. Horses are welcome on well- established trail system., private beach, 36x45 pole shed with electric. Enjoy a vacation everyday in this gorgeous home with a private setting! WOW. $624,900. OPEN SUNDAY 12:00 - 2:00 4 Acre Lake With Island MICHAEL CSASZAR Executive Realtor 262-689-3087 Email: mcsaszar2@hotmail.com 239815001

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