Smoky Mountain Trader

October 14

The Smoky Mountain Trader a free Classified paper serving 12 counties in 3 states. Hamblen, Knox, Jefferson, Cocke, Grainger, Sevier, Hancock, Hawkins, Claiborne and Greene Counties in Tennessee. Plus Lee County Virginia and Bell County Kentucky.

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585 Tires & Rims 1 Set of 4 Factory Rims. Per- fect condition, fits 2008-2011 Ford Ranger. $400. Call 423- 581-1439. T&T Tires.jpg NEW Set of 245/65R17, $225. Call 561-768-6360. 605 Farm Machinery 09 Kubota.jpg 2009 Kubota Tractor. 60" cut, PTO. $9450. Call 561-768- 6360. 630 RVs & Campers 06 Gulfstream.jpg FOR SALE: 2005 Gulfstream BT Cruiser Motor Home. 27', 42k Miles, $32,500. For more information call 423-327- 0707. 645 Guns NRA.jpg CAMERON CONNECTION. TN Concealed Handgun Carry Permit Classes! October 16,2021 November 13, 2021 December 11, 2021 Call for Wednesday Classes Contact Mike Cameron 865-919-3260 Cell 865-919-5553 Brenda's Cell 865-674-0251 Home Phone Guns, Ammo, Eye & Ear Protection Provided! Indoor shooting Range Opening Soon website to register https://dl.safety.tn.gov VIAGRA and CIALIS USERS! 50 Pills SPECIAL $99.00 FREE Shipping! 100% guaranteed. CALL NOW! 866-364-3024. *CSA Balancing Fun & Balancing Fun & Finances Finances If you're a woman who owns a business, you may have some challenges not shared by your male peers – but you also have several opportunities to help improve your financial future. You may already be taking some or all the right steps, but here are some ideas to be sure you're considering and revisiting as your business grows: • Refresh your network. Are you involved in networking with other women business owners? Many of them may have insights into the issues women face in the business world, as well as sugges- tions about lending programs and business-friendly banks. You may also enjoy passing along your lessons learned to others. • Review your business structure. If you go into business as a sole proprietor, you'll have to report your business income on your personal income tax return. If you incorporate or form a limited liability company (LLC), you can protect your personal assets – such as your house and your investments – from creditors because these assets will be separated from your business assets and debts. You might also consider other, more complex entities, known as C and S corporations. There's no single "correct" business structure and the most appropriate one for you may change over time, so, in choosing one that's right for your needs, you'll want to consult with your tax and legal advisors. • Invest for growth. Ideally, hard work produces results, and one of the main results you want from your investments is growth – that is, you want your investments to appreciate in value so they can eventually help you meet your goals. But if you are overconcentrated in vehicles such as certificates of deposit (CDs) and government securities, you may end up lowering your growth potential. That's not to say that CDs and Treasury bills are in some sense "lazy." They can provide you with income and help you reduce the impact of market volatility on your portfolio. But to achieve most of your goals, you'll need a reasonable number of growth-oriented investments working for you, with the exact percent- age based on your needs and life stages. • Do an insurance checkup. To protect yourself and your business, you may want to review your insurance to make sure you have the right kinds and amount of coverage. General liability insurance can be appropriate for sole proprietors, if you've established an LLC or you've incorporated your business. If you provide some type of professional service (i.e., legal, account- ing, engineering and so on), you might need professional liability insurance. And no matter what business you own, you might want to add disability insurance to replace some of the income you'd lose if you were injured or became ill. • Consider all your retirement options. If you've got your own business, you're solely responsible for funding your retirement. Fortunately, as a business owner, you've got several attractive options, including an "owner-only" 401(k), a SEP-IRA and a SIMPLE IRA. In deciding which plan is right for you, you'll need to consider several factors, including the number of employees, if any, and the nature of your business. However, all these plans are relatively easy to set up and administer and offer potential tax benefits. And even though you've got plenty to do already, you should make the time to establish or review your own retirement plan – because eventually you'll need all the resources you can accumulate to enjoy life as a former business owner. You can also find valuable information on programs for women business owners by visiting the Small Business Administration's website at www.sba.gov and searching for "women-owned businesses." Running your own business can be challenging – but by making some positive financial moves and getting the support you need, you can also find business ownership to be highly rewarding, personally and professionally. Marcus Trantham Financial Advisor 6144 Cumberland Gap Parkway Suite 3 Harrogate, TN 37752-7861 Bus. 423-869-3608 Fax 888-810-2732 marc.trantham@edwardjones.com www.edwardjones.com/marc-trantham This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Marcus Trantham Financial Advisor 6144 Cumberland Gap Parkway Suite 3 Harrogate, TN 37752-7861 Bus. 423-869-3608 Fax 888-810-2732 marc.trantham@edwardjones.com www.edwardjones.com/marc-trantham APPALACHIAN APPALACHIAN AUTO REPAIR AUTO REPAIR APPALACHIAN AUTO REPAIR 520 Jarnigan Ave. 520 Jarnigan Ave. Morristown, TN Morristown, TN 423-587-2260 423-587-2260 520 Jarnigan Ave. Morristown, TN 423-587-2260 Brakes $89.99 Per Axle Alignment $44.99 Oil Change & Tire Rotation $34.99 © SMT Page 14 - The Smoky Mountain Trader - October 14 - October 20, 2021 www.thesmtrader.com SCAN ME! thesmtrader.com Don't miss an issue of the Smoky Mountain Trader TheSMTrader.com ALL CLASSIFIEDS ALL CLASSIFIEDS ONLINE & IN PRINT Classifi ed Deadline is Classified Deadline is 5:00 p.m. Tuesday

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